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New Diary, New Start-mortgage be gone

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  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    edited 31 July 2016 at 10:50AM
    tattycath wrote: »
    New targets for July:

    Make £200 from stuff I no longer need or want done
    Continue to get loft sorted stalled at the moment
    Plumbing work done
    Electrical work done
    Sort out shed* done
    Sort storage space not yet
    Kon Marie clothes again-I think they must be breeding up there! done
    Save £300 done
    Overpay on mortgage yes, but not as much as I would have liked due to other financial commitments
    Sort out inventory of food not done
    Menu plan not done
    Sort out and pay change into savings still to do

    I think that's more than enough to be going on with. :)

    Updating July challenges
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Oooh how wonderful, lucky you - I would take it as an excellent omen :D.

    Thanks P&F. My daughter tried to help me spend my surprise finds yesterday but I resisted. :T
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Targets for August .

    Tidy garden and drive
    Save £300
    Overpay mortgage
    Sort storage
    Budget better
    Menu plans
    Use up stuff out of freezer
    Sort door out**
    Declutter lounge
    Finish sorting bedroom
    Sort out kitchen
    Sort out T.R.
    Pay change into savings
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath wrote: »
    Thanks P&F. My daughter tried to help me spend my surprise finds yesterday but I resisted. :T

    Hmm, sometimes I think that if I won a large sum of money, I wouldn't tell a soul. Amazing how keen other people are spend someone else's windfall :rotfl:.
  • tattycath wrote: »
    Targets for August .

    Tidy garden and drive
    Save £300
    Overpay mortgage
    Sort storage
    Budget better
    Menu plans
    Use up stuff out of freezer
    Sort door out**
    Declutter lounge
    Finish sorting bedroom
    Sort out kitchen
    Sort out T.R.
    Pay change into savings

    Good stuff, Tattycath. Need to get my own list done. The 'use up stuff out of freezer' is a great one. I have chucked out a fair bit from my own freezer lately but there is more that needs to be used up. One freezer hasn't been defrosted for donkey's years because there's never enough room in the other one to hold all the stuff while it's defrosting :o.

    How do people with just one freezer manage to ever defrost it, that's what I want to know :think:
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    edited 2 August 2016 at 9:46PM
    Good stuff, Tattycath. Need to get my own list done. The 'use up stuff out of freezer' is a great one. I have chucked out a fair bit from my own freezer lately but there is more that needs to be used up. One freezer hasn't been defrosted for donkey's years because there's never enough room in the other one to hold all the stuff while it's defrosting :o.

    How do people with just one freezer manage to ever defrost it, that's what I want to know :think:

    1) You get a big bowl/cardboard box/empty ironing basket.
    2) empty contents of freezer into bowl/ box or basket
    3) cover with cool towel/sheet
    4) either use a bowl of hot water in freezer to melt any ice that may have accumulated or use a hairdryer, (this is very dangerous and not really recommended) this is what I do. Don't hold close to freezer so there's no chance of any water making contact with hair dryer.
    This is the quickest way.
    5) as soon as ice is loose enough scrape off.
    6) clean and wipe freezer
    7) organise food and refill freezer before food has had a chance to defrost
    Job done
    I am actually getting another freezer as there isn't enough room in the small one we have.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I used to put the fridge contents in a cool box then take out the fridge shelves and stack all the frozen food in there while I defrosted the freezer using the-not-to-be-recommended method :o. Took no time at all :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Ah, both excellent ideas, thanks. Gallygirl - genuinely it would never have occurred to me to put the stuff in the fridge - and we have a massive fridge :rotfl:.

    I feel a second-freezer defrost coming on :).

    Strongly disapprove of the hairdryer though ladies - I hope it's plugged into a power-breaker when you're doing your kamikaze defrosting :naughty::eek:
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done tattycath - you did really well in July. What a fab money find too!

    I defrosted my freezer the other week too when it was really hot. It's so weird being able to pull the drawers out without having to slam them back in amongst all the ice :rotfl:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've never had to defrost my freezer (Samsung American style f/f) in 10 years - I assume it does it itself! I used to do the 'pile everything in the fridge' method, though - but never with a hairdryer - I'd have large bowls of just-boiled water on each shelf and replace the water as it cooled. Was a relatively quick - but messy (involving lots of towels) job :)
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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