New free credit report Clearscore (Equifax)

SuperHan

Noddle: 5/5 642
Clearscore: 433

Futuristic

The Clearscore is the score from Equifax:
https://www.econsumer.equifax.co.uk/consumer/uk/sitepage.ehtml?forward=gb_cs_cps#four

Seems much more accurate however meaningless it is than Noddle which gives 5/5 to others with people with lower scores than others is stupid

TBeckett100

Don't like the clear score credit score. I'm 5/5 on Noddle and 518/700 with them. I know it means nothing and it's all made up but I like that warm fuzzy feeling that I can go generate a heap of debt

brokebuthappy

Just checked Clearscore and found they had a missed payment icon (brown circle with hole)from May under my Barclaycard. PANICKED!! to say the least- am applying for mortgage next week. Paid £2 to Equifax to see my actual credit report and it's showing all payments up to date (as, of course, they are). Noddle is showing it correctly. What the hell is going on???

rizla_king

Liverlad67 wrote: »

Just signed up took about 5min. No problems encountered. Has same info more or less than noddle. Only bonus for me had a ccj from 5 years ago not showing on either noddle or clear score . Makes a mortgage easier to get year early I hope.

If the check Callcredit or Equifax they will do a full report direct which since the CCJ will be on file with the registry trust, means its quite possible it will show up to the mortgage lender. A report you see and one a lender sees are not always the same due to varying input data to generate the report. Fairly common on here to here the story that people didnt know they had a ccj on their file until it was caused a mortgage rejection by showing to the lender but not on the consumer report. Not saying will here but not always safe to assume if you cant see it no-one else will either

brokebuthappy

Liverlad67 wrote: »

Just signed up took about 5min. No problems encountered. Has same info more or less than noddle.

Am I the only person who is seeing incorrect info on Clearscore when it is correct on Equifax itself and Noddle. This is driving me up the wall :huh:

Doc_N

brokebuthappy wrote: »

Am I the only person who is seeing incorrect info on Clearscore when it is correct on Equifax itself and Noddle. This is driving me up the wall :huh:

Probably not. Am I the only one still not prepared to trust an unknown company like ClearScore with access to all my Equifax data?

Futuristic

Doc_N wrote: »

Probably not. Am I the only one still not prepared to trust an unknown company like ClearScore with access to all my Equifax data?

You're still here? Don't you have another forum to increase your post count at with useless posts?

Equifax trust Clear Score with the data of millions of people living in the UK so there's clearly something wrong with you.

You already posted some directors of Clear Scores company where they are also directors in companies in excess of £50m+ which is the same as Call Credit. If you have anything useful to back this company is unknown, FCA registered and registered with ICO as a Data Controller then maybe you should not trust them.

Doc_N

Futuristic wrote: »

You're still here? Don't you have another forum to increase your post count at with useless posts?

Equifax trust Clear Score with the data of millions of people living in the UK so there's clearly something wrong with you.

You already posted some directors of Clear Scores company where they are also directors in companies in excess of £50m+ which is the same as Call Credit. If you have anything useful to back this company is unknown, FCA registered and registered with ICO as a Data Controller then maybe you should not trust them.

Useless posts? Have you looked at your own?
So you think FCA/ICO registration and Equifax trusting them is some form of guarantee? How naive can you get? I do hope you don't find yourself on a suckers list.

Futuristic

Doc_N wrote: »

Useless posts? Have you looked at your own?
So you think FCA/ICO registration and Equifax trusting them is some form of guarantee? How naive can you get? I do hope you don't find yourself on a suckers list.

They are part useful tyvm.

You are the one constantly posting here saying they are unknown, some sort of fraudsters with absolutely nothing to back yourself up.

No wonder new businesses can't grow with people like you, I bet Google knows more about you then this company will ever know already without even signing up tracking your locations and history and then sharing it with it's "partners". Amazon/Google/XYZ was once a unknown company too, just like any other.

You don't trust it, that's fine. You've already posted here several times with your opinion, move on and continue posting competitions you probably found on some site which posts them to gain thanks with your free time on a forum. Don't forget to enter those competitions and give them your name & address which can probably land on Google publicly one day when the entry lists are compromised :rotfl:.