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one day at a time

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Comments

  • Had time to think and talked to DSis regarding loan, will go ahead with the loan but we have sorted out a few arrangements such as a regular monthly installment plan by standing order.....also she can wait till February next year for the cash which makes me feel slightly better.

    CC 5,110.00…. Mortgage £67,035 (32,965).......
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Having a catch up. Shame about the loan, it's a difficult one with family.
    I hope you get some peace this christmas :grouphug:
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Thankyou Skinny.....Like yourself also had a bit of an emotional roller coaster ride the last few months.
    So sorry to hear about your DD I really hope she has the strength to make the right the decisions regarding not so nice BF.
    Hoping you all "including your kitty cats" have a very happy Christmas :beer:
  • safehouse
    safehouse Posts: 710 Forumite
    Fifth Anniversary Combo Breaker
    edited 21 December 2015 at 3:27PM
    £70 into mortgage today, extra cleaning works tiring but are paying off....should also be getting paid for 3 more cleaned property's tomorrow, nice perk with most of the cash again going straight into my mortgage pot.
    Also kept spends to a set limit, not been easy but so far so good :T

    CC 5,110.00…. Mortgage £67,105 (32,895).. total debt: 32,895 mortgage
    5,110 CC
    £ 38,005..............................:eek:
  • safehouse wrote: »
    £70 into mortgage today, extra cleaning works tiring but are paying off....should also be getting paid for 3 more cleaned property's tomorrow, nice perk with most of the cash again going straight into my mortgage pot.
    Also kept spends to a set limit, not been easy but so far so good :T

    CC 5,110.00…. Mortgage £67,105 (32,895).. total debt: 32,895 mortgage
    5,110 CC
    £ 38,005..............................:eek:
    I was just looking back at your post, you've paid over £7k off your mortgage since May and £2k of your credit card. You're doing amazing :beer:
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • safehouse
    safehouse Posts: 710 Forumite
    Fifth Anniversary Combo Breaker
    edited 22 December 2015 at 4:23PM
    I was just looking back at your post, you've paid over £7k off your mortgage since May and £2k of your credit card. You're doing amazing :beer:


    WOW..... Thanks for that.... remember in the beginning partly credited to me finding this forum and reading your amazing posts :D. I had no idea so much was paid, has given me a well needed xmas buzz :D:D
  • £75 from overtime paid again as promised into mortgage account, have been offered 2 more property cleans but have to be completed before xmas, whilst exhausted really don't want to turn down hmm might take on one and see how things go regarding my dwindling energy levels, another thought as DS is out of Uni could pull a few emotional heart strings and get him to help me out.

    CC 5,110.00…. Mortgage £67,180 (32,820).. total debt: 32,820 mortgage +
    5,110 CC
    £ 37,930..............................
  • Whoo just sat down, house cleaned, evening-meal prepared, washing done, dog walked on and on. Back out at 5 finish last house clean, money for mortgage....
    I really need my cup of PG.
    Had terrible migraine and sinus trouble the last few days, Went to see Doc this morning who asked if I might be stressed “stressed is an understatement….OH has been really good the last few days but as I well know with xmas approaching and going from past experience it really isn’t something that generally lasts long “the calm before the storm would be a better description” anyway he has given me some stronger migraine tablets to try although they might make me slightly drowsy worth a go, so fingers crossed. Shame he couldn’t give me something for OH maybe just to knock him out until the festivities end a day or two would be nice …..I know a very cruel thought, but must admit found myself drifting into a contented daze for a sec there!! Oops and again lol;)
    Right change my channel of thought back to positive and how I am going to get through the xmas period and enjoy it.... without knocking OH out stone cold with medication :rotfl:
    My mortgage is now tipping in at a very healthy £67,180 and the plan is to get to £68,000 before the end of January “Big ask” but something to focus on over the next week.
  • CC 5110…. Mortgage £32,820 (67,180 paid)… Total Debts to Date = 37,930
  • Happy Happy Xmas everyone............................:j:j:j:j
    Xmas eve went smoother than I expected 1 festive day without complication another 5-6 to depending on how long OH is staying off work!!
    Up early everything seems on track so far, hoping for a calm relaxing day ....
    Had that dream last night were I lose my house its been sold and I wake up in a state, 4.40am exactly looked at clock, its been a while since I had that nightmare.
    Right back to preparations, going to Mammys later today, must admit I did purposefully arrange today so OH would have to drive equaling alcohol free day at-least until 6pm, good plan I think I hope ;)
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