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Had a mortgage too long - it's going, going, gone!
Comments
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Think it'd cost as much as the bag did originally...a cheap half price job in Sbugs back in 2013.
The small size healthy back bag is £129 which seems plenty big enough so will debate with myself whether it's a wise investment after Christmas :rotfl:Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Morning Ali you ok ?
cinema is expensive stuff i normally use my free tickets from you know what account lol
but what i do is upgrade it to vip and 99% of the time the seat is empty next to us so i just put ds in there if someone came he would sit on my lap
MFW SEE haha thing is we still spend £10-12 on food as we only go once a month but i remember going as a kid so want my boy to have the same good memories as i did :]
I actually bought a star was bedding for ds to hahaStill on track for £1k capital to go next Monday to the mortgageMortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Evening
Sorry LiL, work stuff dragged me away this morning. Ahh, you've got a Vuu in that caseI recognise the freebie! I got a mag subscription this year, a real treat as stopped buying those and newspapers when I joined here in 2006 and worked out the annual spend :eek:
That's another film DS wants to see - Star Wars! Great it goes right across the ages and bet your DS chuffed with his new cabin bed and bedding.
You ask a simple question...and I can't manage a short answer :rotfl: It's about half a month - minimum repayment capital would be.. (consults spreadsheet) £641.90, so the OP is 55.8% at £358.10. It will mean another month comes off the end date, taking it to 7.36... but I'm still in two minds about sending so much as need to bulk up savings with the £7k going out in March for the car. :think:
New trial contact lenses arrived in post - got a visual migraine as the day wore on, the changed one feels a bit too strong but shall give it time.
DS's Halif@x Reg Saver renewal letter arrived - complicated by him turning 16 during the next saving year it apparently means the whole amount would be taxed as it's parent held..so appointment made to move at the end of this one to their Junior ISA and not start another - it's 0.25% lower than N@ationwide at 3%, but goes up to 4% at 16 (as rates stand).
Had to buy milk at £1 from local shop today as ran out :mad: which means the weekly food shop needs to happen tomorrow.
Everything else ticking over as it shouldand off to have a word with myself as I don't seem capable of writing short posts!!
Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
You seem to be doing really well, Ali.
Dreading the time coming when son wants to go to the cinema. He asked to watch a film today because they did that at school. Don't have a TV was a great excuse and I'm not sitting watching a whole film on the computer, he will be going to his grandparents to do that.
Incapable of writing short posts too and also have to reply to everyone that replies to me, even though it's often to say the same thing twice.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Thanks Alex
Do you not like going to the cinema? Maybe Little K will get invited to go with others when he gets older too (can be a popular birthday party choice).
I'll try a short post for a change :rotfl:Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Really not interested in going to the cinema. Holding a children's birthday party at one is my idea of a nightmare. Happy for son to go with others, so long as it's in moderation.
Perhaps a little off topic but still related, I especially dislike films based on books. The book is always better and seeing an imagined image realised really quite ruins it for me.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Perhaps a little off topic but still related, I especially dislike films based on books. The book is always better and seeing an imagined image realised really quite ruins it for me.Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Skinnylatte wrote: »Quite agree, I've never seen 1 film that has been better than the book
And TV shows too.
There was a series recently based on the Merrily Watkins books by Phil Rickman.
When I'm reading the books I imagine a feisty female vicar..... in the TV show she was a limp lettuce of a woman!Early retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
Agree with that, though neither of us had read Lady In The Van.
Food shop done last night with a spend of £22.18.
Nothing else to reportBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Love the cinema but unfortunately Mrs SJ is a horror movie freak and will only go to those!!MFW: Was: £136,000.......Now: £47,736.58......0
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