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  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Coveredinbees!!!! wrote: »
    Trouble is now when you apply for insurance they ask if you have had a speed awareness course and jack you premium accordingly.

    That question wasn't on my renewal invitiation.
  • leveller2911
    leveller2911 Posts: 8,061 Forumite
    DUTR wrote: »
    That question wasn't on my renewal invitiation.
    Nor mine..........
  • s_b
    s_b Posts: 4,464 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    leveller2911 wrote: »
    Nor mine..........

    nor mine but they probably worded it in word speak so they get you one way or another
  • Aretnap
    Aretnap Posts: 5,901 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AFAIK Admiral (and its various brands)) is the only insurance company which asks or cares whether you've done a speed awareness course. The vast majority don't.
  • Dr._Shoe
    Dr._Shoe Posts: 563 Forumite
    With insurance you're expected to apply in utmost good faith meaning that you're expected to voluteer the information. It could effect the outcome of a claim should your car get damaged in a collision.
  • rev_henry
    rev_henry Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Dr._Shoe wrote: »
    With insurance you're expected to apply in utmost good faith meaning that you're expected to voluteer the information. It could effect the outcome of a claim should your car get damaged in a collision.
    Not anymore. Recent FOS guidance states that for normal home, car insurance etc the insurance company MUST ask every question it considers relevant. If they don't ask you've done nothing wrong by not telling them. Within reason of course.
  • TadleyBaggie
    TadleyBaggie Posts: 6,759 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Johno100 wrote: »
    Or the offer of a Speed Awareness Course, no points and no fine.
    Only if the offence was not in Scotland, where courses are not available.
  • robbies_gal
    robbies_gal Posts: 7,895 Forumite
    Part of the Furniture 1,000 Posts
    i got offered a sac for doing 56 in a 50-it was interesting and also told us that 10% leniency doesnt exist anymore
    What goes around-comes around
  • Strider590
    Strider590 Posts: 11,874 Forumite
    Johno100 wrote: »
    Or the offer of a Speed Awareness Course, no points and no fine.

    Better off taking the points if you have a clean licence.

    In which case the cost of the course + a day off work + the additional charge on your insurance, make it a foolish choice.
    “I may not agree with you, but I will defend to the death your right to make an a** of yourself.”

    <><><><><><><><><<><><><><><><><><><><><><> Don't forget to like and subscribe \/ \/ \/
  • s_b
    s_b Posts: 4,464 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Strider590 wrote: »
    Better off taking the points if you have a clean licence.

    In which case the cost of the course + a day off work + the additional charge on your insurance, make it a foolish choice.


    8812 posts and not one useful
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