FirstPlus 2004 Loan - PPI Claim?

[Deleted User]

woody5 wrote: »

Thank you
We took ours out April 2006 I think, so would I just send a letter similar to the template on this page with a few adjustments?

No, contact FSCS directly and they will tell you how to proceed.
http://www.fscs.org.uk/your-claim/?gclid=CJOS-LHBo8wCFdQaGwodIXYD0whttp://www.fscs.org.uk/your-claim/?gclid=CJOS-LHBo8wCFdQaGwodIXYD0w

robbies_gal

sorry to bump sent my complaint letter to firstplus got an initial response from elderbridge stating barclays were the company who sold the loan so they have forwarded it them-finei thought

a week later have received a letter from fp statiing it was central capital and they have forwarded my complaint to them

so whuch is it or do barclays own ccl?

amersall

Central Capital would have been the brokers, they sold the loan and PPI.
See what response you get back.

robbies_gal

thanks yeah i assumed thatjust wondering why elderbridge have said it was barclays unless theyre misinformed

amersall

First plus is Barclays, First plus sold the loan book to Elderbridge.

robbies_gal

thanks for clearing that up for me so they passed it on for me who then wrote and said it will be passed on to ccl

will update when i hear something from them

robbies_gal

just got a final reposnse saying i have a case its outside the time limits for complaingin as its over 6 years

apparently i should have known to complain about it at the time this is their defence

do i have any comeback on this since others have received refunds for over 6 years ago?

[Deleted User]

You are time barred.

robbies_gal

so why did others with claims over 6 years win their case?

amersall

robbies_gal wrote: »

just got a final reposnse saying i have a case its outside the time limits for complaingin as its over 6 years

apparently i should have known to complain about it at the time this is their defence

do i have any comeback on this since others have received refunds for over 6 years ago?

When did you take this loan out?.
How could you complain about this sooner when you did not know you had been mis sold?. It is only because of the mis sell saga over the past few years that consumers realised, especially with this type of single premium PPI, that they were in fact mis sold.