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smallholdingsister's strivings
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Brodiebobs wrote: »... I think its very ignorant to assume we are living beyond our means because we struggle, especially from someone who is being bankrolled by their parents, either personally or as a 'business interest'.
Completely and utterly out of order.
I know you're referring to me. At this moment in time I am not bankrolled by my parents, discounting the money they put into my business. Which in my opinion doesn't count. Currently, my wife and I earn enough money to live in our own house, which we pay the mortgage and bills for. Any luxuries or holidays we have are paid for by us. We've bought and paid for all our own cars, discounting my new Land Rover when it arrives but that is a GIFT. The only money I regularly receive from my parents is a small salary for helping them with their properties i.e. WORK. Therefore, I am not bankrolled by my parents, thank you.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Is your new land rover Brand New?0
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smallholdingsister wrote: »Is your new land rover Brand New?
I believe so - I think Alex's mum is buying 3 (identical?) LRs - one for her, one for Alex, one for Alex's son (to be mothballed until he is old enough)I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Completely and utterly out of order.
I know you're referring to me. At this moment in time I am not bankrolled by my parents, discounting the money they put into my business. Which in my opinion doesn't count. Currently, my wife and I earn enough money to live in our own house, which we pay the mortgage and bills for. Any luxuries or holidays we have are paid for by us. We've bought and paid for all our own cars, discounting my new Land Rover when it arrives but that is a GIFT. The only money I regularly receive from my parents is a small salary for helping them with their properties i.e. WORK. Therefore, I am not bankrolled by my parents, thank you.
You do come across as very out of touch with the majority of people, Alex. You didn't have to work through uni, have had debts repaid by parents (I think?), have had mortgage covered by parents and have had funds injected into your business by your parents. I'm not sure that any of those funds need to be repaid to your parents? - mostly on here if people do have parental loans they are just that - they have to be repaid.
You make matters worse with statements such as 'I've no problem drinking a cup of tea in a terraced house but wouldn't want to live in one' and 'I don't think students should be working in a supermarket whilst studying to make ends meet' and some of the statements you made on SF's thread when she was looking for a new (to her) car were out of touch with most people's reality and expectations.
I bought my first house with my OH when I was 21 - it was a tiny 2 bed terrace with no shower, no central heating, no garage, no double glazing and a postage stamp sized garden - but we paid for it ourselves - and loved it because of it.
I often find myself singing Pulp's 'Common People' when reading threads where you've posted.
*gets off soapbox and returns to usual morning activities of chasing around after the children*I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Yes. In my opinion, being totally funded through university and being given very expensive gifts is being bankrolled. Not totally, of course, to be fair, but the vast majority of MFW readers would not be able to do these things for themselves or their children even if they were not overpaying.Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
Still thrifty though, after all these years:D0 -
We all have different circumstances and that's what makes reading diaries so fascinating.
In our case, we've studied (with parental contributions and holiday jobs only) and worked hard to get well paid jobs that enable us to overpay our mortgage by more than some people earn in a year, that and not being blessed with children.
We're not great MSErs but by reading the diaries here we've learnt to be less wasteful and more mindful of our spending during the past 3 years.Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Busy busy day.
Fire's lit. Dog is upside down on the rug.0 -
Completely and utterly out of order.
I know you're referring to me. At this moment in time I am not bankrolled by my parents, discounting the money they put into my business. Which in my opinion doesn't count. Currently, my wife and I earn enough money to live in our own house, which we pay the mortgage and bills for. Any luxuries or holidays we have are paid for by us. We've bought and paid for all our own cars, discounting my new Land Rover when it arrives but that is a GIFT. The only money I regularly receive from my parents is a small salary for helping them with their properties i.e. WORK. Therefore, I am not bankrolled by my parents, thank you.
I don't know how you can read this back to yourself and not see everyone's point?
Being gifted a car which costs more than an annual salary is not a normal occurrence, neither is having your mortgage or business subsidised by your parents, or not having to work through uni.
Totally get your probably from a different world from me and my family, and may see it as normal, but that isn't my issue. My issue is how you seem to judge people who live in terraced houses, pay their own mortgages, and struggle.. which without your parents input i'm sure you would too.0 -
know thyselfNid wy'n gofyn bywyd moethus...0
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