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Had a mortgage too long - it's going, going, gone!
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The car tax change is only for brand new cars registered on or after 1st April 2017.
Everything else will stay in the same bands as at present, though whether they'll go up a bit as they so often do is yet to be seen.
I'm the same as you Beanie - current band nil.
Alex, car tax go down :rotfl: You were joking, right?
I was ... hopeful ...
Though I thought that may be the case. It's ridiculous that for the years between 2006-early 2017 a lot of cars will incur a £500 tax bill per year. Oh well, only another 30 years until Z4Ms and AMV8Vs become exempt ... :rotfl:
Currently wondering why the government are doing this as surely with every car at £140 they are going to lose out ultimately?2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
It'll make their sums easier!Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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They're losing too much now Alex - too many people bought nil and low rate banded cars - all those tin pot 3 cylinder jobbies (like me) that have high mpg, low insurance and no road tax up to 1.6 diesels at £30 a year - all those, if bought new from April 17 will pay alot more.
So the move for new cars to 3 bands - £0 for all electric, £140 for mid and £310 for over £40k value (plus 1st year rates are different from that too for mid and high bands) - will give much more income and it's been announced that it will, for the first time in decades, be put back into road maintenance/building.
Could see it coming
. Now there's talk of fuel duty going up in the budget whilst oil prices are low :mad: Already it's 75p tax, 25p fuel per litre.....:mad: Drivers will always be shafted whichever way you cut it. Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
They're losing too much now Alex - too many people bought nil and low rate banded cars - all those tin pot 3 cylinder jobbies (like me) that have high mpg, low insurance and no road tax up to 1.6 diesels at £30 a year - all those, if bought new from April 17 will pay alot more.
So the move for new cars to 3 bands - £0 for all electric, £140 for mid and £310 for over £40k value (plus 1st year rates are different from that too for mid and high bands) - will give much more income and it's been announced that it will, for the first time in decades, be put back into road maintenance/building.
Could see it coming. Now there's talk of fuel duty going up in the budget whilst oil prices are low :mad: Already it's 75p tax, 25p fuel per litre.....:mad: Drivers will always be shafted whichever way you cut it.
Hopefully less 3 pot boremobiles will be bought in 2017 and we'll start to see some more interesting cars on the road, then.
Talking of which, we've been looking for a company car for Mrs. K., it seems most models have few engine choices and they are all tiny. The favourite is a Jaguar XE, engine choices are 2.0ltr diesel, 2.0ltr petrol or 3.0ltr petrol. The 2.0ltr cars (whether petrol or diesel) have two different power outputs (different maps for a guess?). When my Series 1 4.2 XJ6 was new a choice of either 2.8 or 4.2 straight six or a 5.3 V12 were available. Similarly, my parents have Jaguars, one being a 4.0ltr car and the other being a 6.0ltr V12. Now the largest engine available in any Jaguar is a 5.0 V8 and in an XJ that costs £90k with no options. :eek: Apparently, the 2.0ltr and 3.0ltr diesels are the most popular.
Glad to hear they'll put the money into the roads.
I'm not surprised about the talk of putting fuel duty up. :mad::mad: 2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
:rotfl: I doubt it Alex! Only got to look at the rise in car sales of manufacturers like Hyundai and Kia etc to see the majority are looking for economy - in purchase cost and running costs.
The new smaller engines are returning the same if not better stats than the old bigger engines and with lower CO2. Engines have changed alot in the last 3 years - R&D has all been geared towards that. Only got to look at the vast choice at the smaller/economical end of the market compared to new models in the fun and large sector to see where the volume sales are.
It is different for the car enthusiasts and possibly company car drivers too - but your findings show the same.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
:rotfl: I doubt it Alex! Only got to look at the rise in car sales of manufacturers like Hyundai and Kia etc to see the majority are looking for economy - in purchase cost and running costs.
That's an interesting point. When I (OK, my mother
) bought my Defender, I was talking to the salesman about the Discovery 4 which they are phasing out. He mentioned the new Discovery 5 will likely cost £10,000 more. I wonder if the reason is due to less LRs being bought and this now perceived "prestige" image.
