Seller lied on property questionaire - Electrical fire

Cornucopia

Examining a property requires a certain amount of peeling back the layers of detail. You/a surveyor might see that the boiler looks old, and that might be enough to arrange a discount on the asking price, but not enough in terms of be sure of its safety when you move in.

Jhoney_2

sean1989 wrote: »

I would agree FTB just make sure you send in professionals on the electrics, gas and anything else that you thought hmmm

Had the home insurance surveyor attend and he said it looks pretty bad indeed however, when i said - ignore the burn marks and the smell of the burning and what does it look like?

He said "well looks ok to be honest"

Just goes to show that looks certainly are not everything!

The surveyor did however say this is probably a full rewire job looking at the damage. General assessment


We have an electrician now on their way to do a full electrical report - another £80.00 down Fact find.

This is what I mean in a nutshell.

@ cornucopia
Safety may be a stretch as it is only safe up to the point of the inspection, but certainly it's condition.

moneyistooshorttomention

Oh dear - well if the surveyor did indeed say "This is probably a full rewire job" then errrrrrrm.....:(.

I've not been following all the "twists and turns" of this particular thread = so at what point did a surveyor say that? That is = was it before or after exchange of contracts time?

Jhoney_2

moneyistooshorttomention wrote: »

Oh dear - well if the surveyor did indeed say "This is probably a full rewire job" then errrrrrrm.....:(.

I've not been following all the "twists and turns" of this particular thread = so at what point did a surveyor say that? That is = was it before or after exchange of contracts time?

No MITSTM, this is a new surveyor sent by the insurance company since the purchase and electrical fire.

Nothing to do with the buying process as per the OP. All after the fact and a current development.

AdrianC

I can't see quite how or why the OP's buildings insurers would pay out on a claim for pre-existing faults, but there we go.

edinburgher

8) there are other issues that i didn't put in my opening post, the lawn flooding yet the form being marked as "no flooding"

I have looked online at quite a few sample property information questionnaires and all the questions about 'flooding' were followed by information about checking government information about historical flooding. Did your questionnaire have a similar question?

I very much doubt that a leaky gutter counts as 'flooding', I think they're talking about act of God, river bursting its banks type flooding.

From memory, evidence of similar was mentioned in our survey, but more as a 'for information, to resolve when you move in' than 'this is a huge issue'.

Jhoney_2

AdrianC wrote: »

I can't see quite how or why the OP's buildings insurers would pay out on a claim for pre-existing faults, but there we go.

I did wonder about that, but perhaps they are doing so on the basis of recovering the claim money from the legal pursuit element of the insurance/in the OPs case? I could be wrong though.

silvercar

AdrianC wrote: »

I can't see quite how or why the OP's buildings insurers would pay out on a claim for pre-existing faults, but there we go.

They may pay out for damage caused by the faults, without actually paying for the repair to the faults.

we once had a cold water tank leak, insurance paid for the damage caused to ceilings etc but not for the repair.

sean1989_2

so...where to begin...

Electrical testing - erm...

4 plug sockets burnt out
2 lights burnt out
dangerous earth level readings throughout the property
Overloading of the fuse box
2 fire hazards
confirmed rewiring throughout the house sparky spotted some wiring the had been cut into using new wiring all different colours tell dates apparently
3 warnings being issued
Fuse box is needing urgent replacement

Recommended full rewire of property

Lesson number 1 when buying a house - Call in the sparky before you even think about anything

edinburgher

I think your comment re. sparky is very valid - I hope you don't end up too much out of pocket.