Was Mortgage Free until 52!!!

tattycath

gallygirl wrote: »

The problem with that is it leaves your bank account an odd amount :rotfl:. My mortgage account didn't update daily so my spreadsheet was not entirely accurate so I did similar with my bank balance.

I'm with you gg. I try to round off my bank account balance-usually by tillytidying the odd amounts into savings.

A_Frayed_Knot

PrincessLou wrote: »

I love your knotty knots theory, AFK! :j

I already make sure the mortgage account is rounded down to a 0 at the end. However, the idea of doing this between two accounts just makes the game even more fun!

Enthusiasm for OPing has been renewed :T

Thanks PL - Your half way there:rotfl:Do you have 2 accounts? which makes this easier to play

I get bored so easily, this way I can o/p numerous times, and certainly works for me, I am very happy with my progress o/p and know I would not have made the same headway with TT'ing my bank accounts.

Moneyfordreams

A_Frayed_Knot wrote: »

Ok, so - what's at the end of your mortgage ???


987,654.32 so options are 32p = 987,654.00 or
987,654.32 so options are 4.32 = 987,650.00 or
987,654.32 so options are 54.32 = 987,600.00 or
987,654.32 so options are 654.32 = 987,000.00

Just aim for as many Knotty Knots as possible, that's 00's to you at the end of your mortgage.

I do this with my mortgage and CC on payout day... then throw even numbers (tens) £80 weekly. Now the car payment will be gone I'll be rounding up the bnb each time too.. the pennies I keep in my bank account to spend :T:T

A_Frayed_Knot

Thanks MFD Do you also find you o/p far more this way ? I like to see my bank balance go UP, not down :rotfl:

Moneyfordreams

I think the continued refocusing here helps... but yes, I know I'll pay lodger's weekly rent straight in so I do it.. the bnb money I tend to round up.. so I get £29... so I'll pay off £30...

Since moving to t$b, I keep my FD account pretty empty with just the few DDs covered.. The only thing is my savings with t$b current account and regular saver means I can get hold of my cash far too easily.

bexster1975

Morning AFK ( and all)

I can't join in this bit of chat as I am not OCD enough!

You are doing amazingly, keep going. (Even if your number rounding seems crazy to me!)

New job is great, let's see how this goes. Payday weekend so lots to do, and spend!

Have a great weekend all.

Bexster

A_Frayed_Knot

bexster1975 wrote: »

Morning AFK ( and all)

I can't join in this bit of chat as I am not OCD enough!
Would work just as well for you, saving, rather than paying I'm thinking - Little Italian Place

You are doing amazingly, keep going. (Even if your number rounding seems crazy to me!)

"Non sono pazzo, solo diverso"

New job is great, let's see how this goes. Payday weekend so lots to do, and spend!

Have a great weekend all.

Bexster

Ah, reaping the benefits already, I see Good to hear new job is working out well. :T

bexster1975

Ha ha ha! I didn't know you spoke Italian! Crazy/ different same thing!

I just can't get excited enough about rounding! #sciencenotmaths
Bexster

A_Frayed_Knot

Bexster

Had a right l[STRIKE]azy[/STRIKE] relaxing day yesterday which turned out crazy stressful for me - looking for new deals, just like the weather - we had fog in the am (same as this am), then beautiful sun, to be followed with heavy rain and hailstones, to then change to a beautiful sunny day, albeit somewhat colder, resisted putting the heating on, and fleecy blanket came out instead.

Could not sleep last night, slightly overwhelmed, with what I needs my attention.

• switch utilities for me and my mum
• switch phone and internet plus tv for me, mum wants to keep sky tv
• send email for repeat prescription
• pay bill/do money shuffle
• take saga to stage 2 complaint
• List items on the b@y
• Look for basic spreadsheet, and
• Find/make a house graph with bricks to colour in

Doesn't look a lot but will take ages to decide and document it all. Have read about the colouring of bricks before and thought this may help me see what progress I have made, I need something to relight my fire, as progress is slow, now, I am not allowed to o/p without penalty. Saving is just not doing it for me.

Yesterday was a nsd, but have to pop out to shops today. Seen a winter jumper I like and after seeing weather yesterday, I may need some ankle boots, my 3 pairs were MK'd.

Waiting patiently for Monday Mortgage figures to come round, then can steam ahead with mortgage zero's.

Watty1

I struggle with savings as opposed to overpaying too. I never did find a house to colour in - although that sounds like fine - I just used a graph and coloured in the that!