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The next chapter ....
Comments
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First week back hasn't been too bad so far, tomorrow I have more of my new year group in school for the day. My survey was done yesterday, hopefully I'll hear something from the mortgage company tomorrow about that.
Nothing else to update on the money front, still chipping away at the surveys that pop into my inbox, today has almost been a nsd, just £3 on the sweepstake at work for the Euros
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Ahh, finally made it to the end of the week
I went out last night with a friend from work and had a late night and have paid for it today, I wasn't drinking but I missed my normal 8 hours sleep, I can't wait for my bed tonight 
I have heard today that my mortgage has been approved :j Hopefully I'll receive the offer in the post by Wednesday, I'll be happier once it's here
I have been gradually working on the cupboard / freezer list ... updated below:Cereals:
Weetabix (ds eats by the bucketload)
Cheerios
Oats so Simple sachets (about 20)
Crisps/Biscuits/Cakes:
Lots, but these have a very quick turnover in our house
Tins: (all x1 unless stated)
Spaghetti hoops x 4
[STRIKE]Baked beans[/STRIKE]
[STRIKE]Mixed bean salad[/STRIKE]
Chopped tomatoes
Red kidney beans x 3
Haricot beans
Chick peas
Cannelini beans
Butter beans
Sweetcorn
Custard x 2
Rice pudding
Soup x 5
Peaches x 2
Pears
Pineapple
Tuna x 3
Hot dogs x 2
Jars
Lemon chicken sauce
[STRIKE]Tikka masala[/STRIKE]
Pasta bake
Tomato & smoked bacon sauce
Honey & mustard
Other:
Box of meringue nests 1/2 box gone
Pot noodle
Gravy granules
Pasta / rice
Pudding rice
Stock cubes (by the hundred)
Marmite
Honey
Sultanas
Pine nuts
Icing Sugar (1.5kg )
Demerara sugar x 2
Bucketloads of herbs / spices
Far too many bottles of sauces ... brown sauce / sweet chilli sauce / soy sauce / worcestershire sauce / bbq sauce[STRIKE]4 x Mint Cornettos[/STRIKE]
1/2 a Mint Viennetta
1/2 tub vanilla Carte'D'or ice cream
1/2 tub coffee Haagen-Dazs
McCain french fries
1 individual steak pie
1 x Garlic Baguette
Pork ribs
1/2 leg of lamb
Chicken Goujons
Bag of prawns
1/2 pack fish fingers
Frozen Strawberry Daiquiri
Frozen Pimms
Beef brisket
8 x Sausages
2 x pack of mince
[STRIKE]6 x chicken thighs[/STRIKE]
4 x salmon fillets
20 x meatballs
Bag of chicken breasts
Beef joint
Hmm, actually that looks like I haven't had much at all, I do need to top up the fridge over the weekend but the freezer list will definitely be worked on this week
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Great news on mortgage :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Beanie, it is but I'm a bit apprehensive - I had the survey done on tuesday and my mortgage broker chased them today and my application had got stuck in the system so they hadn't looked at it
Anyway, they have now got it moving again and the letter should be with me by Wednesday, but my broker is now on holiday for two weeks so if it gets stuck again I will have to chase it. I'm sure it will be fine but I won't feel happy until it's arrived
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Great news about the mortgage.
Debt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
Morning
So a quick to do list for this weekend;- Get a new brake light for car
- Get a puncture repair kit
- Get aerial for ds tv
- Start packing
- Change bedding
- Car insurance quotes
- Besties birthday present
- Take dog for a walk
- Take Mums stuff to her garage
- Put water in the car
- Call estate agents
- Watch football
- Ds homework
- Car boot sale if not raining
- More train route planning
I have got the ribs out of the freezer as ds wants them tonight. My bed is stripped, the first load of washing is in and the dishwasher is on. Time for a shower and to get dressed then I can crack on with some more. My friend dropped in 15 removal boxes last night so I am hoping to fill them this weekend. I hope it's not too early to start packing but I don't want to leave it as a mammoth job at thee last minute.Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Coffee Haagen-Dazs has been consumed, purely in the interests of emptying the freezer you understand

Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Morning all, a quick update on the list:
[QUOTE[STRIKE]]Get a new brake light for car[/STRIKE] DONE
[STRIKE]Get a puncture repair kit[/STRIKE] DONE
[STRIKE]Get aerial for ds tv[/STRIKE]
[STRIKE]Start packing[/STRIKE] DONE SOME, MORE TODAY
[STRIKE]Change bedding[/STRIKE]
Car insurance quotes
Besties birthday present
[STRIKE]Take dog for a walk[/STRIKE] DONE
Take Mums stuff to her garage
Put water in the car
[STRIKE]Call estate agents[/STRIKE]
[STRIKE]Watch football[/STRIKE] DONE
Ds homework
[STRIKE]Car boot sale if not raining[/STRIKE] RAINING
More train route planning[/QUOTE]
Not bad, lots to do today still though
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
benbenandme wrote: »Coffee Haagen-Dazs has been consumed, purely in the interests of emptying the freezer you understand


Mmmm Mmmm, sounds yum! :rotfl:Debt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
Pah, I just seem to have had one of those days where I can't get going. I feel like I have a million and one things to do, but then can't think of any, and also then can't get the motivation to get on with any either

I reckon I need to write an absolute bumper list of everything that needs doing, however trivial or even if it isn't urgent, cos then it might give me some headspace back as at the moment it feels like I have a hundred things all whizzing round and I know I'm gonna forget half of them and then I'm not getting on with any of them either. So, here goes, hopefully this may help with the procrastination that's going on at the moment. I think that once I hear some movement on the house then I'll find my mojo again too maybe
- Car insurance renewal - due end of June
- Tax credits form - wait til mortgage offer received
- Removals quotes
- Car boot sale
- Finish getting rid of paper junk to the tip
- Plan train holiday and book accomodation
- Continue finding raffle contacts for PTA
- Ds haircut
- Besties birthday present
- Move deposit money into one account
- Dejunk brown wicker drawers
- Buy bubble wrap
- Buy brown tape
- Tax return
- Fill water in the car
- Take boxes to Mums garage - tuesday
- Dejunk makeup box
- Order repeat prescription
- Sort ds aerial that I bought
Of course now I'm trying to write a list I can't think of half of it
I'll add to it as and when I remember things. Tonight then I will order bubble wrap / tape online and dejunk my makeup box, that will be 3 things done from the list
I have done the ironing today and ds bed has been changed. He has done one lot of homework but has some more to plod through, he's gone to a friends for a bbq this afternoon so depending on what time he gets back I may get him to make a start on that. Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870
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