Battling Debt and Mental Illness — and (hopefully) Winning!
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Thanks guys
I've had an awful couple of days. I can't remember being so utterly depressed for months. The final straw was when the SAD lamp arrived today — and didn't work. I spent all day crying and feeling suicidal. I've felt a bit better for the past couple of hours and dragged myself to the shower before Graham Norton came on. I feel like my life is destined to turn to !!!!!!. Every time I think things are looking up, there's a huge disappointment. It was less painful when I had no hope, because that way I never got disappointed.
The handbag is no longer discounted, so I can avoid that temptation. I also received s £5 Amazon voucher from SB, so my new balance is £5. I also requested a refund for the lamp, which I bought via Amazon. It was from Lloyds Pharmacy, so I expected it to be decent quality and, you know, actually work.
Today has been completely wasted. I watched tv without enjoying it and felt too bad to go out with the dogs. I have done nothing productive all week. I really hate feeling like this, but I can't help it.Rainy day fund — 210/1000 Emergency fund — 1019/1500
Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 00 -
How are you sleeping?
Are you managing to get outdoors at all? Even 10 minutes of dull daylight will help.
And celebrate the small stuff - you've had a shower (so did my dh today )
For what it's worth, your support and advice have been completely invaluable to me over the past few weeks and I really have appreciated everything that you've taken the time to do for me.
Can I suggest something in return? A list of things you will do tomorrow. Anything from 'get dressed' to 'text a friend' to 'ask if I need something'. It will focus your mind and help you feel useful when you see things being crossed off the list.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Thanks CCL Haven't been sleeping well lately, but last night was actually okay. Managed to get up at a sensible time this morning too
Feeling fragile today, but received my. £30 of Amazon vouchers from GTM, so managed to get 3 more Xmas presents, plus a £1.99 Kafka book for me to get free delivery! Now I've only got to get presents for my parents and brother :j Though I also hope to throw something together for the pets and get some vegan Xmas treats. New balance: £2.72.Rainy day fund — 210/1000 Emergency fund — 1019/1500
Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 00 -
So sorry to read how you are feeling ABA. It sounds really awful. I wish there was something I could do for you." Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Hugs to you ABA, I hope you feel better very soon. Well done on getting a few presents too. Please don't tell me you've wrapped them already........I'm so behindDebt Apr 15 - £6895.44 Apr 17 - £2500 Dec 17 - £560 July 18 - £199
CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
Every penny is a prisoner0 -
Sounds like a productive day ABA - that's all progress, and you're just about done for Christmas.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Thanks guys I feel so much better today. Ena — no, I definitely haven't wrapped the presents! I will leave them until December, when I can listen to Xmas music as I wrap... I usually end up doing wrapping for everyone else in the house as well (except for the ones for me!).
Trying not to pressure myself, but I still want to get stuff done. The first priority is to print out the return label for the lamp. I also need to plan my career strategy and work out how to play to my strengths.Rainy day fund — 210/1000 Emergency fund — 1019/1500
Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 00 -
Glad you're feeling a bit better
Re wrapping christmas presents, I usually do mine mid Dec with a glass or two of mulled wine and a christmas film on.Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).0 -
Glad you are feeling better.
You are on a roll with the Amazon vouchers well done!
I love wrapping my gifts to a good Christmas film with a nice hot chocolateMFW
Starting debt :£287,410 -11/2020
2022 Closing balance £271,402.45
2023 closing balance £263140
Original end 11/2045
New end date :.......
Overpayments to date £514.4 (1/24)0 -
I do hope the lamp will be accepted back with no major issues. Glad you are feeling brighter as well ABA." Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
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