Saturday 26th/Sunday 27th What small debt free wannabee things will you do today?

xxxJOJOxxx

Good Morning everyone and thanks to Bob for the start. First for me today, lie in until 9am! Hopefully a nice and relaxed day until im in work later. Just going to potter around doing the odd jobs needed for the day.


Daily Dfw's & Pure Money
Check Online Banking
Check Emails
Free Postcode Lottery
Pick Up Paperwork to remove name from bank Accounts

All Things Old School
Packed Lunches
All Meals from stock
Switch off all plugs etc before going work
Charge phone at work
Make use of free drinks at work
Walk to work

Home & Decluttering
Quick tidy uo
1 x washing & Ironing
Sand & Fill one wall where shelf use to be
Sort one drawer out

Extra Money Oppurtunities
Smile & get some tips
Onepoll
Upload receipt clicksnap


Leisure & Entertainment
crafts/park for little ones

uncreative

Its getting to the best part of the month, when a new YNAB month is so close, but not yet here. Its time to tidy up the budget, roll the base budget over to October then work on reallocating some of the surpluses and overspends (Rule 3- rolling with the punches) so that we have a nice complete September budget.

We will be shopping today for the whole week which will hopefully see us come in at £10 under the September Groceries Challenge which is excellent as we had set our challenge at £75 below Augusts spend - so £85 less overall or practically a weeks shopping saved!

Kids are off school on Monday and their gran has given them £10 each for a day out so we will take them out on that.

We have all but used up our freezer & cupboard stock which has helped us with the September GC so am a little nervous about that, but this is forcing us to plan the meals weekly now.

Now that we are DF I am about to transfer £1800 into savings which a year ago would have been totally unthinkable! Thanks YNAB!!!!!!

crazy_cat_lady

Good morning everyone, and thanks for the start Bob.
I hit the ground running this morning - was up until well after 1am. Cold has hit my chest so I'm rattling and wheezing with every breath. Ally - hope you're feeling better soon. I came downstairs to lie on the sofa and then fell asleep, until quarter to eight. DS is meant to be at football for half past! So it's all been a bit manic.:eek:
List for today:
check banking
do some surveys
1 hour of schoolwork (the price of an early finish yesterday)
15 mins housework and declutter
cheap weekly shop at Aldee tonight
been to my appointment in Sunderland
picked up DS repaired winter coat (£6 repair vs £32 new coat)
DS to football
Both kids to gymnastics
Write a complaint letter to Natwest - again :mad:
Keep the heating off if at all possible

lego_mum

ccl, sounds like you need a drs appointment with your chest.
Uncreative, that's great.
Jojo, your lie in, sounds lovely!
Ziggy & Ally get well soon

MinnieMousesMummy

Good afternoon everyone, It’s a rather overcast day here but at least it is dry. Bob - Thanks for starting the thread this morning.

My plan for today:
Do a couple of hours work at local B&B *DONE
Check banking *DONE*
Catch up with Mysurveys *DONE*
Do 3 loads of washing *DONE*
Do paperwork for client *DONE*
Check through Mr A order, scan and put away *DONE*
Do some studying
Sort through one pile of paperwork
Check FPL *DONE*
Check luckyphone *DONE*
Get rid of 50 emails *DONE*
Look for part time work *DONE*
All meals from stores *DONE*
Revive inbox £’s account *having problems logging in, I will try again tomorrow*
Swagbucks *DONE*
Sort out a budget for October

I think that is everything that I need to get done today, Hope everyone has a good Saturday/weekend x

Bobarella

Hey All
Quick update. Made it to Mr W. Shopped with a list. Mainly cupboard staples. Because I am at the supermarket every day I know how much things cost to the penny so was able to pick and choose what was good in Mr W compared to Mr T or S and select bargains.
We had to hit £15 to get the £3 off coupon and in the end OH had to race back and grab something to make us up to the spend level. I bought everything I wanted except washing powder as Mr S small pack that is supposed to do 10 washes but I stretch it way beyond that is only 95p and Mr W cheapest was around £1.95.

We also treated ourselves to a pot of manchego stuffed olives, a posh bar of chocolate and some pate for OH within that budget. A pretty good use of £12.64
Plus free coffee. I can see me definately going back with the 2 other vouchers.

Bob

katy_ann

Afternoon all I'm feeling rough again today, cold/cough combo onto the 3rd day! Not good with asthma and I'm freezing cold! Trying not to put the heating on, it feels like a sin! Anyways today:


- Check online banking
- Do My Survey - Done (10pts off another £3 withdrawal and no surveys left! Typical! Haha)
- Lazy day - OH is at work tonight
- Meal from stores
- Wash OH's football clothes


Not much else, I don't think! Have a good weekend all x

chocolatelover93

Not very DFW but just got my lunch at work and so proud of myself as I got a salad and some fruit instead of my normal sandwich and chocolate!!

Me and hubby are trying for a baby when I have implant out (Oct 8th) so want to eat a bit healthier.

It cost the same as my usual lunch too so didn't go over board and was rather yummy!!

Now to resist chocolate for the rest of day....

kayannie

Hi all.

Just a quick post from me as we have decided to get ready & take the caravan away for a last holiday before it gets too late.

We leave all technology behind - no TV or PC allowed.I've just realised that I'll miss 'Bake Off', so I may be found peering in through another caravan window!

There are lots of beans & tomatoes still in the garden, so I have been picking, cooking, freezing like crazy. Also gave some to lovely neighbour who keeps an eye on the plants while we're away.

I found a recipe in a magazine for elderberry, pear & ginger cake. I'd found some windfall pears so thought I'd try out the recipe. I told someone that I was on my way to get elderberries - they asked me where I bought them from, as they'd never seen any!!

I hope everyone who feels poorly gets well soon.

Bob - you must be getting close to your due date?

Enjoy the rest of the weekend - I look forward to catching up in a week or so.


K

DawnW

Bobarella wrote: »

Hey All
Quick update. Made it to Mr W. Shopped with a list. Mainly cupboard staples. Because I am at the supermarket every day I know how much things cost to the penny so was able to pick and choose what was good in Mr W compared to Mr T or S and select bargains.
We had to hit £15 to get the £3 off coupon and in the end OH had to race back and grab something to make us up to the spend level. I bought everything I wanted except washing powder as Mr S small pack that is supposed to do 10 washes but I stretch it way beyond that is only 95p and Mr W cheapest was around £1.95.

We also treated ourselves to a pot of manchego stuffed olives, a posh bar of chocolate and some pate for OH within that budget. A pretty good use of £12.64
Plus free coffee. I can see me definately going back with the 2 other vouchers.

Bob

I love W*itrose too Bob. As you say, you have to pick and choose what compares favourably pricewise with the other SMs, but their own basic brand is fab, often the same price as anywhere else and much better quality.