Lunars Debt Free Journy!!!

Verbatim

Im really looking forward to seeing my debt total at the end of the month. I thik this is the first month in 8 years where i still have money left in the bank at this point in the month.

Congratulations on having a positive balance at te end of the month.

You're doing really well!

FrugalJo

Lunar
Glad you found OS, excellent tips and tricks to be found there and so much better for you and the pocket !

The only thing I am battling with is decent chocolate chip muffins, I just can't do it, but then BOGOF at Somerfields 8 for £1.00 - can't beat that can I !

Glad your addiction is as bad as mine

trying-very-trying

lunar wrote: »

Do you have a DFW diary trying, im finding its really motivating me with my debt free date so far away.

Yes, I keep tallying it all down in my little book. it does help, as does taking cash when I go out.
I haven't drawn any money out of my bank account since the end of june, when I was drawing all the wages out before telling the banks that I was skint.
You seem to be doing well, keep at it.

trying-very-trying

lunar wrote: »

Morning Jo, I know i wont be tempted by gambling as i wouldnt have a clue where to start. It was the virgin offer, which im really glad i took up.

Im determined to pay off my barclaycard for christmas so this was a great step forward.

Can you please enlighten me lunar? What is the virgin deal all about?

lunar

if you look at southernscousers diary page he is basically making around £100 profit for everyone who signs up that he refers. If you send him a pm he will give you all the details. He made me £145 profit in no time. he gets a referal bonus so it works otu well for everyone. I would recommend you give it a go it really made my day, especially as it had been a lousy one till then!

lunar

Managed to have a no spend day today so im really pleased. My ebay items have gone up to 110 so far and i have stayed healthy all day. missed all the sun though as i was working!

Mindspace

well, lunar! keep it up, good inspiration for me! I just subscribed to your dairy. so i wont miss it or forget it any longer.

millionaire_in_training

Hey Lunar! Just been catching up with some of your thread. Doing good girlie. Pity we weren't so good with the food hehe

lunar

I managed to loose 3lbs this week so im really pleased and a little suprised!
My ebay items also sold for £135 so im well on the way to meeting the pesky deby challenge. I will be going to the bank tomorrow to find out how much i am able to overpay.

Im not working today and it looks like its going to be beautiful weather so thats a bonus.

FrugalJo

Morning Lunar
Free sunshine - brilliant isn't it.
Well done on the weight loss and cash gain
You are doing really well, sounds like you have control back. I think the focusing on getting rid of one debt via snowballing or challenging really helps.