one day at a time

safehouse

Oh very tiny win at the bingo £20 but that was between three people so £6.50 still not bad means night out only cost me £3.50 goody
Another £200 paid off mortgage today nice chunk…. Have £300 to pay off tomorrow and mortgage should be less than 39,500 by tomorrow. Still haven’t worked out cost of repair work on house, think I will keep it at £14,000 for now although I certainly think I am kidding myself, I would much rather live oblivious to the truth for now at least.
Made £70 roughly on Teabay sales they have picked up quite well so more to go towards CC payment not due till 15th August so going well so far but need to get more listed this evening. £16.00 made from Top cashy, booked short break for D Mama with her money but she said she didn’t mind me keeping the extra, lovely, Still pending but first time I have used this and very surprised, even used it for my makeup with Bod shop and even though small amount very worthwhile….how didn’t I know about this site before, all those Christmases/birthdays spent thousands.
Still have bath to pay for although I did come clean with OH about insurance and quite surprised how well he took it …. Also van tax due at the end of the month so extra expenses but keeping my determined head on.
Been very good today, would have been a no spend day but bought poor homeless guy his dinner twice lol…. Oh he did make us laugh when we handed him the food he explained he was a vegetarian but was very grateful and thanked us for the tea, he then passed the food we had bought him to another homeless guy further down the street. Myself and my son couldn’t get the bus then because we felt guilty leaving him with nothing to eat so ended up going back to the bakery for something cheesy to give him instead. What I did notice today which really struck a chord with me was seeing 2 young girls… must have only been about 18 or 19 and they were doing the very same thing, they were even taking the time to stand with him and have a chat…. lovely to see younger people being so caring and generous, gave me a warm glow :A. Well finished my duties for the day so knap time then take my molly moo out for an extended walky today before rain sets in, oh then start on some ironing forgot about that :eek: hate ironing

TO DO LIST:

Wash 2 loads
Food shopping
Polish DONE
Vacuum through DONE
Clean bathroom DONE
Mop through DONE
Clean kitchen DONE
Walk doggy moo DONE
Ironing .
List more teabays

CC £7,500…. mortgage £39,770 (64,230 paid)….…. Teabay/£2 a day pot now up to £310

safehouse

Can you believe it....van broke down just as getting on drive so what a nightmare pushing it on the drive................ even worse mechanic has given us a £300 plus quote :mad::mad:... oh going to bed. Hoping things look better in the morning.... night night debt busters x

safehouse

Only managed to pay £140 off Mortgage today instead of expected £300… looks like will have to cut into £2 pot also for van repair, gutted Will start another at a later date. Will try block out the loss and just focus on mortgage again even if not been able to slice as much off mortgage this month as I would have liked. Van can’t be repaired till Saturday, Hoping mechanic will not charge the earth.
Good hard day’s work today haven’t stopped…even managed to pay work invoices and list teabay items
Had terrible migraine this afternoon…..just easing off a little now. Thinking early night
Still mortgage going down at least, just bit slower than wanted, I am so annoyed at my impatience
CC £7,480…. mortgage £39,630 (64,370 paid)….….

OCD very happy….house squeaky clean
, TO DO LIST:

Food shopping DONE
Polish DONE
Sort clothes charity DONE
Vacuum through DONE
Clean bathroom DONE
Mop through DONE
Clean kitchen DONE
Walk doggy moo DONE
Ironing Bedding DONE
List more teabays DONE
Pay work invoices DONE
Help DS with art project DONE

safehouse

Good morning, feeling much better today, had a very good night sleep.... early morning, quiet and calm ...just slowly going through my list for the day and enjoying my giant mug of morning tea....lovely

safehouse

CC £7,480…. mortgage £39,620 (64,380 paid)….….

safehouse

Another £80 sliced from mortgage , by being very no spend aware and bored all week, do wonder as I am writing this if it is really worth the bother…….would have been a lot more sliced off but as they say everything comes at once…when it rains it pours and so on….very very very true.
Van needs £400 plus on repairs, and then yesterday car decided it would also join the van with garage visit and repairs when front tyre blew so another £40
Took molly moo for walk yesterday and yep she has joined the cash spend with another water infection :(only finished 30 days on antibiotics and she was fine then finished meds for one week and water infection back again. Quite worried as it keeps happening…. Priority spend shouldn’t really complain but she needs another visit to vets, not sure what they will try next, as third time on antibiotics, whatever they decide I know it won’t be cheap…. Hoping insurance will cover as it is still an existing problem.

