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  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    :( to the bad night and poorly head
    :D to the teabay sale

    Getting a bike sounds a great plan to me

    Have you ever tried to figure out why you have such bad dreams?
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • safehouse
    safehouse Posts: 710 Forumite
    Fifth Anniversary Combo Breaker
    Thanks Skinny…. I know trying to look at the positives and I was initially joking about the bike…. But you know after thinking about it, I would probably love it, never rode a bike for years, and it would get me in better shape mentally and physically….so really considering it now.
    As for these horrible nightmares, I have no idea why I have them….I have my suspicions its stress related, having relationship problems for some time, my partner is struggling with his own demons at the moment and it can be mentally draining.... also I do tend to worry about losing my house so may be connected. I am thinking about talking to my GP about them because they are becoming more frequent and scary....
    Saying all that still feeling more positive as regards to paying off my mortgage since I joined this forum, really helps keep me focused.... so going to keep jotting down my daily life and hopefully the bad nights will disappear with my debt :):) Enjoy your weekend, hope you have lots of sunshine:)
  • safehouse
    safehouse Posts: 710 Forumite
    Fifth Anniversary Combo Breaker
    Cost of car repair £90.00 could have been worse I suppose, just paid £500 repairs on van so tiny light at the end of the tunnel. Little gutted that I won’t be able to pay into mortgage or off CC as planned but 19th August have at least £400 to slice off mortgage massive slice and will take mortgage under the £39,000 mark so roll on…..must stop wishing my life away.

    Have managed to borrow a car for tomorrow so carbooty here I come….long boring day today…really not wanting to stay in tomorrow, especially when we have beautiful sun shining.

    Not to impressive …..To Do List:
    Take cushion covers off suite and wash DONE
    Clean kitchen DONE
    Take molly moo for walk
    vacuum through DONE
    mop through
    3 loads of washing from DS room DONE
    ironing
    Polish through DONE
    Make another start cut back trees DONE
    Help DS again art DONE
    Sort out charity bag DONE
    sort out few more items to sell

    CC £7,435…. mortgage £39,110 (64,890 paid)
  • safehouse
    safehouse Posts: 710 Forumite
    Fifth Anniversary Combo Breaker
    edited 10 August 2015 at 2:09PM
    Had to take £90 out of mortgage money for car repair……annoyed, but one of them things, have to keep smiling :D
    Revised Debt
    CC £7,435…. mortgage £39,200 (64,800 paid)
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    At least you had the money, and didn't have to resort to the CC :money:
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    You have an amazing commitment to debt/mortgage busting. Brilliant. Good luck with it all...
  • safehouse
    safehouse Posts: 710 Forumite
    Fifth Anniversary Combo Breaker
    Ahhh never thought of it like that...very true in the early days would have bashed CC X
  • safehouse
    safehouse Posts: 710 Forumite
    Fifth Anniversary Combo Breaker
    edited 11 August 2015 at 7:15AM
    D
    Thankyou cat lady....not sure if it more a mixture of commitment and desperation really...need to start debt busting with a more relaxed attitude......but getting there. Sending good Luck straight back to you, Well done, you seem to be doing fab yourself :):) X
  • safehouse
    safehouse Posts: 710 Forumite
    Fifth Anniversary Combo Breaker
    CC gone down quite well this month, must cut up card.
    Sold lamp on Teabay so happy to put £30 back into mortgage today….and then have bids up to £10 on another item, need to use proceeds from that to pay fees….another £8 and I can mark paid against that debt for the month.
    Car only cost £60 so another nice surprise. Van still in garage £520 should have really stuck with mechanic who fixed the car, his quote gone up once again and is now £20 more than his 1st and 2nd quote hmmm….
    Nieces birthday so £10 for little pressy.
    Bingo night tonight instead of last night….no money off vouchers so looks like it will be a £10 night out unless I have a win :D


    CC £7,435 7,395 approx. …. mortgage £39,170 (64,830 paid)

    Very lethargic To Do List….
    Polish DONE
    Vacuum through
    Clean bathroom DONE
    Mop through
    Clean kitchen DONE
    Walk doggy moo
    Ironing DONE
    List more teabays
  • safehouse
    safehouse Posts: 710 Forumite
    Fifth Anniversary Combo Breaker
    Hoping to have £20 to put in Mortgage account….doing this by cutting food shopping budget down to half, determined….but slightly concerned it may not last the week, so will do a more detailed meal plan later :)

    CC £7,435 7,395 approx. …. mortgage £39,170 (64,830 paid)


    Polish DONE
    Vacuum through DONE
    Clean bathroom DONE
    Mop through DONE
    Clean kitchen DONE
    Walk doggy moo DONE
    Ironing DONE
    List more teabays
    Scan art work again for DS DONE
    Beef Casserole DONE
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