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The Splendiforous Transylvanian September NSD Challenge!

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The Splendiforous Transylvanian September NSD Challenge!

edited 27 September 2015 at 5:02PM in Debt-free Wannabe Challenges
408 replies 13.8K views
marmiterulesokmarmiterulesok Forumite
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edited 27 September 2015 at 5:02PM in Debt-free Wannabe Challenges
September is but days away....and the NSD gang en masse are heading off to Igor's uncle's health spa in sunny Transylvania to take the airs,the waters and anything else going...

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Care to join us?
There's always more room in the Tardis if you fancy locking down your purse or wallet and cultivating a few moths!
I just hope it's not self catering.Our resident cooks Swedish Chef and Igor need a well earned break.And besides,there's only so much sprouts curry and pilchard mini quiches that I can eat....

We have lots of fun activities planned.More of that later...For those of you who are new to the challenge,we are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organize riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!

On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look at the next post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.

It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.

Just remember that mentioning the F word (f-a-i-l!) is not allowed,and anyone who dares speak the word which must not be spoken will find himself in a spot of bother with our toothy bouncer Shawnie boy.
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If you're new to the forum,click here to read the Intro Guide.


If you haven’t already, join the forum to reply!


PS I'm usually a modest lass,but I just have to add that The NSD Challenge is the best of the bunch! ;) :cool: :j


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  • edited 27 September 2015 at 5:07PM
    marmiterulesokmarmiterulesok Forumite
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    edited 27 September 2015 at 5:07PM
    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A


    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time NSDers so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots [Weds mornings] in the cracked teapot & Ben's £1 coin for the gym locker [Friday lunch] in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & nargle usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
  • edited 1 October 2015 at 2:42PM
    marmiterulesokmarmiterulesok Forumite
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    edited 1 October 2015 at 2:42PM
    Here are the lovely prizes awaiting you!

    1st target A spare candle [STRIKE]when[STRIKE][/STRIKE][/STRIKE] if the power falls... 9undhu.jpg


    2nd target Meet Eric,the resident pet bat: wkppwl.jpg


    3rd target We all love spiders,don't we? 1611fzr.jpg


    4th target Meet Igor's second cousin,Boris: rmtsag.jpg


    Target exceeded A night on the town with the dancing voles! wmi6o5.jpg

    Consolation prize A flickering light! 2n08qbk.jpg
  • edited 1 October 2015 at 2:41PM
    marmiterulesokmarmiterulesok Forumite
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    edited 1 October 2015 at 2:41PM
    Post your target and I'll add you to the list!

    marmite 10/10 achieved! 9undhu.jpg2nd target 15/15 achieved! wkppwl.jpg3rd target 19/20 2n08qbk.jpg

    MIB 11/11 achieved! 9undhu.jpgTarget exceeded 12/11 achieved! wmi6o5.jpg

    Nargle 14/15 2n08qbk.jpg

    BigMummaF 15/15 achieved! 9undhu.jpgTarget exceeded 17/15 achieved! wmi6o5.jpg


    Samiszel 15/15 achieved! 9undhu.jpg

    Munchin 13/15 2n08qbk.jpg

    Itsa Longshot 22/22 achieved! 9undhu.jpgTarget exceeded 23/22 achieved! wmi6o5.jpg

    jodles16 20/20 achieved! 9undhu.jpg

    Carviscocker 15/15 achieved! 9undhu.jpg2nd target18/18 achieved! wkppwl.jpg

    stripeyjumpergirl 10/10 achieved! 9undhu.jpg

    crafting mad 10/10 achieved! 9undhu.jpgTarget exceeded 11/10 achieved! wmi6o5.jpg

    donna dynamo 15/15 achieved! 9undhu.jpgTarget exceeded! 17/15 achieved! wmi6o5.jpg

    fedupandskint 25/25 achieved! 9undhu.jpgTarget exceeded 29/25 achieved! wmi6o5.jpg

    cw18 13/15

    bellandthebudget 0/10

    Gem-gem 15/15 achieved! 9undhu.jpg2nd target 20/20 achieved! wkppwl.jpg
    Target exceeded 21/20achieved! wmi6o5.jpg

    slowlyfading 18/20 2n08qbk.jpg

    Seaotter 7/10 2n08qbk.jpg

    Butti 5/10 2n08qbk.jpg

    Knit Witch 10/10 achieved! 9undhu.jpg2nd target 15/15 achieved! wkppwl.jpg
    3rd target20/20 achieved! 1611fzr.jpg4th target25/25 achieved! rmtsag.jpg

    Target exceeded 29/25 achieved! wmi6o5.jpg



    Moonbeam 6/25 2n08qbk.jpg

    scotmumof3 1/1 achieved! 9undhu.jpg2nd target 2/2 achieved! wkppwl.jpg3rd target 3/3 achieved! 1611fzr.jpg
  • edited 30 September 2015 at 7:31AM
    marmiterulesokmarmiterulesok Forumite
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    edited 30 September 2015 at 7:31AM
    Post your target and I'll add you to the list!

