Saturday 26th/Sunday 27th What small debt free wannabee things will you do today?

Bobarella

When we start our debt free journies we concentrate on doing the big things. Cutting up the credit cards. Cancelling the sky subscription. But along the way the daily habits we evolve to get out and stay out of debt are just as important. Examples might be, line drying your washing instead of using a tumble drier. Stretching your food to do 1 more meal. Not throwing away good waste. Having cosy blankets on the sofa instead of just putting the heating on. The list is endless. Come and join in with your own motivations and small things lists

Bobarella

Morning to all the regular runners and riders, & a big hello to any new faces.

My list for today

1. Last night I went to Mr T after 7pm and got some great YS bargains. 1 item I was particularly pleased with was a punnet of yellow nectarines reduced to only 40p. I really like them at the moment. Saving of 60p on usual punnet price.
2. Will be making a packed lunch for OH and son to take to dance class later this morning. Will include a pack of 23p finger rolls also from same hoard.
3. Posting back a copy of the Complete Cheapskate Gazette to a fellow MSEr who very kindly lent it to me months back. I've read it cover to cover (1,000) pages and picked out all the tips that work for me. Although it was written in the 90's by an American author, anyone who can raise 6 kids with an amazing living standard, on 1 salary, whilst saving around a quarter of that low salary annually is still relevant today. I recommend.
4. Taking back Charlie and the Chocolate Factory to avoid fines. We are on a Roald Dahl run at the moment, now doing James and the Giant Peach. I think we are also in line for a free dvd hire from saving our book rewards.
5. Cycle all journies to save bus fare.
6. May avail self of the free coffee at Mr W whilst son is at dance. They also sent me some £3 off a £15 shop coupons a few weeks ago so I will see if it makes any sense to use them today. We don't often use Mr W because it's not near our home. And the perception is it's more expensive. But their basics items are not too badly priced.
7. Have got up and dressed ourselves warmly (son in new shark bargain £8 onsie) to avoid the cold lounge this morning. OH having a lay in.
8. Dinner will be leftover lamb stew from 2 nights back. May put some new potatoes with it.
9. Will womble any reciepts I can today whilst out and about.
10. Check if enough veg scraps to do a pot of stock later.

Have a great day all.

Bob

DawnW

Morning all
Thanks for the start Bob.

List for today:
Used up remaining berries in fridge with my breakfast porridge (done )
Scoot upstairs in a minute to wash my hair Done
Big job on today, I need to clear out my (old) sales unit as I have now taken over the new one. As I bought remaining stock from the outgoing holder of my new unit, I will have to bring a lot of stuff back and find somewhere to put it :eek: This will mean buying more storage boxes. Hoping to get these for no more than £20 altogether from the cheap shop in town. Got 4 boxes and moved slightly more than half of it, so I will probably need to get more Still, I will use them over and over again for storing and shifting stuff, so it doesn't really matter. A valid business expense for HMRC purposes in any case
Continue to use up all the food we have hanging around rather than making or buying more. I was given a selection of leftovers from the Macmillan coffee morning event that we held at the shop yesterday, and we already had a lot in (mostly HG / HM, as I haven't done much shopping this week). It won't get wasted though! No spends on food Apart from the business spends above, I bought something that OH will love for his birthday next week from one of the other dealers in the shop for £10, so was pleased about that - his present last year cost loads :eek:, so a £10, unique item will do for this time :T
Any surveys that are available (already done a really boring one from YouGov)
FPL
Hoover upstairs if I get a minute
There is bound to be more - I will update when I think of it!

Right, better get on. Hope everyone has a good day

Ratison

Morning Bob and Dawn, and hello to everyone else.

I'm having an altogether more lazy Saturday than the two of you. Work has been hectic (made worse by the news that the government are essentially halving the number of beds in the type of service I work in - NHS obviously). So I've brought some work home to do over the weekend, which at least means I'll be somewhere approaching 'admin zero' as I start the next week. And this weekend will no low or no spend.

Good things - I have a cheque to pay in for some private work. And possibly some more lined up. Nice to have the option of extra income. Also need to ask the bank where my new debit card is, as the old one expires next week. Not having an in-date debit card doesn't seem like a sensible way of saving money!

The house needs a good vacuum and mop. Happy to do that to break up the report writing I'll be doing. And hopefully I'll get the washing on the line.

Do my YNAB for next month. I plan to save £500 for the bathroom, but would love to save £700. I'll have to think on about how to do that.

Happy saving everyone!

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• You Need A Budget site and App (Link) New link!
  

If this list helps you today please click "Thanks".

determined_new_ms

Morning guys thanks for starting the thread Bob :A & ding dong on the ys haul. Jel!

Dawn good luck with moving units today! Hope you are much more efficient than you think you will be!

Ratison those are ambitious plans! Good luck

Hi to everyone who follows

Busy day/weekend for me (so can't be wasting time online!)