Mother amused them when she was looking at a new Range Rover in their showroom, "nice car but I wouldn't dare go down a green lane in that"... :rotfl:
I do fear for my son's generation, it seems few of them are interested in cars.The new smaller engines are returning the same if not better stats than the old bigger engines and with lower CO2. Engines have changed alot in the last 3 years - R&D has all been geared towards that. Only got to look at the vast choice at the smaller/economical end of the market compared to new models in the fun and large sector to see where the volume sales are.
It is different for the car enthusiasts and possibly company car drivers too - but your findings show the same.
:rotfl: I wouldn't know about changes in the last three years (don't think a new Defender counts as the cutting edge of technology either). Can't say I know much about many cars produced in the last 20 years if I'm honest.
I know the 2.0ltr petrol XE has more power than two out of the three family Jaguars and the one with more power (V12) returns under 15mpg, compared to a quoted 37mpg for the XE but as the Americans say "there's no replacement for displacement". I find it incredibly sad my son won't experience smooth straight sixes and lumpy V8s burbling through the lanes on a frequent basis. Most children these days will not see cars with soul that could be repaired easily. How many will learn how to properly maintain a car and have amusing motoring related tales to tell? Some of my fondest memories of childhood are of my father's then elderly and rusty Daimler and I hope when my son grows up he'll have great memories of our classics. 2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
:eek::eek::eek: Now I know how you feel when everyone talks of spreadsheets and daily interest calculationsThe 2.0ltr cars (whether petrol or diesel) have two different power outputs (different maps for a guess?). When my Series 1 4.2 XJ6 was new a choice of either 2.8 or 4.2 straight six or a 5.3 V12 were available. Similarly, my parents have Jaguars, one being a 4.0ltr car and the other being a 6.0ltr V12. Now the largest engine available in any Jaguar is a 5.0 V8 and in an XJ that costs £90k with no options. :eek: Apparently, the 2.0ltr and 3.0ltr diesels are the most popular.. You lost me at 'The 2.0ltr cars (whether petrol or diesel)' :rotfl:. A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
I do fear for my son's generation, it seems few of them are interested in cars.
Why fear it?? Hopefully they will be more in tune with the planet they live on and look after it a little better Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 0 -
I know what you mean about driving stories (probably not the kind you mean though!). I remember coming back from grandmothers (aged 8 or 9), just my father & I as we were due back at school, one of the brake rods had gone and it was tied up to make it 'work'. He reckoned he had about 3 or 4 very very gentle brakes or one sharper braking. We 'only' had 40 miles to do. We made it but walked the 4 miles to school the next day.
I once drove from the other side of the city to home with no brakes at all except for the hand brake. Couldn't even contemplate it now. I drive a much shorter journey each day, but do many more emergency stops now than I would have thought possible back then. In my 20s I used to service my own car. It only went wrong once when I let my first ex-husband put the oil filter back on. In my 30s & 40s my second ex-husband used to service our cars. But it really is not a practical proposition now.
:rotfl: I've not many brake tales to tell, fortunately. Perhaps my most amusing memory is of my father hotwiring the Daimler outside school because the auto 'box inhibitor switch had stuck on.
Unfortunately, I know where you're coming from with the emergency stops, it seems people in modern cars treat the brakes (and throttle for that matter) as something akin to an on/off switch.
As for servicing cars, I still service everything but the Defender myself. All the other cars are old now, though.:eek::eek::eek: Now I know how you feel when everyone talks of spreadsheets and daily interest calculations. You lost me at 'The 2.0ltr cars (whether petrol or diesel)' :rotfl:.
:rotfl: :rotfl: :rotfl:
Quite pleased I've somehow managed to confuse the all seeing, all knowing Gally.Why fear it?? Hopefully they will be more in tune with the planet they live on and look after it a little better
I love classic cars and would like to think I'll be running them into old age. However, I fear my son's generation when older and in positions of power may restrict the usage of old cars for "green" reasons. Also, it's a great hobby and one I fear my son will not be able to enjoy. Even my generation don't seem particularly interested, most people I see at classic car events are 50+ years old.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
One thing I do know Alex is that I know Jack S*** about a lot of stuff :rotfl:.Quite pleased I've somehow managed to confuse the all seeing, all knowing Gally.
So, Ali, sorry for the hi-jacking. A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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