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New Diary, New Start-mortgage be gone

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  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You can freeze pasta but I've always found it goes a little weird - perfectly edible, but a bit chewy. I'd eat it tomorrow instead, personally! :)
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    greent wrote: »
    You can freeze pasta but I've always found it goes a little weird - perfectly edible, but a bit chewy. I'd eat it tomorrow instead, personally! :)
    x

    We will eat it tomorrow. Thank you. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    I've been out and spent money...I am classing this as a no spend day.
    I took with me £7 worth of scratch cards and £3.69 in APG vouchers. I spent £2.45 on drinks in cafe and £4.97 on cleaning products and mushrooms.
    I cashed in scratch cards and used the vouchers and I'm still up by £3.27. :j
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Due to a couple of unexpected but welcome sales, I'm now up by a total of £15.27 today. :j I think I might start a special pot just for extra money from sales, APGs, scratch card, finds etc. My pot target is £100 by end of December 2016. :j
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    When you decide whether or not you've had a no spend day, do you count just yourself personally? Or do you include any spends of a significant other?
    If the former, I've had another no spend day today. :j
    If the latter, I've had a low spend day. :)
    I've also had some good news today...after doing some digging around, I've discovered that the horrendous unexpected bill, isn't quite as big as I had at first feared, well, on the one hand it is, but another bill I thought I had, is irrelevant and been replaced by the more recent bill, so I owe 5/8 of what I thought I owed and this week I'm hoping to be able to pay half of it off! :j :j:j
    I'm still pulling right back on expenditure.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tattycath wrote: »
    When you decide whether or not you've had a no spend day, do you count just yourself personally? Or do you include any spends of a significant other?
    If the former, I've had another no spend day today. :j
    If the latter, I've had a low spend day. :)
    I've also had some good news today...after doing some digging around, I've discovered that the horrendous unexpected bill, isn't quite as big as I had at first feared, well, on the one hand it is, but another bill I thought I had, is irrelevant and been replaced by the more recent bill, so I owe 5/8 of what I thought I owed and this week I'm hoping to be able to pay half of it off! :j :j:j
    I'm still pulling right back on expenditure.

    I count NSDs as both myself and OH not spending - but I think the majority view is no spending by yourself, but I'm also not fussed on NSDs personally as long as my budgets are met. (I appreciate that spending anything gives rise to the possibility of blowing budgets - the scenario of going to a smkt for bread and milk and coming out having spent £30 :D)

    Good news re the bill and ultimately owing less than what you feared - and great that you can clear a big lump of it this week :T

    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    greent wrote: »
    I count NSDs as both myself and OH not spending - but I think the majority view is no spending by yourself, but I'm also not fussed on NSDs personally as long as my budgets are met. (I appreciate that spending anything gives rise to the possibility of blowing budgets - the scenario of going to a smkt for bread and milk and coming out having spent £30 :D)

    Good news re the bill and ultimately owing less than what you feared - and great that you can clear a big lump of it this week :T

    xx

    Thanks greent.
    I've paid nearly 60% of large bill. :j hoping to be able to totally clear it next week-fingers crossed. :)
    Lots to do today, but I felt a bit under the weather yesterday and although I'm feeling better today, it's taking enormous effort to get on and get things done. :o
    Hopefully tomorrow will be better. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    89% of large bill paid.
    I bought fruit and veg today for the week-out of my grocery budget. I'm sure I've read somewhere that if you wrap carrots in foil and put in veg box in fridge they keep well? Please, someone, correct me if I'm wrong.

    Tonight we are eating out of freezer:chicken kievs, chips, onion rings and veg.
    Tomorrow I think we are going to have salmon out of freezer. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    No spend day today. :)
    Dilemma tonight...I took chicken out of freezer yesterday and managed to 'forget', I have since taken salmon out too. So they both need cooking today and we won't be eating both today... So, do I eat the salmon and make a curry out of the chicken to eat tomorrow? Or do I just cook the chicken as I would for carbonara but not add pasta and then reheat and add pasta tomorrow... Can't decide...
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Do it all :rotfl: if you have enough. I would have the salmon tonight and the chicken tomorrow, but of course, salmon is my very favourite :) Enjoy your dinner(s), whatever you choose.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
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