MF by age 40! Then I am buying a Mercedes SLK

diamondsonly

SJ how very noble of you
Any signs of baby making an appearance yet? Time for a hot curry, some floor scrubbing and the like

No money news today. Still taking lunches from home so all good there.

shangaijimmy

C section on Thursday, so maximum of 2 sleeps left!

diamondsonly

eek exciting/tiring times ahead. I hope you have got gifts for the boys from their baby sister at the ready? although I know its a birthday coming up for one of the boys.
Random but H&M do the cutest clothes particularly in summer for girls and its actually pretty cheap.
£2.99 for a cotton dress etc. 20% off at the moment with student discount if you know anyone with unidays account/app.

Sorry but i love telling ppl about H&M as I've found the clothes to be affordable etc.

xx

diamondsonly

DH payday today and mine next Monday. Today would normally be the day I announce OP for the month but there is nothing left this month. Car repair, breakdown cover, Annual birthday, Christmas and other presents for all nieces and nephews bought in sales.
Hopefully this means we can have more to OP/Save in the coming months. Lets see.
Diamonds xx

diamondsonly

Pay day today so my favourite part of the month: money shuffle is done.

Work is crazy busy so I will have to do some shuffling later tonight xx

Lexi-lu

Hello diamondsonly,

Although you didn't make the planned payment this month your positive post re plans for 2016 are sure to reap benefits as is the forward planning purchasing the gifts in the sales. You have made so much progress since you started your journey in July 2015, very inspiring.

LL

diamondsonly

Hi LL,

Thanks so much for your words of encouragement.

Feels like ages since I posted. Not much to report OP wise. I have received £27.08 in Quidc0/panelb4se payments yesterday. I am directing these payments to my christmas fund for now,

I have been looking into remortgaging and fixing the rate for 2 years. It will mean that we will have a 10% cap on OP we make but the rate could be be alot lower than what we are now. This will give us a chance to save solidly for 2 years and OP at the end. This also means the money would be handy case we need it it for an emergency. All we need to do now is make sure have adequately paying interest rate accounts to stash the money in and also apply for the remortgage.

CathT

Hope everything has settled down at work diamonds. I think there might be some good regular savers around, this is something I need to look into. Think there is one referred to in martin's email this week.

shangaijimmy

First Direct, M&S, HSBC, TSB are good ones to start with.

diamondsonly

Thanks Cath and SJ.
Work is still crazy busy but I am holding off the job search until it becomes unbearable. I am getting invaluable experience, although I do dread it when the boss is in the office or in a mood.

I saw something about the TSB account offering ending next week Cath xx