My 2015-2020 timeline diary.........

Buffythedebtslayer

Deleted_User wrote: »

Done some sums before I went shopping today, we have £55.00 a wee for groceries, we do usually spend way over this. Today I wrote a list of exactly what we needed, stuck to the list & spent £34!!! I could be saving myself a fortune if I start doing this every week.


I had a wee voucher for like £4.36 off from last week so that helped also.


Woo hoo, I am definitely making this a permanent thing.


Dxxx

See! Told you

[Deleted User]

Thanks buffy.


Small changes will all add up to a debt free & savvy spender.


Dxxx

[Deleted User]

I have the cold - bluearghhhhhh

I am also (so far) managing really well on my weekly budget, this & the fact that my grocery bill was so low this month is really making me quite happy.

I am going to arm myself with a shopping list every time I go now, plus eating all the food that is in the house so we don't need to move it to the new flat whenever we get the go ahead for that.

On Friday I am going to have Slimming World burgers with salad for dinner, that will get them out of the road. Saturday I will have the Slimming World chicken tikka, that is the last one in there. My freezer will be empty before I know it!

Dxxx

Rebecca01

Just read your diary Dolly Rocker. Good luck and also its nice to see your positive outlook even though you have set backs.

[Deleted User]

Aw thanks Rebecca.

I am hoping that by 2016 my setbacks will be a distant memory.

Every cloud has a silver lining with me, negativity only makes things worse.

Don't get me wrong I do have negative moments but they tend to pass quite quickly - thankfully!

Dxxx

[Deleted User]

Grrrrrrrr had the interest added to my CC accounts, £65ish this month.

It is soooooooooooo annoying that I am basically paying this for nothing really, I have tried to get 0% offers but haven't been able to so will just have to deal with it.

As soon as it comes to May 2016 I can start paying around £700 a month to the debts & they will be gone, gone, goneeeeeeeeeeeeee by the end of 2016.

Dxxx

[Deleted User]

I have looked at my Sky package & I am going to cancel the Sky Go Extra, £5.00 extra a month to pay to the bills.

Also next month my mobile contract goes to SIM only saving me another £5.00 per month.

Dxxx

lazer-zxr

Great progress DR. Don't let interest charges knock you, I know is frustrating but they are inevitable.
My wife joined slimming world this week. So we'll be trying some of the recipes you've no doubt enjoyed. Camp fire stew tonight was delicious.
Thanks for your diaryand your support comrade.

[Deleted User]

Well I joined Slimming World last year but I didn't really get it, I am back at Weightwatchers now but I must admit we did love a lot of the SW recipes.

I mean there were a lot of woman & men at my SW who had lost a lot of weight so it definitely works - good luck to your wife.

Dxxx

[Deleted User]

Morning,


Spent over my weekly budget again this week, had the cold so spent around £10 on medicine through the week.


I am likely to be over budget this week again (I start mine on a Saturday) I bought an Itison voucher to go out for dinner with the husband next week, that was £15.00 & because I am still in this mindset of buy now pay later I spent £95.00 on the CC yesterday for Derren Brown tickets for next year.


To say I am mad at myself this morning is an understatement.


Grrrrrrrrrrrrrrrrrrrrrrrrrrrr


Dxxx