My 2015-2020 timeline diary.........

[Deleted User]

Well we went to Rome & it was fantastic!!!

Just such a beautiful city & we will go back one day for sure.

I cannot believe it is Christmas Eve already! I am in work until 1pm then that's me done until Tuesday.

Well when I say work we are all doing quizzes, eating chocolates & listening to Christmas music so not much work going on at all!!

I am looking forward to a new year to get my head into the zone with the debt & the diet!!

So might not be back on here until new year so hope you all have the best Christmas.

Dxxx

[Deleted User]

1. 2 takeaways
2. No unnecessary spending on the CC's
3. Pay off any left over ££ to the debts
4. Sort out all annual bills (car insurance, tax etc)
5. Pay off cruise
6. Lose weight
7. Exercise

Here goes!

Dxxx

[Deleted User]

It's great having no work to do for like the first hour or two of the day but I am bored to death here!!!

Spent most of the day going over all of my debt & finances & planning out all of my savings goals for next year.

Dxxx

[Deleted User]

Just requested a quote for the removal guys for our big move 25 January 2016.

Dxxx

[Deleted User]

£180.00 for the removal guys, money well spent!

No other updates really, all the bills are paid on the 1st of the month.

If I have any cash left over this will be end of the month for any extra payments but that might not happen right now due to the holiday coming up in April.

Back to work for the first day of 2016, struggling to get into the zone.

Hope you all had a fab Hogmanay.

Dxxx

[Deleted User]

Today I am going to do the following:

Get MOT date
Get car insurance renewal date
Get car tax renewal date
Request my annual bus ticket loan from work
Arrange home move with Sky
Write a list of all address changes to be made when move house

Will keep you all posted as I go.

Oh diet is going well so far, went to the pub this morning with my team for a team meeting which included some breakfast. They all had rolls or breakfasts & I had a black coffee. In work now having my slimfast shake for breakfast - 9lbs lost this year so far!!

Dxxx

[Deleted User]

2015

1. Pay off 2016 cruise - DONE
2. Pay off 2015 Rome trip - DONE
3. Keep chipping away at the CC debt's - Total £12,179.91 - FAILED
4. Stop spending on unnecessary stuff - DONE
5. Stop spending on the CC's - FAILED
6. Cancel 1 CC - DONE

Managed to achieve 4 of my 6 goals, I am quite happy with that.

Number 3 & 5 failed due to me still being an impulsive spender, I am going to work really hard on this in 2016.

Dxxx

chocolatebum

good luck with the rest of your goals, love the idea of breaking down the plans for the years. think i may do similar. i too don't think i can do without my holidays whilst paying my debts although have downscaled them from what we usually do, having a holiday to look forward to helps from getting too down about paying the debt off.

[Deleted User]

Same chocolatebum we love our holidays.


Think we still still some city breaks in between all of this!!


Well that is the plan anyway.


Dxxx

[Deleted User]

Right so nothing to update debt wise at the minute, might go up again slightly as need to order some wardrobes for the new flat. We have fitted ones in this place right now & nothing in the new place.


Been shopping around though & found some nice ones in Asda so will measure up then get them ordered in.


On the diet front I have hit my 5% weight loss this morning so 12lbs gone forever. Doing the slimfast diet & they have up to 50% off in Superdrug ending 9 February 206 so I am going to order in for the next 2 months so I can get the better price.


Anyhoo off for shopping & need to get lightbulbs & stuff for the new flat.


Dxxx