I know everyone has these unexpected costs that slap you in the face when least expected, but please, pretty please let these be the last …. Well for a few months at least, as I really need to get back on track…. Smiling through

CC £7,480….Mortgage £40,130 (63,870) owed 8th July/ Mortgage £39,550 (64,450 paid)….….£580 paid
Terrible to do list today….barrr

, TO DO LIST:

Food shopping
Polish DONE
Vacuum through
Clean bathroom
Mop through
Clean kitchen DONE
Walk doggy moo DONE
Ironing Bedding DONE
List more teabays
Pay work invoices
Help DS with art project DONE

safehouse

:DTwo posts today, Saturday night ….trying to keep myself busy…. Almost bought a nice bottle of white, then thought about the money saved and also the reasoning behind me getting a nice bottle of white. Ah because I’ve had a bad week. So have found some willpower and am writing in my diary instead. Having a few glasses of white when not at your happiest is sometimes not the best of ideas. So decided on healthy night instead.
Sold another few items on teabay….all building up to pay CC.
Have sorted freezer and will try and hold off on food shop till Thursday at a push.
Now going to make a nice cup tea, pick up my Kindle for an hour then early night…..

CC £7,480…. mortgage £39,550 (64,450 paid)….….

safehouse

Good morning diary...my invisible friend....feeling so much better today....the clouds are clearing lets hope .However I do feel myself relying on you more and more to keep my mind focused and give me some emotional release, or sound off everyday, which can only be a good thing surely. I know this is my debt free diary, but it has also become very much more like my emotional crutch in a way.
My usual nightmare last night actually changed, I was being attacked by a very large tiger, which ended in me killing it, gruesome:eek: ....my dream book actually interprets two meanings for this dream, the first meaning being lucky with money so hey lets see, my £4.00 bingo night tomorrow . The second meaning....the feeling of feeling intimidated by someone but not being able to retaliate hmmm
Plans for the day include carboot and not so naughty Sunday lunch at favorite pub.... the meal for 3 does actually only cost us a grand total of £11.00 for 3 small size Sunday lunches great idea, 3 small size sweets, 1 diet coke and 2 lime and soda waters....well probably one soda water and one pint of lager for OH most of the time, which bumps the full tab up to £14.00, still not bad. Like I said OH not fully on board with this, living for the day and all that and he does like a tipple. Can you believe such a great deal, the small meals are really not that small either we still have food left over....with uneaten beef or pork wrapped up, making nice little doggy bag for my molly moo as a added bonus.
Have lots of plans needed to be made for the day/week which include listing teabay items. Also lots of work to be done but first on the list second cup of tea and morning shower. Also have very sad looking eyes staring at me desperately wanting a morning walk. It is funny how I bought my DS a doggy, a doggy he had wanted for years, and when he was going through some very tough time at school yep I was finally ground down and gave in. She is now my doggy and has been I suppose from the beginning.... oh yes he loves her and will help now and again, odd walk etc... but us mothers do get the full time job....Kids!


CC £7,480…. mortgage £39,550 (64,450 paid)….….

safehouse

Lovely rainy morning, I know I alot people wouldn't agree but I really love a nice dingy rainy day.
£10 put into mortgage debt this morning after savings from cheap but very nice meal yesterday, I even counted the £1 saved from buying my molly moo her doggy food as she had our left over pork, beef and veg instead and enjoyed it much more....think I might be going a bit to far as regards to being frugal is concerned mmm. I am off for a very careful shopping trip today, DS needs a new pair of trainers, but have got my sandwiches made , have made it clear to DS no Macs today....he actually took it very well as he has been on a very healthy eating plan and is really doing well. Also have us both nice bottle of sparkling water so all helps.
Just seen news this morning as regards to Mortgage interest rates going up.... ooooh dear. I know its been expected....but still worrying....wonder how much extra a month it will be on a 104,000 mortgage....
Right off for shower and nice day out.


CC £7,480…. mortgage £39,540 (64,460 paid)….….

safehouse

:oAnother £10 of CC and £5 into Mortgage account ..............................Tiny steps

CC £7,470…. mortgage £39,535 (64,465 paid)….….