    The prize:a cheese eating mouse!Yes,that's right.Just what you always wanted.Hubert,stop pouting...no,you can't have an extra large ice cream sundae with extra whipped cream and chocolate sprinkles instead....not if you still want to get those spanx up past your knees....

    zxqzyd.jpg

    marmite 4 zxqzyd.jpg

    Maybe_its_because 3 zxqzyd.jpg


    Samiszel 3 zxqzyd.jpg

    Munchin 3 zxqzyd.jpg


    craftingmad 3zxqzyd.jpg


    Knit Witch 5 zxqzyd.jpg 12 zxqzyd.jpg
  • marmiterulesokmarmiterulesok Forumite
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    Link to the fab August thread!
  • Maybe_its_becauseMaybe_its_because Forumite
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    Ooh, yes please for September's challenge.

    I'll go with an increased 11 NSD Target and 3 in a row
    We've got to pull the purse strings tight to get through September in 1 piece

    Thanks marmite, huge appreciation for keeping the thread going

    MIB x
    MFW2020 #5 £2,000/2,000
    MFW2021 #5 £0/3,500
    Sep'12 £233,750 Jan'15 £222,329 Dec’20 £146,840
    MFiT T4 #24 £48k/£34k
    MFiT T5 #24 £14,680/£41k
    £13,428 in 2012 Debt Free day 30th April 2014
  • NargleblastNargleblast Forumite
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    Love the dancing voles!

    Put me down for an ambitious 15 NSDs please, marmite!
    One life - your life - live it!
  • BigMummaFBigMummaF Forumite
    4.3K posts
    I'll have a bash at 15 please.
    I was trying to be all tech nickel by working out how many weekends there are in Sept (I don't like partaking in outside consumerism on Saturdays, for some odd reason) but thought there could be a good chance of visiting a weekly Sunday market...if it's still going. Used to be a huge affair but last time I went, had been reduced to a couple dozen stalls :( Then again the prices were not that different to shops but you had the advantage of wandering around in the fresh air instead of a stuffy shopping centre....Look for the Blessings in Everything You Do & all that :A
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • SamiszelSamiszel Forumite
    610 posts
    Debt-free and Proud!
    Please put me down for 15 NSD and 3 in-a-row
    Letting Go NST #17
    NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
    Make £10 per day in Oct: £30/£310

    Mortgage: £214,702.15
  • marmiterulesokmarmiterulesok Forumite
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    Love the dancing voles!

    Pre tattoo dancing voles!
    BigMummaF wrote: »
    I'll have a bash at 15 please.
    I was trying to be all tech nickel by working out how many weekends there are in Sept (I don't like partaking in outside consumerism on Saturdays, for some odd reason) but thought there could be a good chance of visiting a weekly Sunday market...if it's still going. Used to be a huge affair but last time I went, had been reduced to a couple dozen stalls :( Then again the prices were not that different to shops but you had the advantage of wandering around in the fresh air instead of a stuffy shopping centre....Look for the Blessings in Everything You Do & all that :A

    Four weekends BMF. :)

    It's nice to see that our founder and owner of the voyaging lawnmower ie the Tardis Mark II is back within the bosom of the family.
    Just watch out for Igor's sister Helga's beard dwelling voles.They're not as innocent as they look.Bunch of hooligans in fact....

    Hubert has been keeping your chair warm.Sorry about the stains,but due to a chronic lack of funds,we've been reduced to buying the cheapo brand of donkey extra-strength nappies.

    Igor has a welcoming pilchard mini quiche and some of last year's excellent sprouts curry warming on the stove,and Mrs Doyle is hovering about somewhere in the vicinity with the teapot.
    Swedish Chef is having some kind of anger management issues in the kitchen.He seems to have an angry lobster attached to his hooter....
    Nargle is upstairs [STRIKE]drooling over[STRIKE][/STRIKE][/STRIKE] rearranging her Jimmy Chew limited edition Spongebob collection (again) and marmite is frantically searching for her emergency stock of valium.

    It's good to be back,isn't it? ;)
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