Seller lied on property questionaire - Electrical fire

sean1989_2

Also it transpires that a surveyor did enter the premises and conduct a survey "the middle survey"

So not the one where they look at it and drive off - but he "visually" assessed the house from the inside and said everything was fine...

Interesting considering the electrician has spotted many visual errors...

Including (something i wasn't aware of) our hob being too close to the sink - can someone confirm if they are aware of limits with hobs and sink? the gap is probably 1/2 meter if that

jbainbridge

sean1989 wrote: »

Also it transpires that a surveyor did enter the premises and conduct a survey "the middle survey"

So not the one where they look at it and drive off - but he "visually" assessed the house from the inside and said everything was fine...

Interesting considering the electrician has spotted many visual errors...

Including (something i wasn't aware of) our hob being too close to the sink - can someone confirm if they are aware of limits with hobs and sink? the gap is probably 1/2 meter if that

I'm not going to read the thread again. What did your survey say about the electrics?

Surveyors aren't qualified electricians. They may comment on the electrics but any Homebuyers Survey i've seen just states that they recommend the buyer get a registered electrician to inspect / test.

Dan-Dan

This thread veers between what appears to be serious errors from op`s convenyancers to downright stupidity from the op in regards to acting totally blaze about their own responsibilities in the process

i hope op is clearer when pursuing the claim through courts

edinburgher

Surveyors aren't qualified electricians. They may comment on the electrics but any Homebuyers Survey i've seen just states that they recommend the buyer get a registered electrician to inspect / test.

Indeed. They also won't say 'everything was fine', assume that's a none too specific paraphrase. Every survey I have ever seen has also been very careful in terms of how it was worded. Surveyors are professional/accountable and are not in the habit of leaving room for any assumptions.

sean1989_2

edinburgher wrote: »

Indeed. They also won't say 'everything was fine', assume that's a none too specific paraphrase. Every survey I have ever seen has also been very careful in terms of how it was worded. Surveyors are professional/accountable and are not in the habit of leaving room for any assumptions.

So the official wording of any Condition's on the survey:

"the general condition of the property appears consistent with its age and type of construction, some works of repair and maintenance are required"

"Evidence of moment was observed in the form of an uneven floor. This appears to be long standing and the livelihood of further significant movement seems remote"

"are the repairs recommended as a condition of the mortgage or an engineers report required" - Marked "No"

When i queried with the mortgage company and the surveyors what "repairs" and "maintenance" is - they state " it is related to the condition of the doors in the house - uneven driveway and back garden, general condition of windows etc"

No electrics as i would guess

I think its safe to say this could be a very long process - if the home insurance don't pay out then its going to be a right ball ache

Dan-Dan

Sean , i think your in for a rude awakening with the Insurance company , sorry to say , you seem to be expecting them to do your whole house up for you

Everything you say in post #206 is very very standard and applies to thousands of homes moved into every month

Basically , worth what you paid/borrowed for it , now crack on..

edinburgher

Everything you say in post #206 is very very standard and applies to thousands of homes moved into every month

I believe the exact same phrases were used to describe historical movement of our property, do they use a phrase bank?

AdrianC

sean1989 wrote: »

So the official wording of any Condition's on the survey:

"the general condition of the property appears consistent with its age and type of construction, some works of repair and maintenance are required"

"Evidence of moment was observed in the form of an uneven floor. This appears to be long standing and the livelihood of further significant movement seems remote"

"are the repairs recommended as a condition of the mortgage or an engineers report required" - Marked "No"

When i queried with the mortgage company and the surveyors what "repairs" and "maintenance" is - they state " it is related to the condition of the doors in the house - uneven driveway and back garden, general condition of windows etc"

No electrics as i would guess

That is a lender's valuation, not a survey.

john_white

sean1989 wrote: »

Also it transpires that a surveyor did enter the premises and conduct a survey "the middle survey"

So not the one where they look at it and drive off - but he "visually" assessed the house from the inside and said everything was fine...

Interesting considering the electrician has spotted many visual errors...

Including (something i wasn't aware of) our hob being too close to the sink - can someone confirm if they are aware of limits with hobs and sink? the gap is probably 1/2 meter if that

That's a valuation survey. In some cases they simply verify the house exists I.e. drive by, more often though they do enter to check it's OK, especially if the deposit is smaller.


If you had a homebuyer survey - the middle one, you'd have had a 30 odd page report.


What do the 2k in fees breakdown as?

sean1989_2

Dan-Dan wrote: »

Sean , i think your in for a rude awakening with the Insurance company , sorry to say , you seem to be expecting them to do your whole house up for you

Everything you say in post #206 is very very standard and applies to thousands of homes moved into every month

Basically , worth what you paid/borrowed for it , now crack on..

Yeah i think the insurance wont pay up - but if they did for the electrical work then that's all good. - not bothered about the rest - i can get a plasterer in and decorate.

The only other solution as mentioned in previous posts is to sue the previous sellers.

I have asked countrywide to define their meaning of "electrical works" from their questionnaire and they said this is ANY electrical work completed inside the property.

I have emailed them in hope they will be so blunt to put this in writing to me