Things to do this weekend:

Already done:
* did some record keeping/admin for ms assignments this week
* dealt with & filed paperwork
* tidied up & sorted out kitchen
* washed hallway floor
* gave dgd last ys choc au plain for breakfast

Still to do:

* check banking (obsessive but can't hurt eh??!)
* sort out Euros - do a search on best deal combined with ease as busy!
* go and do ms assignment soon & write up
* dig out paperwork for holiday - passport, travel ins paperwork, E111
* get suitcase out of loft & work out clothes/pack
* nip in to Tescos while near for ms assignment and see if there are any ys bargains and grab milk, bread & butter
* going to local food festival today
* buy riding boots ending on fleabay today using £30 voucher ebay gave me :T
* wrap ebay sale
* go to post office and post 2 sales
* going to collect scooter tomorrow and have combined it with calling in and visiting a friend who lives in the same town
* going to Pizza Express for tea using Sainsbury's nectar vouchers last wekend we can use them before they expire!
* go to library while in town and print off a couple of sheets of pack for ms assignment tomorrow. Last one then I'm having a week's holiday from money making :j
* collect superdrug items ordered online earlier in the week (2 xmas gifts & a face mask all of offer )
* hula hoop 2 x 10 mins
* make something with the mince I got out of the freezer the other day but didn't use (:o) and freeze. Might make a shepperds pie for oh & dgd while I'm away
* grocery shopping tomorrow
* make a batch of curry for oh & dgd to have while I'm away

Phew loads to do! Have a great weekend x

allydowd

Hi DFW-Ninjas,

Thanks for the starter Bob.

I've woken up feeling like hell so Sofa Day it is.

Again, I'm adding to this list as I do it as it's easier for me.


Debt-Free Nillionaire Month 4:

* We had a planned for Chinese takeaway delivered last night. Would normally cook our own rice and prawn crackers but we didn't just this once.

* Doing one week of GfK Media surveys to earn £5 voucher.

* Lunch will be left over takeaway.

* Lemon, ginger and honey in hot water to cut down the bill on own brand-Lemsip.

* Loaded £2 e-voucher from surveys onto Amazon account.

* Give myself permission to do nothing.

* Watch NCIS triple bill recorded overnight on the PVR.

Catch you later folks.

chocolatelover93

Morning everyone thank you Bob for starting

Getting settled into the new house, I love it It's much bigger than the old one and we actually had dinner up the table last night!! Can't wait to decorate so we can put our own little stamp on it.

Still reading though the past few day's threads!! (need to catch up) Hope you're all doing well

Here is my list of what I'm going to do/done today and tomorrow:
- Unpack some more boxes
- Pick up some more bits from old house
- Go to see my friend that had a baby a few weeks ago (cuddles!! So excited to meet her baby)
- Water at work (sat)
- Breakfast from stores
- Do some food shopping but only get essentials
- Have a look at broadband packages and get one (this is a priority really, will pop to mums at some point and borrow her internet)
- FPL

Think that is about it for this weekend

YORKSHIRELASS

Morning everyone

Tempted to put the heating on but will try and resist. Only myself and DS2 up at the moment.

Have filled the kitchen soap dispenser with shower gel that I am still trying to use up from last Christmas! One load of washing out, another in.

My brother rang yesterday, they are visiting some friends up here in a couple of weeks and are going out for a meal. He asked if we wanted to join them. I dont see my brother very often and would love to go but its not a particularly cheap restaurant and October is already going to be a tight month. If I can get our food spend down to £250 it would be doable.

Going to potter about today I think. Some paperwork to sort and file.

Have a good Saturday everyone x

ziggy2407

Good Morning Everyone

Bob - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Quiet day planned as not much needs doing and have woke with a stonking head cold. OH not working today so having a really lazy morning so far. Today's little list:

Update list for "The Big C" -
Washing & Line dry -
Filing & Shredding -
Tidy/sort garage -
Tidy freezer & meal plan -
Bump listings for sale (freegle/facebook) -
Continue purge on Emails -
Surveys -
Check Banks -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Read library book -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Check Lucky Phone -

Have a great day, love to you all

C x

lego_mum

Morning all, Thanks Bob for the start.

We're having a day at home (which is a shame as the weather looks lovely) but dh isn't feeling great, he'd been to the drs last night and come away with 3 differents prescriptions, hoping the anti b's will kick in soon.

So far the small things have been..
Breakfast, kids had ys toasted muffins, we've had ys potato thins with poached egg
We've played a new board game with the kids (teaching them about money)
No heating on, all still in pj's with thick dressing gowns at the minute.

To do
Try and tidy another cupboard
Leftovers for meals
Entertainment will be the rugby later & more off Netflixs tonight
Homework & reading with the boys
Swagbucks
Luckyphone
FPL

Not a lot today but at least its not a spendy day
Have a lovely day all