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My MF Mission 2015

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  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Thanks lippy ya im going to try get interest free on sofas and dining table as i have no other debt other than the mortgage

    My 2-3k can work for me then for 2-3 years while i pay them off

    I look forward to the next addition to EF 2 AND OP :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    £45 monthly interest arrived today from Santander :j

    4 days of mortgage interest paid for me :)

    My God, I cannot wait until payday! Friday seems a long time away.
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Ohh thats nice lippy :] I dont get my int rest till first week of the month hehe

    Tell me whats happening on payday haha
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Pay Day :beer:

    All money has been allocated to various pots for bills/DD's.

    £350 to start off my 2nd EF

    £500 extra floating in my current account ready and waiting for next months OP.

    Hopefully once everything has been paid next week, I will have some left to play with. Got to start thinking about xmas presents soon!


    Lucky- Nothing really exciting but I love payday. I'm a bit sad but I love sorting my accounts out at the end of the month, all ready for my DD's and credit cards to be paid off and my OP to be sent to the mortgage. I like to be organised and financially ready for a new month lol.
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Morning lippy :]

    Great start to EF 2 :]

    Im the same i love adding money to accounts weather it be savings OPs or paying things off. Its only a good thing we enjoy this i am a bit sloppy at times when im buying loads of stuff but i know my limits

    im aiming for 2025 to MF :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy new month :j

    DD for mortgage payment hasn't been taken today as its Sunday, so this will go out tomorrow. However, I have sent my monthly OP of £500 today so should be showing a nice decreased balance tomorrow.

    Spent a little bit too much this weekend. Meals out, shopping trip and night out in town. Halloween night in town ended up costing around £100 for us just in drinks!!!! Worth it at the time, partying like a teenager again, but not worth it today as feeling a little rough :o

    Will update my new mortgage figure tomorrow.
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • chumpy45
    chumpy45 Posts: 495 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Lovely to let your hair down every once in a while though. We treated DS4 to a meal out at the weekend and tried out a new restaurant that had recently opened. At £5 for a milkshake though, I don't think we will be returning in too much of a hurry (unless I have a good supply of discount vouchers :)
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
  • Monie
    Monie Posts: 69 Forumite
    Seventh Anniversary Combo Breaker
    Subscribing :)
    Target roughly 75% LTV before Feb/March 2021 (20% LTV = £40,999) - OP'd so far 763.51 out of 5 yr goal - £40,235.49 to go!:rotfl:





  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    A quick update on some figures today. Some money I had forgotten about has been paid in today so added another £350 to EF number 2.

    Only 2 more paydays till xmas :eek::)
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • lippy1923 wrote: »

    Only 2 more paydays till xmas :eek::)

    Just one more for me! Slightly panicking now:eek:
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