We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Benefit cuts to hit more than 330,000 children

1222325272833

Comments

  • rogerblack
    rogerblack Posts: 9,446 Forumite
    bloolagoon wrote: »
    Problem is quite a few aren't working full time. It's part time and 1 worker per couple with some having large families propped up by tax credits. I have sympathy for the fully employed but people worked as minimum hours as they could and those spoiled it. I'd rather have seen a limit now on 2 children and conditionality applied rather than how they've done this but they did need to change.

    Because of course, simply because tax credit has changed, there are now a few hundred thousand extra full-time jobs available.

    Not to mention the few hundred thousand of ESA claimants who are now 'ready for work and have had their perverse incentives removed'.
  • BoJangles_2
    BoJangles_2 Posts: 878 Forumite
    roje wrote: »
    What exactly are you talking about? What are these activities that only kids from poor families are doing? In most schools, all children have to pay for school trips whatever the household income. Many schools offer families the option to pay in installments if they need to but everyone pays.

    I've heard different.
    roje wrote: »
    " learning that you can get the same than those who work hard by doing little "

    Again, what are you talking about? My post was about parents WORKING FULL TIME who are still struggling to afford to feed and clothe their children. They are providing a work ethic to their kids and getting very little in return. Tax credits provided a little dignity to low income workers, but hey, let's just remove it all from them. Are you sure that setting the example that no matter how hard you work, you can have nothing and no one in society cares about that is going to raise a generation of hopeful, inspired youngsters? :undecided

    So what about the 24 hour rule? That isn't working full time in my book.

    Isn't the answer to reverse this and have employers pay their wages in full?
  • bloolagoon
    bloolagoon Posts: 7,973 Forumite
    rogerblack wrote: »
    Because of course, simply because tax credit has changed, there are now a few hundred thousand extra full-time jobs available.

    Not to mention the few hundred thousand of ESA claimants who are now 'ready for work and have had their perverse incentives removed'.

    Then they cut their cloth. You need to remember that the Tory party wanted to win middle income votes. The middle were the ones previously targeted and are annoyed that their incomes are not much different to those on benefits (tax credits are benefits). They stripped all we had in tax credits, child benefit removal and lowering of the HR tax band. Those below the thresholds shouted to tighten our belts. So we did just as they will.

    Tax credits were introduced as a vote bribe (one they very quickly removed from middle earners). Introduced at a time they weren't needed to satisfy stupidly high child poverty targets. It's back fired and needs reversing.
    Tomorrow is the most important thing in life
  • sxcizme3010
    sxcizme3010 Posts: 265 Forumite
    Seventh Anniversary 100 Posts Combo Breaker
    bloolagoon wrote: »
    Then they cut their cloth. You need to remember that the Tory party wanted to win middle income votes. The middle were the ones previously targeted and are annoyed that their incomes are not much different to those on benefits (tax credits are benefits). They stripped all we had in tax credits, child benefit removal and lowering of the HR tax band. Those below the thresholds shouted to tighten our belts. So we did just as they will.

    Tax credits were introduced as a vote bribe (one they very quickly removed from middle earners). Introduced at a time they weren't needed to satisfy stupidly high child poverty targets. It's back fired and needs reversing.

    Id hardly say people earning over 50K are middle income!
  • wiltsguy_2
    wiltsguy_2 Posts: 536 Forumite
    edited 28 July 2015 at 2:35PM
    bloolagoon wrote: »
    The middle were the ones previously targeted and are annoyed that their incomes are not much different to those on benefits (tax credits are benefits). .

    Which is fair, why should benefits bring an income up to that high of a level? Most middle class earners have undergone a lot of further education and worked there way up to the position they are in. It also sends a message to the young -work hard in school and in life and you shall be rewarded.
    bloolagoon wrote: »
    Tax credits were introduced as a vote bribe (one they very quickly removed from middle earners). Introduced at a time they weren't needed to satisfy stupidly high child poverty targets. It's back fired and needs reversing.

    agreed, TC have been over abused and about time they were reversed.
    Plan: [STRIKE]Finish off paying the remainder of my debts[/STRIKE].
    [STRIKE]Save up for that rainy day[/STRIKE].
    Start enjoying a stress debt free life..:beer:...now enjoying. thanks to all on MSE
  • sxcizme3010
    sxcizme3010 Posts: 265 Forumite
    Seventh Anniversary 100 Posts Combo Breaker
    Bring wages up to a standard where people can live and then scrap tax credits. Minimum wage needs to be atleast £9 an hour NOW!
  • bloolagoon
    bloolagoon Posts: 7,973 Forumite
    Id hardly say people earning over 50K are middle income!

    Really it's around 3k per month take home. Out of that if Single would have to pay rent/mortgage and childcare.

    We were on around £60k with tax advantages - 2 earners but £3k rent and childcare left us with far less than you live on.
    Tomorrow is the most important thing in life
  • bloolagoon
    bloolagoon Posts: 7,973 Forumite
    Bring wages up to a standard where people can live and then scrap tax credits. Minimum wage needs to be atleast £9 an hour NOW!

    Do you think you could live off £9 an hour and no tax credits or housing if paying rent?
    Tomorrow is the most important thing in life
  • sxcizme3010
    sxcizme3010 Posts: 265 Forumite
    Seventh Anniversary 100 Posts Combo Breaker
    bloolagoon wrote: »
    Do you think you could live off £9 an hour and no tax credits or housing if paying rent?

    Yes absolutely - I only get WTC. I have a mortgage. My WTC are £50 weekly based on 22500 per annum (total household) if my hourly rate raised to £9 per hour Id happily not claim TC. If people cant manage on 50/60K maybe they need to re-evaluate things. I have a mortgage on a 3bed house in a nice area, 2011 ford cmax, many other commitments and pay all of our bills on 25000 (everthing ) per annum.
  • bloolagoon
    bloolagoon Posts: 7,973 Forumite
    Yes absolutely - I only get WTC. I have a mortgage. My WTC are £50 weekly based on 22500 per annum (total household) if my hourly rate raised to £9 per hour Id happily not claim TC. If people cant manage on 50/60K maybe they need to re-evaluate things. I have a mortgage on a 3bed house in a nice area, 2011 ford cmax, many other commitments and pay all of our bills on 25000 (everthing ) per annum.

    That's why people don't have sympathy. its great that benefits pay for such things but needs to end though people who live in not so nice areas with high rents would likely disagree.
    Tomorrow is the most important thing in life
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.