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Was Mortgage Free until 52!!!
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Man, that's some good work. I'm a declutter maniac - always have been since as a messy teenager I trod on an upwards facing plug on my bedroom floor - after that I've been pretty military.
I'd love to do this professionally - what a dream...! LET ME AT THAT LOFT!
MvMBaby Step 1 - £1k Emergency Fund - COMPLETE
Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
Baby Step 4 - Put 15% into Pension
Baby Step 6 - Pay off the Mortgage early
Baby Step 7 - Live like no-one else0 -
Ouch !!! done that a few times, and start drawing dirty looks at who left it there, nobody to blame but myself, of course
We would get along just fine, cause that's what I love to do as well. Give me a messy full room, and I'll sort it out for you. How sad am I ? Keeps me happy thoughLove all the programmes that have a" before" and "after" - Cleaners, Hoarders, Houses, Renovations, . . . . . . . dream on . . . . . . .
Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
I'm rubbish at decluttering and using the bay. I always think it's not going to sell for more than 99p so what's the point?
I'm also lazy....pretty sure that doesn't help :rotfl:0 -
Wow AFK - you really have been busy!! Well done you!
I'm another one that has also stood on an upturned plug beforeit's hurts like nothing else!
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So day off today, and a list of "to do's"
- Feeling good, 3 lovely sunny days in a row, so far
- Hair home dyed - saved ££'s
- Phoned Saga - looks like they have the day off :mad:
- Pile of Ironing sitting looking at me - needs done as back at work tomorrow
- Need to re-jig the kitchen as have another freezer coming
- Checked Lottery tickets - no luck - maybe next time
- Still need to list more on the bay - they have an offer that ends today :cool:
Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 - Feeling good, 3 lovely sunny days in a row, so far
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Is there some sort of Ombudsman that you can take your Saga, erm, saga too? I'm not 100% au fait with the ins and outs of it all but even I know it's been going on far too long and their service has been deplorable!0
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I did complain, 2 days later they put up scaffolding, then received an e-mail stating that they had upheld my complaint. No idea of my next stage, do I ask for compensation or take it to Stage 2 complaint, I have no idea.
Meanwhile time goes on, and part of my house is open to the elements.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Is it with the financial ombudsman? I could do a bit of research if you wanted? Alternatively you could always threaten to go the press?0
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Need to take it to Stage 2 of Property Factors (Scotland) then the Homeowner Housing Panel can get involved, if I'm not happy with the outcome.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190
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If I were you I would take it as far as you can. What you're going through is just disgraceful.
I work for a local Citizens Advice on an energy project and if a client has been dealing with an unresolved complaint for ages and then comes to us we sometimes write a letter to the CEO or Chief Exec. I've practically memorised the address of the Chief Exec of npower I've written to him so many times now.
That usually gets wheels in motion.0
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