Lloyds closed my accounts hard getting new one

themadhouse

Phew if the last poster is correct that is a relief!!!

gunsandbanjos

themadhouse wrote: »

Phew if the last poster is correct that is a relief!!!

Yeah, if they did a fraud check there and then It should be fine.

themadhouse

IF they did a fraud check that is - who knows?

gunsandbanjos

themadhouse wrote: »

IF they did a fraud check that is - who knows?

Did you not say that they did?

themadhouse

I didn't emphasise on the fraud check but did say if it was 100 percent approved etc and I shouldn't worry etc - is it usual for a fraud check to be done whilst your there opening an account in branch, is it that quick?

gunsandbanjos

themadhouse wrote: »

I didn't emphasise on the fraud check but did say if it was 100 percent approved etc and I shouldn't worry etc - is it usual for a fraud check to be done whilst your there opening an account in branch, is it that quick?

Yes its usual to do it there and then, in fact they can't progress the application if a fraud referral comes on screen. It requires the fraud team to get the application to the next stage.

However I've no idea whether Barclays have any other fraud tools in the background that may refer an application on day 2 as a lot of other banks do.

themadhouse

Well I see that after Barclays stated that they didn't do a credit search on the account I was asking for (Cash Card account) one is showing on my credit report!!

My credit report does not show a fraud maker too which is good news.

gunsandbanjos

themadhouse wrote: »

Well I see that after Barclays stated that they didn't do a credit search on the account I was asking for (Cash Card account) one is showing on my credit report!!

My credit report does not show a fraud maker too which is good news.

The footprint is probably the result of the call to the fraud team.

You won't see a fraud marker on your credit file.

ikkie

the question is how to remove this CIFAS mark??

gunsandbanjos

ikkie wrote: »

the question is how to remove this CIFAS mark??

If there is a cifas marker and we don't know if there is as op hasn't come back then Lloyds would need to be contacted to remove it. However they might refuse if they think it's accurate.