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Husband refuses to put my name on the deed of the house

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  • Meyor
    Meyor Posts: 44 Forumite
    Fifth Anniversary 10 Posts Name Dropper Combo Breaker
    HappyMJ wrote: »
    You got married without a pre-nuptial agreement.

    You earn an income from your property....the rent.

    You are supposed to put all of this rent money into a joint account.

    You don't you then use this income not to pay for the joint expenses and supporting the family but you make the mortgage payment with it depriving the family of this money.

    You've now co-mingled the money and the whole house becomes marital property.

    Sorry about that. It's not what you want to hear but that is the law.

    You say he hasn't paid towards the property but he technically has by allowing you to make the mortgage repayments using the income you have earned which he should have had a say in what it was spent on.

    I don't understand how I am depriving the family of money when half of my monthly salary goes into a household account and used to pay off our expenses?

    I have always kept my flat and its expenses separate so it has not 'co-mingled' with anything.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    Meyor wrote: »
    hmmm..and you are so sure of this because?

    I have made improvements on my property, new kitchen, bathroom, boiler etc plus all the services charges and other extras which have not been covered by rent. As I said, I have received no financial help from my husband in regards to my property whereas I have made a lot of improvements, paid half of the bills and rent to the marital home.

    You used jointly earned marital money to pay for the home improvements. You either used the rent or you used your salary to pay for these home improvements.

    So....It's his house too.

    You really need to seek the advice of a solicitor. I don't think you're quite understanding what getting married meant.
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  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    Meyor wrote: »
    I don't understand how I am depriving the family of money when half of my monthly salary goes into a household account and used to pay off our expenses?

    I have always kept my flat and its expenses separate so it has not 'co-mingled' with anything.

    Our monthly salary.

    It's not "my".

    All of your income you earn during the marriage is "our" money. It's not yours or his it's all "ours". Every penny of it.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • fairy_lights
    fairy_lights Posts: 9,220 Forumite
    Meyor wrote: »
    I have always kept my flat and its expenses separate so it has not 'co-mingled' with anything.
    But you're married now, so all of your assets are 'mingled' whether you like it of not. I have to ask, why did you get married if you're so reluctant to share your finances?
  • Meyor
    Meyor Posts: 44 Forumite
    Fifth Anniversary 10 Posts Name Dropper Combo Breaker
    HappyMJ wrote: »
    You used jointly earned marital money to pay for the home improvements. You either used the rent or you used your salary to pay for these home improvements.

    So....It's his house too.

    You really need to seek the advice of a solicitor. I don't think you're quite understanding what getting married meant.

    Again how are you so sure? Do you know me?

    Home improvements were made before I married which increased the value of the property immensely, given the location.

    In any case, we are not talking about a divorce but if we we were, hubby would only be entitled to 50% of the price increase of the property since we had been married which hasn't been that long.

    In the case of Intestacy law if I were to die, I have a Will which overrides that.
  • POPPYOSCAR
    POPPYOSCAR Posts: 14,902 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    But you're married now, so all of your assets are 'mingled' whether you like it of not. I have to ask, why did you get married if you're so reluctant to share your finances?



    To be fair to the OP I know quite a few married couples who keep their finances separate. Not my way but it seems to be the way for some.
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Meyor wrote: »
    I don't understand how I am depriving the family of money when half of my monthly salary goes into a household account and used to pay off our expenses?

    I have always kept my flat and its expenses separate so it has not 'co-mingled' with anything.


    Does your rental income go into the household account too? It doesn't sound like it has, that is the money you have been depriving the family of.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • RAS
    RAS Posts: 35,543 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 15 October 2015 at 1:12PM
    POPPYOSCAR wrote: »
    To be fair to the OP I know quite a few married couples who keep their finances separate. Not my way but it seems to be the way for some.

    That's fine for practical purposes, particularly if one party has a poor credit rating.

    But in divorce and intestacy assets can regarded as common property.
    If you've have not made a mistake, you've made nothing
  • jackieblack
    jackieblack Posts: 10,493 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Meyor wrote: »
    I have made improvements on my property, new kitchen, bathroom, boiler etc plus all the services charges and other extras which have not been covered by rent. As I said, I have received no financial help from my husband in regards to my property whereas I have made a lot of improvements, paid half of the bills and rent to the marital home.
    All completely irrelevant.


    When you marry all assets legally become assets of the marriage, regardless of when they were acquired.
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  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Meyor wrote: »
    In any case, we are not talking about a divorce but if we we were, hubby would only be entitled to 50% of the price increase of the property since we had been married which hasn't been that long.

    No, you are wrong, he would be entitled to 50% of the entire value of the property. A marriage is considered 'short' at around 2 years or less, you're well over the 'short' marriage period.
    Accept your past without regret, handle your present with confidence and face your future without fear
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