I Need A New Me

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  • Cool_Runnings
    Cool_Runnings Posts: 40 Forumite
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    Wow, what a great discovery Tinkerbelle! :eek: Also, I found your diary. :p

    I'm just going to go and check my filing pile now...
  • Tinkerbelle2000
    Tinkerbelle2000 Posts: 597 Forumite
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    Thanks guys and nice to see you here Cool Runnings.

    That isn't the only good news, I've just checked my tax credits since my pay increase and it looks like it will be doubling. I have to wait up to four weeks for the outcome but according to their calculator, I have entered the correct figures for the year, it is showing an amount that is a lot higher than I am getting now. This will be due to me increasing my hours to 30 instead of being part time.

    That's two good things tonight so I might just have to do my letter to the CSA or buy a lottery ticket lol.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • doingitanyway
    doingitanyway Posts: 8,783 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Wow, what fab news on tax credits and the debt repayment. The universe is definitely on your side right now. Whack in the CSA letter :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • RosaBernicia
    RosaBernicia Posts: 4,880 Forumite
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    woop woop that's fab news :) yes chase down bonus number 3 quickly!


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Tinkerbelle2000
    Tinkerbelle2000 Posts: 597 Forumite
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    Thank you guys.

    Not got much to report apart from I've been to DD's parents evening tonight and I am one proud mum.

    She's really pulled her act together this year. This time last year there wasn't an A in sight. Now after her mocks she's looking at getting 3 or 4. I'm so pleased I think I could burst.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    First Anniversary Name Dropper Photogenic Combo Breaker
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    Wow. Hidden big cheque finds, increased income and a daughter who is rocking her education. Fantastic times again. So pleased for you. Ending this year on a major high. MTxx
  • joeyjimbles
    joeyjimbles Posts: 2,219 Forumite
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    Thrilled for you - lots of lovely things to be happy about. Hope you've got that cold on the run too - and then you can relax and enjoy the festivities.
    NF 05.24 £18.00/£00.00 £72.00/£72.00
    LD 11.24 £500.00/£397.50 (79%)    Fn £375                                                     
    Renewal 24 £400.00/£403.00      Renewal 25 £450.00/£074.75 (16%)    
    Avch 08.24 £100.00/£025.00       NPt 12.24 £250.00/£084.00
    FD £3600.00/£1200.00                 X24 £1500.00/£0750.00

  • RosaBernicia
    RosaBernicia Posts: 4,880 Forumite
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    Woop woop proud and fabulous mum :) that's brilliant, not just great results but from her own motivation. What with that and an MSE financial education your DD will go far :D


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
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    Sounds all positive for you at the moment Tink, I'm so pleased things are moving in the right direction for you :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • doingitanyway
    doingitanyway Posts: 8,783 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Another one impressed at how you have managed to turn things around in the latter part of this year :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
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