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Hiya
Glad to hear all is going well at your new job. Tonight should be a good chance to get to know your colleagues better just don't get drunk! lol
I've had the same issues with Mr L & have been using our local store instead lately as still boycotting Mr S (been 6 weeks now!) so maybe I'll try Mr M. The only issue is I think the nearest one is the other side of the city & is in a busy area but if it saves me money then it's worth a try!
Have a great weekend hon
xx CC1: 10273.70/6892.56. CC2: 1000/832
Cat1: PAID :j Cat 2: Paid :j Cat3: Paid :j Cat4: paid :j Family: paid :j CC3: paid :j M/A: Paid :j.0 -
Have a good night I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well, I did end up a bit drunk (not difficult when I rarely drink) but it was all fine. Spent a bit more than intended (including taxi home!) but could have been a lot worse. The firm paid for the meal and a LOT of drinks.
Debt balances update (3 month anniversary of loan):
Loan balance: -£18,730.26
Mortgage balance: -£89,970
I'm still waiting for a £40 pay out from Onep*ll so that will come off the loan when it arrives. We are due a CSA payment so I will skim about £7 off that for the loan.
I have updated job details with HMRC so will probably find out this week what the new tax credit rate will be.
I'm feeling a bit flat today but I'm thinking it's probably day two of the two-day hangover. Off to parents' for tea and as a treat we are going to Luca's for ice cream afterwards. Really looking forward to that Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Enjoy your Luca's~~The best ice cream in the world :drool: :drool:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hey
Glad you had a good night, you're probably at work dissecting the evening with your new colleagues as I type! lol
Never heard of Lucas ice cream so will have to take your's and beanielou's word that it's so good.
Have a good second week at work! xx CC1: 10273.70/6892.56. CC2: 1000/832
Cat1: PAID :j Cat 2: Paid :j Cat3: Paid :j Cat4: paid :j Family: paid :j CC3: paid :j M/A: Paid :j.0 -
It is definitely the best ice cream! I looked forward to it all day and it didn't disappoint
(my smileys are not working so I'm using the keys. Hope this works).
In two days I have managed to pay another £10.11 off the loan! (don't know how to do the jumping man using the keys)
Work is tough. I have slight doubts that I have made a mistake. Going to keep plodding though. That's all I can do.
Need some smiley faces to sign off with Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Glad you enjoyed your ice cream.
Boo to thinking you might have made a mistake.
Still early days though?
The jumping man smillie by keyboard is : j without the space.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Lou :j (I had to test it out)
It is early days but the only time I have felt like this before, I lasted a month
Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
0 -
Well your old boss did say he would have you back?
If it is not right for you it is not right.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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