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Can They Cancel My Insurance?

245

Comments

  • forgotmyname
    forgotmyname Posts: 32,946 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    They will say make a formal complaint to the insurer and then if you dont come to an amicable agreement then go further.

    Just make sure the vehicle is off the road and SORN'd, you must have continuous tax and insurance otherwise it must be SORN'd.

    Or insure it elsewhere, But you will have to mention this cancellation which will put some off right away.
    Censorship Reigns Supreme in Troll City...

  • lwdawson
    lwdawson Posts: 24 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    The vehicle is taxed. I taxed it as soon as the confirmation emails came through. Which is why I find it unlikely the policy wasn't in force like they are saying because I couldn't have taxed it otherwise. It's also parked in my drive.
  • sidefx
    sidefx Posts: 1,235 Forumite
    Can anyone explain to me why a Sports Coach, full time, part time or currently not coaching, can't get insurance?

    Thanks.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes corrected Financial Ombudsman Service, they change their name every time someone farts in the office .

    It's always been called the Ombudsman
  • lwdawson
    lwdawson Posts: 24 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    sidefx wrote: »
    Can anyone explain to me why a Sports Coach, full time, part time or currently not coaching, can't get insurance?

    Thanks.

    My thoughts exactly.

    They are actually contradicting themselves because they offered a quote earlier the same day when my brother called and he told them I was a sports coach (although I'm not currently employed as a sports coach).
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    sidefx wrote: »
    Can anyone explain to me why a Sports Coach, full time, part time or currently not coaching, can't get insurance?

    Thanks.

    Insurers do not like covering professional athletes or people associated with them, it's for the same reasons they do not like people in the entertainment industry. Which is because they assume the worse scenario which is you have an accident with Usain Bolt as a passenger and he sues you for loss of earnings for the rest of his career which could run into tens of millions.

    It also used to include an aspect of moral hazard and the heavy drinking culture
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have you received all of your money back?
  • sidefx
    sidefx Posts: 1,235 Forumite
    dacouch wrote: »
    Insurers do not like covering professional athletes or people associated with them, it's for the same reasons they do not like people in the entertainment industry. Which is because they assume the worse scenario which is you have an accident with Usain Bolt as a passenger and he sues you for loss of earnings for the rest of his career which could run into tens of millions.

    It also used to include an aspect of moral hazard and the heavy drinking culture

    But they could be a Sports Coach in a school, college or university. It's just another name for a PE or games teacher!?
  • lwdawson
    lwdawson Posts: 24 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    dacouch wrote: »
    Have you received all of your money back?

    No. Also they've said I'll be charged for cancellation!
  • lwdawson
    lwdawson Posts: 24 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    sidefx wrote: »
    But they could be a Sports Coach in a school, college or university. It's just another name for a PE or games teacher!?

    I was coaching school kids before my injury (which didn't occur while coaching).
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