We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
NST: September: the Turtles go Wombling
Options
Comments
-
Evening turtles
Yesterday and today have been NSDs taking me to 12/20- since there's only 8 days left of the month I'm not going to meet my target, however, as long as I get a few more before the end of the month I'm happy. I've also been to the gym - a very evil kettlebells class, I'm going to be very sore tomorrow (6/12).
Yesterday's roast dinner was lovely and my first attempt at gf yorkshire puddings turned out ok. Maybe ever so slightly soggy in the middle but once they were covered in gravy, they were fine3 more portions in the freezer for a later date. OH is currently making beef stew with lots of garlic and red wine - yummy! More leftover beef in the freezer - doing well on reducing food waste this month.
Not much else to report, hope everyone has had a good day.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Evening all,
Good news = SFD todayand I have lovely work colleagues
Bad news = work is forecast to get much more stressful
Oh well, I am healthy, have my family, friends and animals, and I'm quite content with life at the moment. I must work to live, not live to work!LBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
Hi everyone!
Things still manic here! Took my business to a wedding fair and had lots of interest (and actually ran out of leaflets) so waiting to see if any bookings materialise from that. Have had some more enquiries through my social media feed and completed 2 last minute orders/bookings this weekend, so it's still going well.
However, as my stock is expanding I am struggling to fit things into my car. I went to look at a replacement today and nearly put a deposit down on a £18000 car!! What was I thinking??? Have come to my senses now and have told DH I don't even want to consider a replacement until the cc is cleared. Will muddle on with what I have for now.
Our tenants have given a months notice that they are leaving the property so I am now desperately trying to find some new tenants. So, if anybody wants to move to sunny Wales and be neighbours with me and calling just give me a shout!
It was mine and DHs anniversary today and we spent £20 on a meal out, so less than I budgeted. However, all other budgets have gone off the rails! I'm starting my new uni tomorrow so wish me luck!0 -
Good luck welshkitty
Well done on resisting a new car!
LBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
Well done thrifty on saving the laptop. And good luck with tracking your spends.
misstara - for most people, even 12 NSDs would be an unthinkable goal. Well done on your total so far.
Glad you have good colleagues, fmess. Will the extra work stress be long-term? Or is there an end to it?
My goodness, welshkitty, to your business success! Well done you. And well done for not buying that car... Happy anniversary (+1) and good luck at uni and finding new tenants.
tog - enjoy the week off. Hope it is more fun than just conquering the ironing mountain.
lucky - hope you are able to reduce the number of presents you buy. I do not have to get many, so have never had to broach the idea of reducing/secret santa-ing. Good luck.
Glad the dentist wasn't too bad, calling. Is your tum any better?
Off to read the weekly email...NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
Good morning all!
Happy anniversary to you and your hubby welshkitty. I wish you many more happy years together. So happy for you and your promising business and uni. Well done on not giving in to a new car purchase. I bet walking away from a nice, new, bigger car was hard. It was very wise though. The word NO has only two letter - N and O - but has so much weight on it. It can lead to either a prosperous future or a catastrophic one.
Fmess, i wish you all the best as you face the future - financially and professionally. It sounds like it's going to be an interesting journey. We are here for you. Your last few words got me thinking - am I working to live or living to work? May we all find the right balance in life. Getting rid of the debt or building up a nice rainy day fund quickly is a good idea and will be a massive achievement but there is more to life than just money. We need to be able to stop and smell the roses while taking the journey to financial freedom.
Thrifty congratulations on your success recovering your photos from your computer. I have thousands of photos to recover from our old laptop and desktop computers. I have neither knowledge/talent nor time to venture into that yet. I hope to do it before it becomes impossible. When that will be, I don't know. If there is a downside to the digital photography, this is it. Our photos (and lots of it) live to die in the memories of our computers, sometimes never to be seen again.
Misstara your dinner yesterday sounds like heaven on a plate. Well done on your nsd's. As Apple said don't knock off 12. I didn't even make it to 10 this month. Will try harder in October.
Apple, I conquered the ironing mountain at last! Took me the whole day and lots of movies on Netflix but they are done!
Today will be a mixed bag. I will be going to my (former) friends' baby's funeral. They lost their baby to hydrocephalus and spina bifida. They were told of the baby's health problems months before the due date and there was nothing they could do but hope for a miracle. Unfortunately the miracle they were hoping for didn't materialise. I'm sure you'd have notice that I said "former". They used to be very close family friends, until I learned that the wife stabbed me I the back and was responsible for spreading malicious rumours about me. I was deeply hurt and though I didn't confront them about it ( I am scared of confrontations), I stayed well out of the way. Which made it all so shocking and hurtful for both sides when I heard they lost the baby. We see each other almost every week in our social circle but I did not know she was pregnant. Imagine!!! That means I haven't spoken to her in 9 months! Such a picture of a broken down relationship. However, today, her hurt, pain and need are greater than my hurt and pain for her betrayal. That's the thumbs down part of my day
Tonight though will be the thumbs up part. My long awaited sewing class is on! I have waited years to be able to sign up to the class but always managed to fail to meet the deadline for the enrolment. I have my pattern ready but I need to pop into a crafts store to buy other sewing bits and pieces. For my fabric, I am planning to use my hubby's unwanted shirt and turn it into a blouse, she says with fingers crossed. Not sure if the material will be enough. Failing that, I have several summer dresses that don't fit me anymore (shocking) that could be sacrificed.
