one day at a time

safehouse

£240 left over after all finances were worked out, much more than I had expected..........:T:T
Also hoping as my mortgage is interest free I should see a drop in my monthly payments due to the recent interest rate drop........we pay £197 mth "less than £50 a week" now which is already a very low amount each month, my sister and niece are both paying double that in rent, which is probably why I am able to save so much...............
Gas/elect are after their dreaded meter readings.......always ends up with a DD increase so they can wait Lol....;)
Not off out till lunch time, if every thing goes to plan that is! OH has not been in the best of moods the last few days....large job he has taken on is really getting him down and I can see he is stressed and finding it difficult not to drink "but trying hard"...still I am not to confident the weekend will go well...please let me be proved wrong.
Right time for my little mollymoos walkie ....she now has a look of total desperation ..
Enjoy the weekend/sunshine everyone x

A.. store Card £500 /CC B £1,550/ CC S £1,600/ CC A £900....£4,500 total …. Mortgage £100,000 /£69,640 paid £30,800 remaining….EF..240.00 total....(Total 69.880).........

safehouse

Weekend of ups and downs really....but certainely had worse....OH still trying, but moody beyond beleif probably because he is finding it such a struggle to keep on the straight and narrow..........I am doing my best to let it go over my head.
Second light bulb moment....I have a plan..I am going to start paying large amounts off my credit cards starting Friday this week ..scary:eek: (about time I know!) approx £4,500 in total owed on cc's and with 0% due to end on them all the interest expected is at around £50- £80 a month..if not more..............so I have to be sensible. Another reason for this and I suppose making this a little easier is that my mortgage savings are now almost hitting the £70,000 mark " £30,000 short" of being mortgage free so feeling slightly more secure in my mindset. Also when they are paid they will be cut up one by one...no more temptation!!. I will still be adding to my mortgage account but in much smaller amounts..most of any spare cash will be thrown at my cc's ....This is not going to be easy, feeling knot in my stomach as I am typing this , but has to be done.........hoping xmas or Jan 17 (4-5 mths should clear the debt) we will see!!
Diet going slowly but well, have stuck to slimfast religiously for one whole week and 3 pounds lost I think/hope! my scales keep giving different readings...............;)
Time to get moving....work at 9am and then my own house clean and some garden work that I have been putting off for ever......................................

safehouse

Good nights sleep and feeling refreshed this morning "for a change!", one thing I have noticed whilst on my beloved diet and the sacrifice of all my tasty treats is how much better I feel regarding my energy levels....
Feeling very determined to have a productive day today....start work at 10am and with 2 very dirty house cleans to look forward to Yack.... the energy and rubber gloves Lol will be well appreciated.
Neighbor no 3 swooped out of her house yesterday whilst I was walking my doggy..........neighbors 1 & 2 both happy now that their trees have been cut back, think she was worried we were leaving her out..............they are quite high and much more difficult to get at so she might have to wait a little while "blooming Trees, pain in the backside and very costly "

Nothing to put into mortgage or cc today Boohoo and only.£6 in my purse to get me to Friday, will I manage it?

A.. store Card £500 /CC B £1,550/ CC S £1,600/ CC A £900....£4,500 total …. Mortgage £100,000 /£69,640 paid £30,800 remaining….EF..240.00 total....(Total 69.880)........

safehouse

Terrible night ..constant nightmares, feel it must be the worst in ages, just skipped from one bad dream to another.......could have cried when I first woke......................
Have put a cheerful comedy on tv early this morning to try and give me a boost, total opposite of how I felt yesterday morning. What a difference a good nights sleep makes......
£120 to pay into mortgage tomorrow or friday and whoohoo have reached 70% paid.......never thought I would get this far...so good security for the future......now time to start on those dreaded cc, wondering if that decision actually tiggered the nightmares..who knows?
Have taken on some overtime today but feel like dropping it and play catch up by working late tomorrow.... then I could have an easier day mmmm :undecided:undecided

Bobarella

Boo sorry to hear that Safehouse.

TallGirl

You take it easy I think it is wise to pay off those CC or at least not use them for a while as having debt even on 0% still has to be paid off st some point. Hope you get a better nights sleep tonight or even a lunchtime kip

safehouse

Thanks Guys.......I have been to work, but feeling burnt out at the moment so afternoon sleepy on the cards..................as for my cc, I know it is the right thing to do and have set my mind to do it. I know I will be over the moon when they are paid off but slowing down my journey to a mortgage free life and the security that comes with it is scaring the cr*p out of me Lol xx.

safehouse

Much better nights sleep.............woke to rain drops tip tapping on my window lovely.
Only working this morning till 10am then off out with DS ....in need of nice change.
making my own lunch, DS wanting a subbyway, ill stick to my shake/fruit..............
Diet going very well........... actually sticking to it ...weigh in tomorrow fingers crossed....well onwards and upwards lots to cram in in the space of 3 hours ..................

Bobarella

Safehouse - I had one of your nights last night with strange dreams. Its tiring isnt it.Glad you woke to the rain.

safehouse

Sorry to hear that Bobarrella, hope your not stressed, mine are triggered by stress .....hope you have a better nights sleep tonight..................
Not hopeful I will, another argument with OH " the usual boring problem" he's stormed out which would be fine but he's taken my Mollymoo with him...said he needs to go for a walk to calm down.....Big baby...wish he had left her at home whilst he has his little tantrum................:mad::mad: