Buffy's Savings Diary

Buffythedebtslayer

On phone to insurance company. Must be the most soul destroying thing.........well obviously not soul destroying..........but utterly frustrating. Sometimes I'd like to live in the 1950s when you would go down to the insurance company and speak to a man (and yes I know I couldn't cope with the sexism) who would have to look you in the eye and lie. As opposed to all over the phone.....................

Having said them I am happy with my pay out. They never did arrange a hire car but to be honest the less I have to do with them the better!

I now need to sort out insurance for my new car (if and when the deal comes off)

am so hungry. Which is good as felt full of flu when I woke up. but beechams seems to have sorted that.

beanielou

Hopefully that is sorted out then.

There_Is_a_Light

Hope things can now move along quickly.

lulabelle

oh buffy, poor you! what a horrid thing to happen!

hopefully the insurance co have properly paid out now?! or at least agreed to?

re the weight, I don't agree with denying yourself treats but I do believe in trying to be "good" 80% of the time and exercise. A few years ago I lost a lot of weight by just having meat and vegetables (no carbs) for tea during the week and allowing self only 4 squares of choc from those big bars. For lunch I'd make a wrap as that is much better than bread. And exercise, at least 3 days a week (know this is hard for you at the mo but when you are recovered) even if it's just walking. Maybe sign up to the couch to 5k? And do it with a friend (or if you haven't got any friends who are interested (they might be like mine and all too busy with kids etc) then find someone on here who wants to do it/do healthy eating too and spur each other on).

Hope that helps xx

lulabelle

oh and ps, following that programme i then allowed myself to eat what I wanted at the weekends (take away included), I just ate half the amount I normally would have done

in_need_of_direction

I was binned from the couch to 5k!

Buffythedebtslayer

If a savings account offers monthly or yearly interest, which is best? It mentions compound interest? so wouldn't it be the monthly ?

http://www.postoffice.co.uk/savings-accounts/online-bonds

I don't know............been reading Mr Money Moustache.........There is a light!! your fault!

Just pondering what to do.............ISA I guess?

XXX

Buffythedebtslayer

in_need_of_direction wrote: »

I was binned from the couch to 5k!

how did that happen?

OO I walked the dogs today - not far but a start.

xx

mothernerd

Buffy, both are the same rate - monthly figure gives AER which is same as annual rate. As you can't take the money out without penalty it doesn't really matter when they put the interest on. It might, in some circumstances but no practical difference as far as I can see (I did two years studying accountancy and had to calculate these sorts of things but it was a long time ago).

in_need_of_direction

I was doing a group couch to 5k programme offered free by local council. The instructors caught sight of how swollen my knee became and told me not to come back without written clearance from my gp. I was six weeks into the ten weeks. I was gutted. Still, after my imminent surgery, I will go back as it did make me feel better.