A number of other errands in between include dropping DS2 to Santander. How they managed to open his mini 123 current account without his signature, I don't know. Also need to twist the studio's arm to let me have my passport photo taken and ready in an hour as I need them on Friday. I have a few empty ink cartridges to send off to a recycling company for some much-needed cash for the EF. I had about 12 and a kind freecycler gave me about 6-8 more to add to the stash. If I get £25 for them, I'd be a happy bunny, will update you later. More cleaning and tidying up in between these errands. Tomorrow is the big blitz cleaning day and we'll be off to London on Friday for the whole weekend.
I wish you all a good day!"There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/20150 -
TOG exactly. That's why I did it. We don't even have a wedding album as they are all just on the laptop. So hopefully that I started the process now I will print some of. Found a few good deals online for printing after the Tesco Photo site is down apparently because they got their customer CC info hacked (thanks Tesco for informing your customers).
Cancelled the order for the external hard drive as I found hubby's and there was plenty of space on it. Spend the £30 instead on some fire loft caps for some of our ceiling down lights. One in the kitchen was off again and when I changed it burnt/melted insulation fell out. The cat roams up there and must be kicking dirt and insulation into the wee cups that then smoulders, glad I went up today after changing the bulb as I saw stuff smouldering and took the bulb straight out again. The loft (well eave space) there is rather messy and dirty there so will need to sort this out asap. So lucky nothing happened in the 4 years we've been here.
welskitty well done on resisting the new car
Our new (used) car that we only had for a few months has to be checked over as it makes now funny noises and shakes in higher gears. But we made the car dealer pay for the diagnostics test.DEBT 02/25: total £6100 Debt free date 12/250 -
:jMorning turtles.:j
So far good morning, got in work late, and both bosses out. :j
Swapped my gas/electric tariff with sainsbob energy saving 15.00 a month now down to 45.00 a mth for both of them. For a change spoke to most friendly helpful bubbly guy who even got me to cheer up.:T
Thanks apple muncher - my tum is lot better, sure sometimes it is being stressed out causes it.
Welsh kitty - sure you will get new tenants soon especially with having me living close by hehe. Well done on the new car resist phew - close one.:eek:
Had a nsd yesterday, today will be spend one - cake stall in school MacMillan afternoon tea. So will pop there straight after work.:D
Thrifty well done on saving laptop and meal planning. I need to meal plan.
Misstara omg your beef dinner has this turtle dribbling at her desk here.
My exciting tea tonight is homemade butternut squash, sweet potato plus other left over veg soup and will make some garlic bread as grandson loves soup more than pizza which is good.:p
Can't see me achieving any targets this month but there is always next month:rotfl:The naughty step is growing on me, not that badLBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
welshkitty - good luck with everything you have going on at the moment.
thrifty - well done with the laptop. One of our old laptops has gone all weird, it turns on and works but the screen is just black, I have to angle it all ways and can just make out a faint picture. I've no idea what it would need replacing though?
DS has been invited to a last minute birthday tea at his friends house tonight, we have a card (from our massive stash) for him but are not bothering with a present as the boys parents only decided last night to do anything for his birthday. DS should be going to cubs but will miss that and his £2.50 subs is going to be used to pay some sponsor money and for the McMillan coffee morning on Friday.
It is payday Friday and I have my new budgets for October already sorted, things will be dropped into their various pots on Friday and cash withdrawn.
Who is doing the October challenge? I will if no one else wants to.Debt Free and now a saver, conscious consumer, low waste lifestyler
Fashion on the Ration 28/660 -
thrifty - well done with the laptop. One of our old laptops has gone all weird, it turns on and works but the screen is just black, I have to angle it all ways and can just make out a faint picture. I've no idea what it would need replacing though?
Could be one of three problem (here goes the laptop expert, tehe, with google as my best friend :rotfl:). Here's the link
- worn out backlight, that cannot power on anymore with the supplied voltage
- burnt inverter board, not powering the backlight anymore
- broken cable in the hinge, not powering the inverter board anymore
If you have a spare monitor from an old PC you could try using this?DEBT 02/25: total £6100 Debt free date 12/250
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards