We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Tuesday 1st September - what small DFW things will you be doing today?

determined_new_ms
determined_new_ms Posts: 7,867 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 1 September 2015 at 12:48PM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really important! :money:


Morning world :) Hope everyone is raring to go and looking forward to a shorter week :j Today I plan on being efficient & effective :)

Plans for today:

*[STRIKE] going to meet manager of post I have applied for. I asked to meet with someone already doing the job but instead was put in touch with the recruiting manager. So technically it's an informal interview :eek: hope I make a good impression![/STRIKE]
* [STRIKE]check banking[/STRIKE]
*[STRIKE] get oh to put in his housekeeping this morning[/STRIKE]
* post ebay sales :T
* [STRIKE]go to ex-mil's and print off postage labels[/STRIKE]
* take some photos & do write ups for ebay listings this evening
* list said items
* [STRIKE]quick shower[/STRIKE]
* [STRIKE]bag & lunch ready for dgd[/STRIKE]
* do some exercise & stick to diet! 4 weeks till my holiday!
* check onepoll & for ms ops. Might sign up for another company...
* tidy up garden & plants
* NSD
* do some admin work & reconcile finances
* job search

Think that's it. Have a great day x
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
«1345

Comments

  • When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

    Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

    So be proud of those small steps, they really important!
    :money:

    Good morning everyone :D
    Hope I'm not busy double posting.... I'm up and ready for my first day back at work :cool: It was a bit of a struggle I won't lie, but I'm almost ready to go.
    Here's my list for today
    :cool: Work
    :cool: NSD I hope
    :cool: Check banking
    :cool: Update YNAB and balance everything
    :cool: Get kids from my mam's
    :cool: Check tomorrows childcare as mine aren't back until Thursday :eek::cool:
    :cool: 15 mins housework and declutter
    :cool: no food waste!
    :cool: lunch provided at work
    Have a good one and I'll be back later
  • When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

    Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

    So be proud of those small steps, they really important!
    :money:

    Good morning everyone :D
    Hope I'm not busy double posting.... I'm up and ready for my first day back at work :cool: It was a bit of a struggle I won't lie, but I'm almost ready to go.
    Here's my list for today
    :cool: Work
    :cool: NSD I hope
    :cool: Check banking
    :cool: Update YNAB and balance everything
    :cool: Get kids from my mam's
    :cool: Check tomorrows childcare as mine aren't back until Thursday :eek::cool:
    :cool: 15 mins housework and declutter
    :cool: no food waste!
    :cool: lunch provided at work
    Have a good one and I'll be back later

    Ha ha looks like we posted the thread at the same time ccl. Just goes to show great minds DO think alike! :rotfl:
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • I had the strangest feeling I was double posting :D
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Easily done. Merged them anyway. :)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Determined and CCL - I now have that scene from Father Ted where Mrs Doyle and her friend go out for tea and both want to pay, stuck in my head. Do I post on Determined thread or CCL's? :rotfl:
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Morning all, hope everyone enjoyed the weekend even with the iffy weather. Personally I don't mind a grey wknd as its an excuse to potter about the house and relax, always feel like I have to do something or should go somewhere when its sunny.

    Only 2 weeks to uni induction so need to be productive.

    Todays list:

    * Set up ynab - got license over wknd so looking forward to this, sad I know! :o

    * Shredding some of paper mountain - am really making headway with this.

    * bread in breadmaker.

    * chase college about access course certificate that got lost in post :eek: typical.

    *pay rent

    * send parcel

    Good luck on your first day back CCL and hope the informal interview goes well Determined.:cool:
    NST#14/2
  • DawnW
    DawnW Posts: 7,777 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 1 September 2015 at 7:59PM
    Morning all
    Thanks for starting us off CCL and DNMS, (and to Fermi for merging the threads :))

    Up nearly all night with the puppy again, and ended up sleeping with him on the sofa. Weirdly, he is happily asleep in his own bed now. As I am looking after baby GD tomorrow (first time for 6 weeks and she has now entered the terrible twos :eek:) I am going to sleep downstairs tonight in an effort to get SOME sleep. The sofa is actually a sofa bed, and I need to work out how to convert it from one to the other. It is a complicated sprung thing, so you can't just pull it out, but at least it should be comfortable. I have had dogs / puppies since birth, and never remember such a problem with nights. He literally screams all night. I can't sleep, am concerned about keeping the neighbours awake and hate the thought of him being so distressed :(

