one day at a time

safehouse

£20 win at bingo last night so after splitting into 3 gives us a night out for £3 cant beat it.
Off to town this morning, DS received acceptance email from university yesterday....celebrate.... so money will be spent today, well my money will be getting spent today, but although I know DS has pulled a fast one on the poor student speech, I really don't mind giving him a good day out and paying for some new things he is going to need,hair cut at the top of the list.
Will update later on my mortgage input, wont be a much as hoped, but still good amount.
Oh and interest added to CC so not doing as well as I thought as regards to reducing it.... really need to give this some serious thought , make a new strategy with CC and get my head well and truly out of the sand....
CC 7,380/7,410 approx. …. mortgage £38,960 (65,040 paid)

safehouse

£200 paid into mortgage account today….over the moon :j, worked out all bill payments and couldn’t believe the money left over and we have another massive chunk to pay off mortgage tomorrow. Love it when I can take big chunks out of my mortgage debt instead of crumbs here and there, even though those crumbs add up. OH has done really well financially this month and I have worked over as much as possible. This combined with watching every penny, using food from back of cupboard and freezer, cutting out weekly expensive pub meals, making sandwiches, some fab sales on Teabay and plumtree and even buying cheaper brands from soap powder to making molly’s doggy food myself, which I must say she prefers as she is getting leaner meat….all this combined last few weeks and financially it is really giving results. I don’t think I will have this amount to throw at my mortgage every month, but who knows…..
Did spend £50.00 on DS today but must say that is quite good as included his hair cut , magazine and lunch. He’s a good kid really not one for brand name trainers and clothing, very happy with primmmark and charity shops, sure would spend hundreds in music and game shops if given the chance. Decided to have a couple of glasses of wine tonight….it was left over from last week so has to be drank before it goes flat well that’s my excuse………….:)


CC 7,380/7,420 approx. …. mortgage £38,760 (65,240 paid) :j

safehouse

:DOn to my second cup of tea, very dull, cloudy morning....but calm and quiet lovely
Off to the banks before work this morning ....Pay as much as can off mortgage without leaving us all pot-less for the rest of the week, will update later.
Have £30 in vouchers from work promotion, can be used in icelandy and ms this combined with cashing in my giant bottle of copper in asdys change machine should give me approx. £40 total towards shopping trip on Thursday....also going to check out fruit/meat prices outdoor market being held today....will sit and work food shop savings this afternoon, but hoping to get full shop between £5-£10 cash if all goes to plan. hopeful !!
CC down by £10 trying
£350 paid into mortgage account today….best week yet for slicing chunks out of my mortgage. :j:j
CC 7,380/7,410 approx. …. mortgage £38,410 (65,590 paid)

safehouse

ARGHHHHH....you know when you get that feeling that things are going to well and then you get that reality slap in the face yep the van broke down this afternoon, mechanic seems to think its the battery now. Then the car as usual joined the van and broke down the other side of town, so I have had to leave it there :mad::mad::mad::mad:
Ouch I don't know how much more cash I am going to throw at these vehicles. To much for one day on a roller coaster highs and lows....
Really feel like getting drunk...but i wont !!
early night instead:(:(

safehouse

Bad Bad dreams no sleep....yet wide awake this morning, don't feel to wrecked strange.
Van getting new battery today so hopefully sorted by sun down. Also fingers crossed for car not costing the earth, in the hands of mechanic....
Going to put my plan of action regarding food shop this week into action ie vouchers £20 for iceyland, approx. £10 penny jar asdy, £10 voucher Marks & S . Gives me £40 cash off food shop......
CC 7,380/7,410 approx. …. mortgage £38,410 (65,590 paid)

safehouse

Cashed in penny jar, totalled £13, used £30 in vouchers, had to go to three different supermarkets for shopping but worthwhile as got £59.00 worth of shopping and managed to only spend £16.50 cash…. wonderful well done me…..:)Have put £20 extra in mortgage pot today.
Have friend’s birthday pressy to buy for Sunday, so all helps.
Also not sure yet how much car/van will cost after yesterday as mechanic has gone missing :eek:

D1
CC 7,380/7,400 approx. …. mortgage £38,390 (65,610 paid)

safehouse

Quiet morning and good night sleep……………….for a welcome change
Paid £5 off CC, still need to pay a large chunk off this nuisance card very soon as forgotten and just noticed I made the balance transfer in two separate transfers and one 0% ends very soon. I do have savings I can get at which will cover this but I am fighting being sensible….I know silly but don’t want to use my mortgage money, I have a few weeks yet to mull this over so will push to the back of my mind for now
Shower time, early morning start.
House needs a good clean, molly moo needs a walk and have appointment for 8.30 so better make a move.
Mechanic still no were to be found, so lots to do .........................


CC 7,380/7,395 approx. …. mortgage £38,390 (65,610 paid)

Skinnylatte

Just having a catch up! No to paying CC interest, get it sorted!!

safehouse

I know your right , but it truly is painful...:(.I will pay what I have to to stop interest on Monday, which is over £2,000. I have made a promise now, so will have to do it ....oh dear I feel dizzy lol x
Hope your enjoying the sunshine and your precious time with your DD

safehouse

Spend of approx. £20 today on friends birthday gift, and helping D mama with age related essentials, which she needs but is not provided free by the NHS…she is 80 years old, terrible how they expect her to use her pension :eek:.
House cleaned but really need to do lots more ironing.
Grass needs cutting both front and back and sills, door, gates and drive, patio all need cleaning.
Conservatory needs cleaning ….cobweb on top of cobweb, will need to purchase power jet.
Mechanic turned up and took car away, so we will see cost tomorrow.

D1
To Do List:

Polish DONE
Vacuum through DONE
Clean bathroom DONE
Mop through DONE
Clean kitchen DONE
Walk doggy moo DONE
Ironing DONE


CC 7,395/7,400 limit. …. mortgage £38,390 (65,610 paid)