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MFW Baby steps

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Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Petal88 wrote: »
    Eeeeeww!! Presumably to reawaken the smell :rotfl::rotfl:

    Me thinks so. But the thing I couldn't get is that they'd only be warm for a short time. This can only mean one thing: they'd need to 'enjoy' them as soon as they came out of the vending machine surely?! In front of other people?! :shocked:

    Eh hmm, moving on. :rotfl:
  • mrsp1987
    mrsp1987 Posts: 815 Forumite
    Fourth Anniversary 500 Posts Wedding Day Wonder Cashback Cashier
    I don't think I could do the underwear thing but I'm sure I could find some jam jars and try and flog some English air. If people are prepared to buy it why shouldn't we benefit :D
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wishing I hadn't read all about this so late at night... scared to go to sleep now... who knows what nightmarish visions will descend upon me... :eek:
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • [Deleted User]
    [Deleted User] Posts: 0 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Another week, another go at loading my catapult and firing some overpayments at the mortgage. Only trouble is that I'm using marshmallows when I really want to be using boulders. :rotfl: This morning as I have my tea, I've just made a £2 overpayment.

    Hoping everyone has a good week and gets to use their catapults at some point. :beer:
  • Petal88
    Petal88 Posts: 273 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hey it all makes a difference ldee!! But I know how you feel - I've got a huge mortgage (not even on my forever home, just a 1 bed!) and am chucking TT's at it at the moment :rotfl: This weekend I managed to send across £8.84 in total across 3 days :D

    First day at the new job today, I'm definitely nervous so wish me luck!
    Mortgage Oct '20: £615k
    Mortgage Feb '24: 590k
    Debt Feb'24: £35,501.54
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Sending good first day vibes your way! :)
  • [Deleted User]
    [Deleted User] Posts: 0 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good luck in the new job Petal88! And well done on the weekend overpayments. The weekend is usually when I fall of the wagon with my budget. :(

    Daft question, but what does TT mean?
  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Hope your day went well :D
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • Petal88
    Petal88 Posts: 273 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 19 December 2025 at 3:05PM
    Thank you for all the well wishes people! It went really well actually although now I'm utterly utterly exhausted...

    [quote=[Deleted User];70483820]

    Daft question, but what does TT mean?[/QUOTE]

    Not daft at all! TT's are "tilly tidies" named after the MFWer Tilly Tidy who started the trend :D. It's basically when you round down your account to the nearest £1, £5, £10 or whatever you want. The idea is that you won't feel those small amounts being shifted but that ultimately they add up and make a difference. For me, I quite like that it gives me something regular to do as I think I'd get bored if I only did one big OP per month :)
    Mortgage Oct '20: £615k
    Mortgage Feb '24: 590k
    Debt Feb'24: £35,501.54
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Glad to hear the first day went well! :T
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
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