Barclaycard & Free Experian Credit Score

carcuscrae

Anyone heard an update on this yet?

Thanks

book12

*California* wrote: »

Does someone know the launch date?

carcuscrae wrote: »

Anyone heard an update on this yet?

Thanks

Article published on 18th indicating that it will be available from Friday (i.e. 20th Nov): http://www.thisismoney.co.uk/money/cardsloans/article-3323849/Barclaycard-gives-10-5m-customers-free-access-credit-scores-data-shows-six-ten-never-checked-it.html

SnowTiger

book12 wrote: »

Article published on 18th indicating that it will be available from Friday (i.e. 20th Nov): http://www.thisismoney.co.uk/money/cardsloans/article-3323849/Barclaycard-gives-10-5m-customers-free-access-credit-scores-data-shows-six-ten-never-checked-it.html

Interesting.

Manoj Piplani, managing director of Barclaycard UK, said: 'In our research, we found most people are interested in the idea of seeing their credit score.

[...]

Manoj adds: 'Everyone should take time to manage and understand their credit score – it's not only an important deciding factor on whether you can get a mortgage, loan or credit card, but can affect your access to a much wider range of products and services including mobile phone contracts, monthly car insurance, bank accounts and more.'

The Barclaycard research suggests the main reasons for checking a credit score is for a mortgage application, suspected ID theft and general curiosity.

Lots of talk about "credit score" in the article. Do you think they really mean credit file?

I'd expect the Managing Director of Barclaycard UK and a journalist for This is Money to know the difference.

grumbler

Your expect too much from both a journalist and a top manager.

20aday

Slightly off topic here but Tesco Bank are to offer the Noddle service for their Foundation Credit Card customers (saw it in the paper today).

brokebuthappy

If anyone is interested, I just logged into my barclaycard and they now have a prominent banner inviting you to access your credit score. I had to confirm the length of time I had lived at my address and when that information passed the check I was told,

"Thanks, we've received your Experian Credit Score request
We've shared your information with Experian, who will now generate your Experian Credit Score. We'll send you an email when you can log in and see your Experian Credit Score. Alternatively, go to 'Accounts & services' in the next few days."

QuietOne

I have just done the same on my account and it said my application has been sent to Experian.

20aday

Well that's a good start from Experian.

Only been at my current address since October 2010 so it's asking for my previous address.

Entered the (correct) postcode for my former residence and it's telling me it's not recognised.

chattychappy

QuietOne wrote: »

I have just done the same on my account and it said my application has been sent to Experian.

Oh this isn't some sort of scheme where you end up getting subscribed to something you don't want?

Well, I could check. Just feeling lazy (and cynical)... My "score" doesn't excite me!

SnowTiger

Sadly, it's only the score they're offering which is updated every sixty days:

Barclaycard provides access to your Experian Credit Score. The Experian Credit Score itself, and the information about it are provided by Experian. Please note that you will see your score and general information about the factors that are likely to affect it. This is not a full credit report, and will not show details of your payment history, or events that have impacted your Experian Credit Score.