    Oh well, at least the weather looks as though it may be better today. Modest list:

    Porridge for breakfast with a spoonful of stewed apple and yogurt (yum)
    Shopping delivery between 10-11 Done, glad of this as I could NOT face the supermarket today!!
    Work out how to convert sofa into bed and vice versa Hmm not looked at this yet - OH said he will help
    Pick tomatoes (there are LOADS - I will need the washing up bowl as other containers aren't large enough :eek: Filled a large preserving pan :)
    Quick clear up later so it is clean for baby GD tomorrow (she will soon wreck that, but that isn't the point :rotfl:) Done
    Make some scones (well, they are quicker and easier than cake, and low in sugar and fat, if not plastered with butter and jam!) Done
    HM meals from meal plan :A (better remember to get that fish out of the freezer!) Done, stuck to plan!
    Pop to sales unit later to tidy up Done, good month in August :D
    Any surveys that are available Done a couple for Onepoll
    Postal survey tasks
    Sort out mess of cleaning products under sink and try to use some up :oDone, used up the rest of a nearly empty kitchen spray and dishwasher rinse stuff - empty containers are now in the recycling and I can close the cupboard door properly :T
    Buy descaler and cheap foil freezer containers from pound shop Done
    Descale shower head and investigate the water softener thingy as it shouldn't have got furred up in the first place! Not done this yet :o

    Load of washing done and dried on the line between showers :T

    Picked 3 courgettes (1 had aspirations to be a marrow :eek:) and a cucumber :)


    I think that is everything. If not, I will pop back later and update.
    Hope everyone has a nice day - I am off for a quick shower to wake myself up!

    PS, hope the meeting / informal interview goes well DNMS, and good luck on your first day back CCL. Am I right in thinking you teach? I used to years ago, and DD2 is a teacher back this week (she works in FE). I don't envy you now -I loved it then, but things have not improved during the intervening years :(
  • lego_mum
    lego_mum Posts: 352 Forumite
    edited 1 September 2015 at 12:41PM
    Good morning all,

    Thanks Dnms & CCl for the start ;)

    Ccl, hope your first day back goes well.
    Dnms, Hope the informal interview goes well for you.
    Snow white, I'm the same, I like a cosy weekend at home to potter once in a while (but also would like to have sunshine once in a while too ;) )
    Bob, Hope you have a good days trade again today.

    DH isn't going to work this morning as he was sick through the night :(
    So not sure how much I'll get done today but heres my list for starters
    :D check off Mr t cc :starmod:
    :D Close off my August spreadsheet :starmod: took ages as I had miss typed a number :eek:
    :D Reading with kids :starmod:
    :D Maths practice with kids :starmod:
    :D Make date cake - MUST do this ready for boys lunch boxes tomorrow
    :D Clean round the kitchen
    :D Hang load of washing on the line that I washed overnight :starmod:
    :D Strip our bed (once dh is out of it!) and wash
    :D Sort out the kids school bags for tomorrow
    :D Make lunches up for tomorrow
    :D Check lucky phone :starmod:
    :D Check fpl
    :D Need 5 more sb's to claim a voucher :) so more swagbucking :starmod: £5 amaz0n claimed :)
    :D Clean ds2's trainers with magic sponge :starmod: They don't look bad now :)

    Ds1's trainers are dry, he's wearing them back in as he says they feel a little smaller :)

    That's enough to make a start with.

    Have a good day all
  • lego_mum
    lego_mum Posts: 352 Forumite
    Dawn, I hope you get a good nights sleep tonight, my two entered the terrible two's at age two and are still there (now aged 7 & nearly 10!)
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 1 September 2015 at 9:01AM
    * check onepoll & for ms ops. Might sign up for another company...

    How about i-Say, formerly called Ipsos. Around ten long surveys gets you a £10 voucher. Reputable company; second largest survey company in the UK. (Link)

    Or check out the survey links in post #12 below.

    Some folk speak highly of Toluna.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.