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My MF Mission 2015
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You're getting close to the 5 figure mortgage! That will be a day to celebrate!!!
Yes can't wait. Will def need to do something to celebrate, money saving of courseTotal Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0 -
Congrats on nearing the 5 figure amount - and hope you are feeling better!Mortgage free target: 2030
Emergency Fund: [STRIKE]£3,000[/STRIKE]/£3,000 (Met: Nov 15)
Mortgage LTV (Oct 15): 73.5%, Last Overpayment: £00 -
Come on lippy how did DH take the cash? Is it a technique we can pinch...(safely of course, i like my health)?MFW: Was: £136,000.......Now: £47,736.58......0
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Update on DH's new cash budget per week... Actually went rather well. He only used the credit card for some food shopping which we both agreed and used his cash for other spends during the week.
Will pop to the cash machine tomorrow and get next weeks cash budget sorted. I wonder how long the good spending will last :think:Total Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0 -
In other news;
Going to hopefully be a few non spend days over the next week. I have time off work as study leave, so no travel costs, no buying lunch out etc.
Exam Number 1 is in 5 days :eek:
And its payday on Friday. Something to look forward to after the exam!
Still need to do massive sort outs and get some things on ebay to help with OP's. Keep looking on rightmove at all the nice houses and really want this mortgage gone.... so I can no doubt get another 1 in future lolTotal Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0 -
Week one CC and cash spends sorted then!! I may pinch your technique as give Mrs SJ her 'spends' on a Friday! Crash helmet needs to be engaged first!!MFW: Was: £136,000.......Now: £47,736.58......0
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shangaijimmy wrote: »Week one CC and cash spends sorted then!! I may pinch your technique as give Mrs SJ her 'spends' on a Friday! Crash helmet needs to be engaged first!!
SJ, Yes I would advise you to tread carefully when approaching this subject lol.
Just going to give DH his cash for next week now. Hopefully we can have another good week... we shall see.
Looking forward to Christmas now. Shopping planned for the end of the month for an excited child who is just old enough to understand presents
Can't wait for this week to be over with. Too much stress trying to revise and nothing sinking inTotal Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0 -
Very much doubt I will be able to do much with savings in the next 2 paydays, due to Christmas shopping and other various expenses, so for now I have added £100 to my EF2 from some excess surplus lurking in one of my bills current accounts. I like to keep a healthy extra sum in there, just in case, which I forget about and don't include in my net savings figures, but it was looking a little too big for my liking, not earning anything, so I have added it to my savings.
Still plan to do my regular £500 OP's though. Will be extremely disappointed if I have to miss one of those as its another month I can't get back.... if that makes sense.Total Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0 -
Good luck with your exam Lippy!0
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Thank you CAM. I have a feeling it did not go well. A few never seen surprising topics came up so we will see in the next couple of months when it gets marked.
Might need fingers and toes crossed for this one.Total Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0
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