Housing Benefit Advice - mum maybe moving in!

iammumtoone

hopetodream wrote: »

Thank you for some sanity here! I will ring the agency on monday re treating as 2 properties. You hit the nail on the head. I feel emotionally drained this year. We have to move out of our dream home, dads gone, my uncle died 3 wks ago, and mum is on her own. My head is spinning trying to figure it all out x

I actually suggested that previously in the thread but you choose to ignore my post and just rant at how you felt 'got at'.

I can understand how some that work hard all their lives see what others get on benefits but in this situation even if your were on benefits it wouldn't help, you would still not be able to afford what you want to do, you would be in a much worse position with a lot fewer options so I don't see why you are comparing benefits claimants to yourself.

btw, I am single mum and work. I also own my own home (no HB here) just in case you are interested.

hopetodream

Thanks iammumtoone. Im sorry my comments were in haste. Its an emotional time for us right now. We have until christmas eve to mover out. I have 2 children who ask where santa will visit, and a mother whose had an attempted break in where she lives, On top of that I have had to say goodbye to my dad and uncle in the last 3 months.
So my emotions are high, as are my responses.
Right now if I faced loosing my home, the council would either rehouse me or give me temporary accomodation if I claimed benefits. However I dont. After only moving into this property a mere 6 months ago, I have to find referencing fees and a deposit, before I get this one back, to be able to even move. Thats my situation.
However, mum is even more concerning to me. She lives on her own now that dad has died. She has a 2 bed property fully paid for because she could prove they could afford it before dad passed away with cancer. This will only last until feb, where she will have to find the top up to her rent. Someone recently tried to break into her property, screaming and shouting whilst doing so. Also her health causes me concern. we shop for her, garden for her, my partner even had to change her clocks as she cant reach.
Some people think this is for financial reasons, however, maybe I worded my inital question wrong, but its not. And yes, I will be honest, it does rile me when people can walk into a council office pleading homelessness or overcrowding and get sorted. Right now we face a christmas homeless, and I have worked every day since I was 15. Do I find that unfair.....yes I bloody do. I may have a well paid job, but all of that goes on bills and rent. Do I have savings no.....
So I have fewer options that a benefit claimant!

iammumtoone

I am sorry for what you have gone/going through but you have to try to get it out of your head that being on benefits is the answer to everything (not saying that's what you want to do) as it will just eat up at you and make you resentful and bitter. Respectfully even if you feel people are being rude to you there is no need to accuse them of being on benefits, accuse them of being rude and unhelpful yes if you feel it is warranted but don't assume they are on benefits.

If you were on benefits you would not just get offered a home, there isn't the social housing available. You would have to wait until you were actually homeless ie the bailiffs evicted you before the council would even consider helping you, you would probably end up in temporary accommodation with your family separated. I am sure you wouldn't want your children to go through all that.

If you are worried about your housing situation start another thread, there are some very helpful and knowledgeable people on here (just try to stay calm and filter out any posts that you don't agree with). Just because the landlord wants you out by a certain date you don't have to be gone by then, people will help you with what your options are and the realistic date you need to be gone by.

merlin68

People don't just walk into council offices and get sorted. If only. There is a severe housing shortage some councils have a ten year wait.
My council have 6000 on the list.
You have to literally wait for the bailiffs to evict you after getting a section 21 for them to even take any notice.

hopetodream

Thanks iammumtoone. I actually really appreciate your response.
I am actually sorry for being horrid in my responses, emotions are running high, and buttons were pressed. I read responses as someone talking, and you word yourself amazingly. Some however are more blunt, and maybe not so great at approaching a situation full of emotion so well..
We are all human at the end of the day, wherever we come from. Trust me, I grew up on a rough and tumble council estate, so I have probably been at all ends of the spectrum, Which is why, usually, tonight forgiven, I speak with courtesy. I just found some comments too personal and rude, and I should not have fought back like a 3 yr old. maybe my daughters attitude is having an affect lol.
Its purely because my family is my passion, they are what I work for. I just wanted advice tonight on if it was possible to do this. I am not trying to "screw the state" just see what mum would be entitiled to.
As said in a previous post, she is a very very proud woman, and she wouldnt move in with us if she felt she wasnt helping or contribtuing. Im guess she is where I get my determination from. Thank you for being firm but fair x

hopetodream

Merlin 68, I have a section 21. Landlady wants to move back in to sell the property to avoid capital gains tax. I know we can still stay and wait for a section 8, but a moral part of me cant do it. I will if I have to. We have always paid on time, kept the property immaculate, even in vested a lot of money having solid gates fitted on the drive and clearing the gravle path way which was just weeds, plus repainting the shed and workshop.
I know councils struggle, and in a millions years I hope that we dont have to go down that route. In fact we may not need to. This is the only property that has come up, that has enough space for my partners business, but more house than we would want, hence mum wanting to move in with the annexe. Ultimately its cost saving all round, tax payer, mum and us. Not after handouts

When_the_going_gets_tough

I don't see why your mum would not be entitled to some hb if she moved in with you as a joint tenant. I would have thought she would be entitled to up to the 1 bedroom Lha rate depending on her income.

Person_one

OP, I'm very sorry for the loss of your dad. I must say that one of the best pieces of advice I ever heard (long after it was too late for me to take notice of it!) was not to make any big life altering decisions within a year of a major bereavement. Emotions are too all over the place and things need to resettle to a new equilibrium before we can start planning sensibly again.

I would say that your mum is very young to take on the life of a widowed granny permanently. I can see how the thought of drawing together as a family is incredibly tempting right now but a few years down the line your mum may want more independence, more of a social life, maybe even a new relationship or second marriage even though that may be impossible to imagine right now.

ceecee1

I don't normally comment on these things but you mum is only 55. She has a whole life ahead of her and she is possibly lonely after losing your dad. The best way to help her would be to support her into becoming independent.
She is by no means an old lady, and I say that as someone who is older than your mum, living happily alone and would no more consider sharing my home with anyone else than flying to the moon.

ceecee1

When_the_going_gets_tough wrote: »

I don't see why your mum would not be entitled to some hb if she moved in with you as a joint tenant. I would have thought she would be entitled to up to the 1 bedroom Lha rate depending on her income.

You need to ask if non-dependant deductions would apply if she were a joint tenant. Not sure if they would or not but she may not get the full amount if there are others in the same house who work