📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I WILL get there!!

11819212324203

Comments

  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thanks CCL, it really did help. I feel much better!

    Hope your day hasn't been too bad - haven't caught up with your diary yet but have my fingers crossed that you've had a better day than recent.
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Well yesterday was a super busy day!

    Moved offices and all computers and phones are now up and running so very pleased it went quite smoothly. Still so much to do, it seems to have come around very quickly! We didn't use professional movers so I had to cross my fingers that our site lads would be careful...they did quite well (apart from a crack in our leased photocopier, but I can forgive that....until the bill comes in!)
    I'm much better with work money than I am with my own!

    Once the office move was done as much as it could be OH and I went carpet shopping and we actually managed to agree on 2 lovely carpets for our bedroom and the hall, stairs and landing so we ordered those (paid for with the money from my grandparents and the money for working yesterday) it's all getting very real!!

    We went for a 'quick drink' last night and rolled in very late last night, am suffering today!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Hi Kirsty
    Just catching up with all your news. I have had it on here before where I've posted something and ended up with sarcastic replies. I just don't know why people bother?

    Hope everything is going along ok with the sale?

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi Bob,

    I got myself very riled that day, but it still bothers me. I just don't see the point, after all if you don't have anything nice to say, just don't say anything at all!

    All seems to be progressing well at the moment, slow but steady! Still aiming for 13th November but there is a chance it could be sooner. Hoping that it works out roundabout that week as we are away 5-8th Nov and I'd be too tempted not to go if I thought the house was just sat there waiting for us!

    Hope all is well with you and your newest little one?

    K x
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Just had a little working out session, see below :D

    August 2014 - £29400.23
    July 2015 - £25131.49
    October 2015 - £20253.14

    Paid off £9147.09 in 14 months!
    Paid off £4878.45 in 3 months!

    Feeling very proud and super duper motivated having worked that out!! :T:j:D:)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    kirtsypoos wrote: »
    Just had a little working out session, see below :D

    August 2014 - £29400.23
    July 2015 - £25131.49
    October 2015 - £20253.14

    Paid off £9147.09 in 14 months!
    Paid off £4878.45 in 3 months!

    Feeling very proud and super duper motivated having worked that out!! :T:j:D:)

    :T:j:T:j:T:j Marvellous work Kirsty, you should be proud. Well done :beer:
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Well done! :T Hoping I will be able to do the same in a year's time and celebrate clearing a huge chunk of debt :)
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thank you Orange Ena and ABA.

    I've found that sometimes it's so difficult to see past how far there is to go that it's easy to forget how far you've come. My little motivational speech over, it's back to the grindstone!

    I knew the office move went far too well - walked in this morning to half the computers not being able to access the server :eek: I've got people shouting my name from different corners of the office like I can magically fix it, so I'm taking a few moments outside to take some deep breaths and then will go and pretend I'm a computer wizz until one actually arrives :rotfl:
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Well done you've done so well! You are so motivated and I know you will be debt free as soon as you can be. I think you deserve a break before the hard work of the move so just go and enjoy it!

    DD is settling in very well. Sleep is in short supply but we are coping. I still can't get used to saying I have a daughter. After almost 7 years saying son.

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thank you Bob :) I'm dreading next month having reluctantly agreed to keep my PADs to £1 or less (have decided that eBay sales don't count though so might have a few sneaky PADs from there...shhhhhh :p)
    I think we will definitely enjoy - it's Dublin we are going to and we've wanted to go for quite a while so I'm hoping it's everything we imagine it to be and that we manage to stay well within budget!

    It must be very strange to have a girl, did you know what you were expecting? How is DS with the baby?

    K x
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.