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October 2015 Grocery Challenge
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Groceries £489.48
School lunches £30.00
Takeaways/snacks £175.12
Total £694.60
OUCH! Holidays and Halloween have really got us this month - a disaster..Total Credit Used...=........£9,000 / £52,700
Mortgage..............=........£138,000 , 20 Years left.
:starmod:CC cashback for this year..=........£112.88 £205.81 banked in 2015
:starmod:YNAB User & Mortgage Free Wannabe
:starmod::A19/03/160 -
October declared at £100.55 ( had £150 budget). Am very happy with that. Being back in this challenge really focused my spending.
Off to November challenge now!0 -
I'm declaring £227.52 for October. My budget was £400, but it was my first month of the GC, so I'm going to reduce that to £300 in November. Think I made a good start though - definitely thinking before spending.3-6 month EF Challenge Member #19: £3590/£6000.[/B] Craft destash from 22.5.22: 46/200. Declutter from 22.5.22: 105/250 Car finance PAID OFF £7,848.88 IN 2019 (0% LOB)0
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Well went over budget again, but I still feel without this challenge I would go off the rails completely! :rotfl:
Aiming for £400 again next month. I will do it one day :rotfl:
CP xxSlimming World Challenge 2017 0/30.5lb
Grocery challenge 2017 JAN: £5.56/£3500 -
£197.48!
I went over my budget of £140 by loads. I guess I got complacent by my lower spending over the past few months, but that was probably because I was running my freezer down more and now I'm having to replenish it a bit more so.
I'll try to be a bit more realistic with next month's budget0 -
Am really surprised....have totted up my grocery food spend and it was just £56.05 on myself (including a year's stash of nuts!) and £11.20 on others.
Total: £67.25 / £100
Eta: Does that mean I can c/f £32.75 to the last 2 months of the year?Value-for-money-for-me-puhleeze!
"No man is worth, crawling on the earth"- adapted from Bob Crewe and Bob Gaudio
Hope is not a strategy...A child is for life, not just 18 years....Don't get me started on the NHS, because you won't win...I love chaz-ing!
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Late update, and I ended up slightly over budget too - total spend was £139.44 against a target of £135.00. Not disastrous though!Debt tracker ~ June 2015: £9,577.83 ~ January 2016: £7,913.22 ~ 17.38% debt paid!
2016 debt target ~ clear the loan ~ start: £3,082.04 ~ January 2016: £2,927.15
Declutter ~ 2016 items in 2016 ~ 271/2016.0
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