We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Advice please, sellers want 24 hours to move out after completion!

Hi, we're buying our first house and exchanged contracts last week and agreed a completion date for tomorrow.
Last night the seller rang us and said he had a favour to ask... could we complete as planned but allow him 2 more days to move out.
We discussed it and rang him back to say we couldn't do that as we have things in place to move on Saturday but could work with him for him to have access on Friday if he left stuff in the garage and possibly one room in the house.
He didn't let us even make that offer and simply said that either we agree or he won't complete.
It transpires that he won't get keys to his new place until he can make a large down payment from the money from the sale of his house (even though he is going into rented). He also can't afford a removal firm so is moving himself using his own van.
So, he backed us into a corner. If we refuse he won't complete. We need to get in this bank holiday weekend.
Alternatively he will complete as planned tomorrow, we have to give him back a set of keys and he will get his keys to the new place and move stuff like crazy for the rest of Friday and from crack of dawn saturday... he expects to be out by 9am Saturday at the latest.
With no option we've verbally agreed to this and as we have a deliberate overlap between completion on the new house and the date we have to be out of our rented house we can manage with one day less but we can't afford to lose the whole bank holiday.
What I need to know is how much we should be worrying about this? Is it normal? Can it all go horribly wrong for us? I'm panicking!
Hope that made sense... and we'd be grateful for any advice please!
If a post is helpful to you, please take a second to click "thanks", it makes us feel all warm and fuzzy inside! :)
«13456713

Comments

  • Bart1
    Bart1 Posts: 170 Forumite
    Tell them to do one. It's an empty threat he has to complete
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    No.

    I'm afraid I didn't read beyond the title of the post, but...no.

    On Completion the seller hands over the property with vacant possession. Anything else is fraught with legal problems.
  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    The correct response is Foxtrot Oscar.

    If necessary contact your solicitor to contact the vendor's solicitor so that he/she can impress upon the vendor that come hell or high water he needs to give you vacant possession tomorrow.
  • pinkteapot
    pinkteapot Posts: 8,044 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 21 May 2015 at 10:39AM
    Don't talk to him any more. Phone your solicitor and tell them about the conversation. As Pixie said, ask them to ask his solicitor to explain to their client in words of one syllable that completion means get out.

    Do not let him have keys after completion. It's your house. If he can't move all his stuff out in time and you're feeling helpful and generous, let him come round at a prearranged time when you'll be present to remove the remainder of his things.

    If he were to refuse to complete, he would be legally liable for any and all costs that you incur as a result (temporary accommodation, costs due to changing dates with your removers, etc). If it happens (which is extremely unlikely), keep a note and receipts for any costs you incur. But the chances of you needing this advice are incredibly slim, so please don't worry unduly!
  • Kaos_2
    Kaos_2 Posts: 521 Forumite
    Bart1 wrote: »
    Tell them to do one. It's an empty threat he has to complete

    OK, that is one option. But I don't think it's an empty threat. As far as we can tell they aren't being deliberately awkward, it's too late for them to book a removal firm even if they can afford it, which apparently they can't. We know they're packed and ready to go but they can't get their new keys until they've got some money to hand over to the letting agents.
    Knowing that they'd be in breach of contract doesn't really help us when we've got friends and family booked to help us move this weekend and we have very limited time to move before our tenancy ends. I'm disabled and my partner can't get time off work, we need the bank holiday weekend to move!
    We do have sympathy for the seller as we know he has a disabled wife, pregnant daughter and another teenage daughter and no job :( We don't *need* to have access until Saturday morning (and he's happy for us to go in Friday night to do some measuring up that we'd planned to do), so we don't mind them not being out until then, but we're worried about the legal implications and what happens if something goes wrong *worries*
    If a post is helpful to you, please take a second to click "thanks", it makes us feel all warm and fuzzy inside! :)
  • DaftyDuck
    DaftyDuck Posts: 4,609 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You tell your solicitor to tell his solicitor to tell him to get out on time, or face all your additional costs.

    Having just written elsewhere that I don't mind talking to a vendor direct... this is the kind of conversation I do NOT engage in. Ever!

    Don't take his calls any more. this is not a risk worth taking. If you are buying with a mortgage, it's not a risk the solicitors will take either.
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Well. You've had advice here.

    Now talk to your solicitor.
  • pinkteapot
    pinkteapot Posts: 8,044 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Kaos wrote: »
    As far as we can tell they aren't being deliberately awkward, it's too late for them to book a removal firm even if they can afford it, which apparently they can't. We know they're packed and ready to go but they can't get their new keys until they've got some money to hand over to the letting agents.

    None of this is your problem. They've known for ages they'll be moving, and they've known the date since last week. It's not your responsibility to make up for their lack of organisation.
  • AnnieO1234
    AnnieO1234 Posts: 1,722 Forumite
    Sorry but "he's happy for you to go in Friday night", erm no hon it's your house once completion has taken place. He's contractually obliged to leave with vacant possession and if you allow him to continue living there after completion has happened you're potentially invalidating your mortgage. The second you complete he would become your tenant and could, I'm not saying he would, refuse to leave. Then you'd be in a position where you had to seek proper notice etc and need to find somewhere else to live.

    Tell him to foxtrot oscar in the strongest way possible. xxx
  • pinkteapot
    pinkteapot Posts: 8,044 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    AnnieO1234 wrote: »
    if you allow him to continue living there after completion has happened you're potentially invalidating your mortgage

    and your home insurance
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.