What small change do you want from the new government?

Caroles54

There is no options for cavity wall insulation for Yorkshire stone under the current green schemes

I would ask for this to be reviewed, as there is a product called ECOBEAD which can be used, but like most things it is more expensive, but supply and demand would bring the price down like solar panels!!!!

St_Annes

Any large retailers say over 100 outlets using the same branding should have set prices nationally, e.g. Tesco Express stores benefit from Tesco's huge marketing budget convincing us they are cheap, yet are often more expensive than the independent stores they are putting out of business. Also supermarket filling stations can often be 5p per litre cheaper in the next town

PeterGroom

To help clear the nations financial defecit, tourists should ALL be charged a City tax of £2 per person per night. (The same as we often are when abroad)
4.9 million visitors x average per year x 7 night stay x £2 = 68.6 MILLION extra cash into the treasury

Auntie_Bee

Give insurance companies a time limit to pay out whether it is accident claims, flood, house damage, etc. How many people after the dreadful floods of 2013 were still waiting for financial help 6 - 12 months later? For terrible personal accident claims insurance companies delay and delay, often years before they finally settle. Understand the full implications of disability/recovery may take time, but surely an interim payment to help make house adjustments, etc. would be within their remit. When the accident is high profile like Alton Towers they appear to be making an interim payment quite soon; for ordinary people it usually takes years of "need another opinion" which takes 6 - 9 months to arrange.

PeterGroom

The government should stop travel companies price hiking holiday prices during school holidays in the light of the "frowning" on parents who take children out of school to avoid this.
Either allow children to be removed, or stop this unfair tax.

matchmade

Why are Houses in Multiple Occupation only available from the private rental sector? This reduces the supply of houses and labour mobility, and tempts rogue private landlords into the sector, due to the incredibly high levels of demand for affordable housing in certain areas. It can be very hard for young people to find cheap shared housing, especially if they are on benefits.


Ironically in view of all the fuss about the "bedroom tax" on council housing, it was the last Labour Government which changed the rules, so that single people under the age of 35 are only allowed to receive housing benefit to pay for a single room in a houseshare, whilst doing absolutely nothing to improve the supply of such housing. If anything, Labour party current policy - and in many councils with their Article 4 Directions banning new HMOs in many areas (whole boroughs in the case of Newham in London) - aims to make it ever harder for landlords to create new HMOs.


I suggest the Government mandate councils and housing associations to convert a proportion of their houses - say 5% over the next 10 years - into houseshares, operated and maintained in the same way as normal housing. This will improve the supply of houseshares, improve competition, and help drive the rogue landlords out of the market because there is plenty of better-quality accommodation available.


A spin-off benefit may be that councils will become far better informed about the unique characteristics of HMO housing, realise they are not easy to run or maintain, and lead them to slacken off a lot on their apparent unremitting hostility to this form of housing.

matchmade

If you are owed money by someone and obtain a court order or CCJ to reclaim the debt, this is only the start of what can be a near-impossible process to actually secure your money. The whole system is stacked in favour of debtors, who can claim they are self-employed (so no attachment of earnings can be made), or move property and cars into someone else's name, or hide their money in undeclared bank accounts, and all sorts of other tricks - culminating in the slap on the wrist that is bankruptcy nowadays. One year in credit purdah, then you are free of all your debts: outrageous!


The balance needs to be shifted back towards creditors, especially landlords and small business people, many of whom can be driven out of business because of the non-payment of invoices and other debts, and the near-impossibility of enforcing CCJs.


My proposal for a small change is for CCJs to be enforceable through the personal and corporation tax system. Creditors with a CCJ registered against an individual or a company should be able to reclaim their money by a reduction in someone's tax allowance or an addition to a company's corporation tax bill. The extra tax paid would be collected by HMRC in the normal way and sent to the creditor, with a charge by HMRC to cover its demonstrable costs.

kath_moneysaver

Creditors such as catalogue agents and credit unions accept and oftenrequest payment of benefits direct to them making them the first priority and leaving individuals unable to pay priority bills. This practice needs to be banned.

mahharg

Far too often I hear about unfair parking charges by local Authorities as well as private companies. Some of these charges are blatantly unfair. It takes time and money to reclaim these charges via phone calls, letters and going out to take photos.

There should be some sort of recompense for successful claims of tickets that are issued in error.

bigpat

I'm not saying scrap the idea of a public service broadcaster, but pay for it out of general taxation. Save money on administering and policing a separate system.

There may be some (a tiny few) who can truthfully say they NEVER consume any BBC content at all, but equally there are those who never had children, though their taxes still pay for education. Or those who never use libraries but can't claim that proportion back from Council Tax.

There's no good reason the BBC should be funded differently.