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Husband refuses to put my name on the deed of the house

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  • Meyor wrote: »
    Exactly. A Judge will decide.

    Yes a judge will decide, not you....which is the point people are making. You lost that control by getting hitched!
  • 74jax
    74jax Posts: 7,930 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think you're in a similar position to myself and my hubby, with me being your partner and you being my husband.

    We got together and my hubby had an appartment worth say 500k no mortgage, I own a house (mortgage).

    We got married and he moved in with me and my DD, and rents his appartment out - no mortgage on either property now.

    The house we both live in is my sole name, his appartment remains in his sole name. He has asked to put both in joint names, but to me I can't see the reasoning behind this.

    If I die, my will leaves the house to my DD. It's clear cut (or as much as these things can be.........)

    If hubby dies he doesn't have a will (dont go there) so I only get a certain amount and the rest goes to his mum/sister. Nothing goes to my DD - his step daughter. So I make sure the provision for her is from me.

    Should we divorce then wills obviously don't come in to it.

    I would suggest you either remain as you are where you both own your own properties or both jointly own everything.
    Forty and fabulous, well that's what my cards say....
  • Meyor
    Meyor Posts: 44 Forumite
    Fifth Anniversary 10 Posts Name Dropper Combo Breaker
    And the starting point is 50/50, not 0/100. You having struggled on your own for years to pay a mortgage wouldn't sway a judge to award you more.

    What makes you so sure of this?
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    Meyor wrote: »
    I am willing to share, but only what I accumulated during the marriage, not before.

    I still have my pension and other assets but that flat of mine is dear to me as I suffered to buy and practically went without for a period of time to meet the mortgage payments. Now it is mostly paid off from my own sweat, I should decide what happens to it if I were to no longer be here.

    "My pension" again it's not your own personal pension it's a pension fund which is now also a joint asset. It's half his too and in the event of your death he gets all of it.

    It doesn't matter that you went without to buy the house, maintain it or improve it. It's his too.

    If you haven't left him half of everything you own in your will then your will will be contested.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • Meyor
    Meyor Posts: 44 Forumite
    Fifth Anniversary 10 Posts Name Dropper Combo Breaker
    74jax wrote: »
    I think you're in a similar position to myself and my hubby, with me being your partner and you being my husband.

    We got together and my hubby had an appartment worth say 500k no mortgage, I own a house (mortgage).

    We got married and he moved in with me and my DD, and rents his appartment out - no mortgage on either property now.

    The house we both live in is my sole name, his appartment remains in his sole name. He has asked to put both in joint names, but to me I can't see the reasoning behind this.

    If I die, my will leaves the house to my DD. It's clear cut (or as much as these things can be.........)

    If hubby dies he doesn't have a will (dont go there) so I only get a certain amount and the rest goes to his mum/sister. Nothing goes to my DD - his step daughter. So I make sure the provision for her is from me.

    Should we divorce then wills obviously don't come in to it.

    I would suggest you either remain as you are where you both own your own properties or both jointly own everything.


    Thanks for the advice. It appears to be the most reasonable and non judgemental so far.

    Just out of interest, are you alright with your husband not leaving anything to your daughter in his will? And is he ok, with leaving everything to your daughter?
  • Guest101
    Guest101 Posts: 15,764 Forumite
    Meyor wrote: »
    hmmm..and you are so sure of this because?

    I have made improvements on my property, new kitchen, bathroom, boiler etc plus all the services charges and other extras which have not been covered by rent. As I said, I have received no financial help from my husband in regards to my property whereas I have made a lot of improvements, paid half of the bills and rent to the marital home.


    Well if your investment isn't bringing in profit, it's a bad investment.


    Except it is bringing in profit in the form of equity.


    You have invested marital funds into the property (not that the rental income was solely yours, but lets pretend it was) so as a family you have invested in the property. Your husband already has a claim on it via that and the marriage. So the deeds are fairly worthless now.
  • Meyor
    Meyor Posts: 44 Forumite
    Fifth Anniversary 10 Posts Name Dropper Combo Breaker
    HappyMJ wrote: »
    "My pension" again it's not your own personal pension it's a pension fund which is now also a joint asset. It's half his too and in the event of your death he gets all of it.

    It doesn't matter that you went without to buy the house, maintain it or improve it. It's his too.

    If you haven't left him half of everything you own in your will then your will will be contested.

    Stop being finnicky. Whether I use 'my' or 'our' is just a figure of speech. We both know what I mean. As I said, my will overrides any intestacy law.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Meyor wrote: »
    As I said, my will overrides any intestacy law.

    But if your will isn't fair to your spouse, he will be able to challenge it and is likely to succeed.
  • suited-aces
    suited-aces Posts: 1,938 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    antrobus wrote: »
    A case of 'What's yours is ours and what's mine is mine'.:)
    Bingo! Poor fella.
    I'm not bad at golf, I just get better value for money when I take more shots!
  • Guest101
    Guest101 Posts: 15,764 Forumite
    Meyor wrote: »
    Thanks for the advice. It appears to be the most reasonable and non judgemental so far.

    Just out of interest, are you alright with your husband not leaving anything to your daughter in his will? And is he ok, with leaving everything to your daughter?

    The one out of dozens that to some degree agrees with your opinion, so that's the one you'll listen to.. :)
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