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Had a mortgage too long - it's going, going, gone!

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Comments

  • Argh I can't stand horror! I can't sleep!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Hoorah for the weekend and it's pay myself day :j A healthy enough drawing to keep the mortgage capital payment at £1k on Monday coming - an OP of @ £359 - and the end of the teenage months, shame DS's teen years aren't as short :rotfl:

    A NSD as well - car running on fumes whilst holding out for the new month and CC roll over.

    Got a few spends tomorrow - taking in ankle boots for re-heeling, few birthday cards to get and 2nd class stamps. Plus will pick up the voucher for DS from my Mum.

    Financials:
    - bank accounts checked
    - freepostcodelottery checked
    - Inbox £s - up at £13.02
    - Qmee - up at 22p

    Time for some housey jobs to be done :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Excellent re. mortgage. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • have a lovely weekend!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Well done on mortgage £1000 is huge - well done:j
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a happy weekend :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Happy weekend all :j

    Sarah - it's quite scary sending that much to the mortgage, but my budget says I've £750 left for saving after everything else so it feels affordable.

    Back from the nightmare that was town...not that many shoppers but the car parks were quite full already and lots of extra staff in the shops. Free parking too.

    £12 to re-heel ankle boots :eek: But worth it to keep those as so comfy and the local inde was cheaper than T!mpsons.

    £6.48 for 12 x 2nd class stamps :eek: There are a few Jan birthdays in the wider family who are up here for the big lunch, so I'm going to cheat and put their cards in with their Christmas presents, will save posting 3 and £1.62 in the process

    £21 on 2 tops and a casual jacket for DS in Primarni.

    £6 odd in Wilk0's for bits and pieces and dog treat stock up including their Christmas bones with turkey and stuffing flavour :D

    £2.46 in C@rd F@actory - age birthday cards bought and another of their 7 for £1 deal.

    Still not filled up with fuel or got the C!neworld voucher - getting across town today is probably best avoided so they can wait until tomorrow.

    Monthly use and pay off CC has rolled over and full payment set up to go out on the 15th and 68 Nectar points added to the pot - value is around £26 left I think. I'll need to start doing their surveys and search bar again to get it back to £70 for the free big turkey and trimmings next year :D

    Deep cleaning the lounge is next on the To Do list and then it's tree and decs time :xmastree:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • 1k ali smashing it :]

    I know what you mean by its scary as it would feel just as good in the savings account so really its all about seeing that total amount come down like the term mine is over doesnt bother me as much as the total owed hehe

    Hope you got some help cleaning i was cleaning my front door and kitchen door today nightmare haha
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    You're right Lucky, got to keep chipping away and keep the numbers falling.

    DS claims he's too busy to help clean as he's revising, yeah right..more like playing his computer game from what I can see and hear :rotfl:

    Spendy day as filled up with fuel, though Sbugs price has dropped to 103.9p per litre - spent £32.60 and 31 nectar points in the bag.

    Ordered contact lenses online - 6 months worth £27.94. Cashback only available for new customers now and I've been buying them from here for years :mad:

    Slowly working through To Do list - braved the weather to check and pump car tyres up (manually at home as I'm old fashioned like that), now to go and read meters as elec one due in by close of play tomorrow.

    I've got month end accounts to print/file, everything else done there and of course phone the Spanish Bank in the morning for the mortgage payment :j

    And more cleaning to do...yuk!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Have you visited my coupons website operated by sainsbugs? Well worth it for the extra points and no need to print anything out.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
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