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3-6 Month Emergency Fund Challenge!!

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Comments

  • Hi Helen can you please update me to £2071, hugs everyone hope you're all good xx
  • Morning Everyone :)


    Had a bit of a rotten Evening last Night.....But now I've had some Sleep I feel loads better.... which is great....Hopefully it will be a GREAT start to the Day :D:D:D


    [Deleted User] - I've Updated the First Page....You're doing AWESOME!! Keep going hun xXx :)
  • Oops made a mistake with my update, sorry Helen it should have been £2091 :j payday on Friday so another £50 will transfer across which means I will have reached 25% of my target, slowly but surely wins the race :) xx
  • lexbubbles wrote: »
    £45 regular payment + £7 from the 50p saving challenge + 70p in change =

    £1,550.02 / 4,600

    33.7%! Wooo! Officially one-third done! I now have a one-month EF :J

    Next mini-target: £1,840 (40%).
    Estimated completion date: March 25th

    Woohoo! Well done Lexbubbles.

    T:D
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • I'm really excited as I've just got a cheque from HMRC for my tax refund and its £1613.92 !!!!!

    So looking forward to paying this in to my account tomorrow and adding some to my emergency fund. Going to add £300 so I can say I've reached 50%.

    I'll let you know when the deed is done.

    Thistle x
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Morning Everyone.... :)


    Well I had a rather successful Weekend work-wise...Not quite as successful as I wanted....but certainly better than other times....so I'm happy....AND keeping up with Debt Repayments which is a new thing for me - For years I would put things off, not pay them, organise to pay double and then not be able to pay it....but now I'm paying what I need to pay each Week...and I'm really proud of myself for that....


    Didn't quite make enough to be able to add to the EF this Week...but I'm keeping my fingers crossed for when I get paid next Week....


    [Deleted User] - No problem hun, I have Updated the First Page....Wow, nearly 25%....you're doing AMAZING!! Keep up the GREAT work... xXx :)


    Thistlewhistle - WOW, a huge Tax Refund like that needs to be celebrated.....and I can't wait to hear the Update for your Emergency Fund when you've transferred the Money....Onwards and Upwards I say xXx :)
  • Well done everyone on payments and tax rebates! Good times :)


    After a rough Friday, I had lots of legal letters on Saturday morning (well, afternoon, as I struggled again to face the day to begin with). Good news is that the last of his stuff will be going on Wednesday evening :j, my endowment policy is fully signed over to me so I will be able to overpay substantially on the new mortgage in August and next January when it matures :j:j, and my final solicitor's bill is going to be nowhere near as bad as I though, so I can make an additional payment to mum and dad for my car deposit loan today, and I will make an additional payment into the EF at the end of the month when all bills are cleared. :j:j:j


    Sending some of my positive vibes to everyone... karma clearly comes good in the end :)
    3-6 month EF Challenge Member #19: £3590/£6000.[/B] Craft destash from 22.5.22: 46/200. Declutter from 22.5.22: 105/250 Car finance PAID OFF £7,848.88 IN 2019 (0% LOB)
  • Well done on the additional payments Durangirl. Whoopee!!!!
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Tax refund cheque now banked and money allocated on YNAB.

    EF is now at £2,500 / £5,000 and so I've hit the 50% :dance::dance:


    Paid CC off to tune of £2,650 (67%) too.

    I love tax refunds!!:j:j:j

    T:D
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Morning People :)


    I'm awake early and working.....I feel like this Week is going to be a good one!! I'm determined to do what needs to be done this Week.... :D


    DuranGirl - You're right, karma does come good in the end hun.....I'm so pleased for you!! xXx :)


    Thistlewhistle - YAY to 50%!!! I've Updated the First Page....Keep it going hun xXx :)
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