Benefit cuts to hit more than 330,000 children

bloolagoon

BJV wrote: »

God when my two where very small and we needed full time child care it was £42 each per day!

£1600 a month even with the 15 hours.

It's easy for people who have the luxury of not paying childcare to forget the impact it has on your income. childcare is expensive for all, even those on low incomes only get 70% paid and capped. It has a very large impact that unless you've been there or are there people will never appreciate.

SnooksNJ

sxcizme3010 wrote: »

No not in London but London's not the only place in the UK to live. Benefits don't pay for such things! Our wages pay for such things! We get 2500 per year in CB and WTC - You clearly wither dont have children or have never earned such a low wage!

Thank you for that, I had no idea there are places other than London.
My point being you said you can buy all these things on £25K a year. I don't think it's do-able in an area such as London.
As for your claim I never earned such a low wage. I worked my way through college(that's Uni to my UK friends) and made probably about 1/3 of what you make. In the US there is no such thing as WTC or CB. I survived but I knew I couldn't live on that wage so it gave me an incentive to get my degree so I wouldn't end up working retail making $8 a hour.

NYM

sxcizme3010 wrote: »

No not in London but London's not the only place in the UK to live. Benefits don't pay for such things! Our wages pay for such things! We get 2500 per year in CB and WTC - You clearly wither dont have children or have never earned such a low wage!

But you wrote earlier in this thread...

We both work - me part time and husband full time. We are homeowners, own a car. Our combined income is 22000 and we get tax credits of 3000 CB of 1700 so combined 26700 per annum. At the end of the month by the time I pay the mortgage/bills/food/utilities/travel (I work 35m away) we are left with nothing! And I mean nothing - some months we have to borrow money from his parents.

£26700 - £22000 = £4700 :think:

sxcizme3010

NYM wrote: »

But you wrote earlier in this thread...

£26700 - £22000 = £4700 :think:

When I actually did all my sums (renewing tax credits) Its 22500 income and 2500 in tax credits. I actually thought I was getting more than what I am. Me and my husband work alternate shifts and dont see much of each other so Iv sacrificed things so I dont pay for childcare on a regular basis. My point is WORKING TAX CREDITS are to top up low wages - raise wages to lower tax credits or leave the system as it is! Or is it middle income earners believe people on lower wages actually dont deserve to have a car or own their own home????

BoJangles_2

sxcizme3010 wrote: »

When I actually did all my sums (renewing tax credits) Its 22500 income and 2500 in tax credits. I actually thought I was getting more than what I am. Me and my husband work alternate shifts and dont see much of each other so Iv sacrificed things so I dont pay for childcare on a regular basis. My point is WORKING TAX CREDITS are to top up low wages - raise wages to lower tax credits or leave the system as it is! Or is it middle income earners believe people on lower wages actually dont deserve to have a car or own their own home????

not paid for by tax payers money no!

sxcizme3010

BoJangles wrote: »

not paid for by tax payers money no!

2500 doesnt pay my mortgage or car for a year :T I work my husband works so we still pay tax and I paid tax before I had to take a job part time hours.. Small minded

nannytone_2

sxcizme3010 wrote: »

When I actually did all my sums (renewing tax credits) Its 22500 income and 2500 in tax credits. I actually thought I was getting more than what I am. Me and my husband work alternate shifts and dont see much of each other so Iv sacrificed things so I dont pay for childcare on a regular basis. My point is WORKING TAX CREDITS are to top up low wages - raise wages to lower tax credits or leave the system as it is! Or is it middle income earners believe people on lower wages actually dont deserve to have a car or own their own home????

you don't actually get WOEKING TAX CREDITS, as you already earn over the threshold so have a £0 award for wtc. ( which means your income isn't deemed low enough ... without kids you would receive nothing)
what you receive is child tax credits.
these aren't exclusively for low earners. they are for workers and non workers alike that need extra money to provide for their children.

you work 12 hours a week .... how does that mean that you hardly see your husband?

bloolagoon

sxcizme3010 wrote: »

2500 doesnt pay my mortgage or car for a year :T I work my husband works so we still pay tax and I paid tax before I had to take a job part time hours.. Small minded

Why aren't you getting what you should be? 2500 in TC and CB is way too low. You should get around £4000 TC plus £1700 in CB. Do you owe HMRC for overpayments.

sxcizme3010

nannytone wrote: »

you don't actually get WOEKING TAX CREDITS, as you already earn over the threshold so have a £0 award for wtc. ( which means your income isn't deemed low enough ... without kids you would receive nothing)
what you receive is child tax credits.
these aren't exclusively for low earners. they are for workers and non workers alike that need extra money to provide for their children.

you work 12 hours a week .... how does that mean that you hardly see your husband?

My husband works 7-8.30 5 days a week and I work 12 hours over 3 nights.... So yes I hardly see him as I work on his days off etc.. I dont understand some of your mentality.. 2 people working household, married, 2 kids, we get a top up as Im in low paid part time work but previously 20k job and Im getting abuse...... Should all welfare be scrapped? (except pensioners as they need loads of money) Its ridiculous. As soon as I can get back to a reasonable wage and I no longer get tax credits will that be enough or should anybody earning less than 60k not have kids ever (60k is still struggling) I mean honestly - its small minded pettiness

sxcizme3010

bloolagoon wrote: »

Why aren't you getting what you should be? 2500 in TC and CB is way too low. You should get around £4000 TC plus £1700 in CB. Do you owe HMRC for overpayments.

Yes when I went from my old well paid job to low paid job it messed up payments for that year.. Not sure if I did something wrong as i had never claimed before so I may have messed something up so yes I was overpayed