Barclaycard & Free Experian Credit Score

grumbler

MSE news

• Experian shakes up how it calculates credit scores
  

Adrian, for example, emailed us saying: "I discovered when I checked my credit file with Experian that it had changed its method of calculating scores. My score went from 642 to 512 – 'very poor' – overnight on the same information."

Steven also emailed us saying: "I've been working on increasing my credit score for a while now as I'm looking to sort a mortgage by December. However, I have some defaults from five years ago which I cleared. My Experian credit score suddenly dropped by 107 points for no apparent reason."

glentoran99

So it took two days but Barclaycard have now gave me a number from Experian,


What a waste of time

SnowTiger

glentoran99 wrote: »

So it took two days but Barclaycard have now gave me a number from Experian,


What a waste of time

That's all you were going to get. The sign up process is quite clear about that.

glentoran99

SnowTiger wrote: »

That's all you were going to get. The sign up process is quite clear about that.

never said It wasn't, doesn't mean its not a waste of time though

SnowTiger

glentoran99 wrote: »

never said It wasn't, doesn't mean its not a waste of time though

You wasted it.

dazzaofdagenham

Just logged in and got my score

It says my score is. Zero

Marcio45

Me and other half have both accounts with barclaycard. I have registered both of us for the experian score on barclaycard at the same time. Hers showed up next day and mine still pending. Will it be because i have just cancelled my experian 30 day trial? I know its worth what its worth and i already know my score anyway. But wonder if my delay has to do with the cancellation... Funny aint?

[Deleted User]

Marcio45 wrote: »

But wonder if my delay has to do with the cancellation...

Probably not.

takman

I have just received my number it is 998 which i find quite amusing that they think their calculations are so accurate that they can reduce a score by a just 1 lol.

I wouldn't be surprised if i see a sudden drop in 60 days to try and tempt me to subscribe to their services.

Paul_1977

Due to the status of your account, you currently cannot access this service.

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