New free credit report Clearscore (Equifax)

Doc_N

Futuristic wrote: »

They are part useful tyvm.

You are the one constantly posting here saying they are unknown, some sort of fraudsters with absolutely nothing to back yourself up.

No wonder new businesses can't grow with people like you, I bet Google knows more about you then this company will ever know already without even signing up tracking your locations and history and then sharing it with it's "partners". Amazon/Google/XYZ was once a unknown company too, just like any other.

You don't trust it, that's fine. You've already posted here several times with your opinion, move on and continue posting competitions you probably found on some site which posts them to gain thanks with your free time on a forum. Don't forget to enter those competitions and give them your name & address which can probably land on Google publicly one day when the entry lists are compromised :rotfl:.

Have you lost it altogether?

"constantly posting here saying they are unknown, some sort of fraudsters" - remind me where I said that, would you?

"continue posting competitions you probably found on some site" - remind me where I posted all those competitions, would you?

I think you need to learn to read more carefully, and to stop inventing things. It's not good for you.

evo5819

Noodle shows all of my debts as 'default' whereas clearscore shows them all under 'closed' which says that it means they are closed or settled? I'm not sure if I'm even reading them right

smithers1981

noddle 4/5 620
clearscore 515

i think Ernie is another Electronic random number identifying equipment.

Drp8713

brokebuthappy wrote: »

Am I the only person who is seeing incorrect info on Clearscore when it is correct on Equifax itself and Noddle. This is driving me up the wall :huh:

The only thing I noticed was my Amex start date was exactly one year out. Not paying Equifax to check if ita wrong with them too, but surely if the payment history goes back further than the account start date they will notice its wrong.

brokebuthappy

Drp8713 wrote: »

The only thing I noticed was my Amex start date was exactly one year out.

Clearscore must have a problem with the software they use to gather/display info. It definitely has glitches.

ac427

Isn't anyone worried about the amount of info you have to volunteer, before you any meaningful data. It just seems a bit of an ID theft risk to me.

uncreative

Hmmmm......

Experian Credit Expert - 999
Noddle - 5/5 or 641/700
Clearscore - 470/700

Interestingly, I have 5 credit cards, 3 current accounts and a mobile phone contract. All 3 CRA's have ALL my accounts which I think is a bit unusual, but good for me. All payment histories are the same too so they are basically running off the same data, apart from Clearscore is the only one that has asked for my annual income. I will make six figures this year so i really hope that isnt a problem...!!

Why such a low score with Clearscore?

uncreative

I have to say i certainly think it looks the best though - i love the website for its appearance and funcionality.

MABLE

uncreative wrote: »

Hmmmm......

Experian Credit Expert - 999
Noddle - 5/5 or 641/700
Clearscore - 470/700

Interestingly, I have 5 credit cards, 3 current accounts and a mobile phone contract. All 3 CRA's have ALL my accounts which I think is a bit unusual, but good for me. All payment histories are the same too so they are basically running off the same data, apart from Clearscore is the only one that has asked for my annual income. I will make six figures this year so i really hope that isnt a problem...!!

Why such a low score with Clearscore?

They say on mine the average score in the UK with them is 380 so 470 would be considered very good.

lisyloo

I do hope you don't find yourself on a suckers list.

I've been using them for a couple of months with no issues.

I'm not a sucker, I've weighed up the facts and think others should be allowed to make their own decisions.
It's a shame you don't respect anyone else's opinion and have to resort to name calling simply because someone doesn't agree with you.
I respect your right to hold your opinion and do as you wish, but I don't respect you for name calling and scaremongering or to assume everyone else with a different opinion is thick.